FI Money Infinite account | 2% in UPI/Debit Card spends

[iamankit]

Does anyone upgraded to Infinite account variant by maintaining 50k? Share your practical experience on benefits like 2% cashback and their acceptable merchant transactions for those cashbacks.

Account Plans & Benefits | Fi Money

Fi Money offers 4 plans - Salary, Infinite, Plus, and Standard. Each has its own benefits, choose your plan and enjoy using Fi

fi.money

 

[kilroy]

Can anyone link to the full tnc for this?

 

[phagocyte536]

Fi Infinite users, So for Rs. 2500 CC payment via Cred, if we pay using UPI on Fi app, we get 2% = Rs 50 cashback at the end of the month, and if we pay the same amount on Cheq using Fi Debit card, we get 500 Fi Coins + 2% = Rs 50 cashback + Whatever Cheq gives, right ??

Yes

 

[hellobois]

Fi Infinite users, So for Rs. 2500 CC payment via Cred, if we pay using UPI on Fi app, we get 2% = Rs 50 cashback at the end of the month, and if we pay the same amount on Cheq using Fi Debit card, we get 500 Fi Coins + 2% = Rs 50 cashback + Whatever Cheq gives, right ??

cheQ vouchers are useless now, use something else. moreover you have to use it 10 times to get 500 per month.

 

[pratikjain4]

cheQ vouchers are useless now, use something else. moreover you have to use it 10 times to get 500 per month.

Where else apart from Cheq can I pay cc bills using fi debit card ?

 

[DarkKnight]

Actually its for wallet load in mobikwik, paytm etc. Unsure if bill payment through paytm, mobikwik etc also comes under that category.

While paying CC bill through FI DC the merchant shows as Mobikwik!!

 

[kkk]

cheQ vouchers are useless now, use something else. moreover you have to use it 10 times to get 500 per month.

It's not useless. I used few days back to buy Bigbasket voucher and used it to buy groceries. If you are looking only for Amazon pay gift card then yeah it has become useless.

 

[gupta93126]

Did anybody tried HDFC Millenia card on Cheq and get the cashback points on milenua ?

 

[yolofino]

Cashback for many of their offers also wasn't automatic nor on time e.g. Licious or DMart offers which I used on their card. I contacted their Twitter support and they manually credited the cashback several days later after weeks of esclation. Not a good experience. Who has time to follow up with such frequent issues?

see this - https://www.technofino.in/community/threads/unethical-practices-of-fi-money.12195/

cc @xxScriptzxx

 

[prc1990]

see this - https://www.technofino.in/community/threads/unethical-practices-of-fi-money.12195/

cc @xxScriptzxx

Any infinite user got the fi coins of the attached offer on wallet load?

 

[Karthi52]

If you have 50k idle for putting it in this shit account instead
Put 10k in five RBL Accounts and get Enterprise DC.
Which will give you net 4% if you use it for only 20k/Month for Credit Card bill payments on Mob***k.
Also RBL will give 4.25% per annum interest on Savings Account Balance

I am sorry for asking again bro. Does enterprise dc give 5% back on mobkw???

 

[Astraea]

Any infinite user got the fi coins of the attached offer on wallet load?

Nope I tried many times in paytm as well as payzapp

 

[CardSeeker]

Cashback received, they give option of 500 rupees or 22500 fi coins

u already got money plant or direct cashback after offer period ?

 

[CardSeeker]

paid bills on cheq ( 5000*10 via dc and upi ) got 10% and 20% fi coins

no sign of 2% cashback

am i eligible for 500 cb ?

if yes when will i receive ?

 

[Mritunjay]

paid bills on cheq ( 5000*10 via dc and upi ) got 10% and 20% fi coins

no sign of 2% cashback

am i eligible for 500 cb ?

if yes when will i receive ?

Next month, last time it was on the 3rd for me.

 

[CardSeeker]

Upi

Next month, last time it was on the 3rd for me.

sepnds Also Count Right?

 

[Mritunjay]

Upi
sepnds Also Count Right?

I haven't tried, but it should be as it is also included in the offer t&c.

 

[prc1990]

Upi
sepnds Also Count Right?

UPI is counted if and only if it gets processed through FI app. If you pay via any third party UPI connected to your FI savings account then it won't be.

I select UPI option on CRED and then choose FI app to pay with. Let's see if that gets counted. Logically it should.

 

[Phonix_YT]

UPI is counted if and only if it gets processed through FI app. If you pay via any third party UPI connected to your FI savings account then it won't be.

I select UPI option on CRED and then choose FI app to pay with. Let's see if that gets counted. Logically it should.

If it will fetch the cashback for you then inform.

 

[prc1990]

If it will fetch the cashback for you then inform.

Need to wait till 5th June.

 

[wolfdalalstreet]

2500* 10 on Cheq will yield 500 Rs cashback on Fi, but Cheq charges Rs. 5 processing on every 2500 transaction, which means 50 rupees processing charges against a cashback of 500.

But you also get 250 Cheq coins at the end of it.

Is it worth it or is there a better way to extract 2%?