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Federal Bank Scapia is Back with Issuing New Cards

SubhankarSubhankar is verified member.

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Scapia is back! After a long pause in issuing new cards due to the RBI's ban and a sudden massive credit limit decrease, Scapia has returned with its co-branded credit card in partnership with Federal Bank.


One major drawback earlier was that existing Federal Bank credit card holders couldn’t apply for a Scapia card. However, that issue may have now been resolved, and even those with a Federal Bank credit card can apply, as few could have successfully applied & gotten Approval, though many faced rejection.


Apply Now by Clicking Here

Why Consider Scapia?​


Here are some key benefits:


Lifetime Free Credit Card: No joining or annual fees.
0% Forex Markup: Ideal for international transactions.
Unlimited Domestic Lounge Access: Spend just ₹10,000 in a month to qualify.
Generous Reward Structure:
  • 20% Scapia Coins on travel bookings via Scapia.​
  • 10% Scapia Coins on all other spends.​

Since 5 Scapia Coins = ₹1, this translates to:

💰 4% value back on travel bookings.
💰 2% value back on regular spends – a solid return for a Lifetime Free card.

Introducing the Virtual RuPay Card!​


Scapia now offers a Virtual RuPay Credit Card with an exciting benefit:

💳 5% reward on all UPI transactions above ₹500 – maximizing value on larger UPI spends.


While this may not benefit small transactions, it’s still a great addition for maximizing rewards.


So, are you applying for the Scapia Card? Let us know in the comments! 🚀​
 
Activated my card but the limit is not restored 🙁
Am still getting 50K

@RAMESH BABU N @msd07
It will take minimum 24 hrs (or 48, if a holiday) for the full limit to show in the App after activating the physical card.

Wait. Usually, after their EOD, the updated data gets pushed.

Have you observed that the virtual card n the physical card have the same card number but different CVVs ?
 
It will take minimum 24 hrs (or 48, if a holiday) for the full limit to show in the App after activating the physical card.

Wait. Usually, after their EOD, the updated data gets pushed.

Have you observed that the virtual card n the physical card have the same card number but different CVVs ?
Thanks a lot sir..Hope they do before tomorrow
Not in my case both cvv are same for now 🙁
 
If you want to use Federal bank offers, apply for Celesta
If you want 0 Forex CC, apply for Scapia
Note that it’s tough to get 2 cards from Federal so decide before applying and then you can try for 2nd card 3 months later
Got Celesta LTF within Two days. Applied on 26.3.2025.. VKYC 27.03.2025 & today 28.03.2025 got confirmation email to activate Virtual Card. CL provided is 5L.
 
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