FI Money Infinite account | 2% in UPI/Debit Card spends

[iamankit]

Does anyone upgraded to Infinite account variant by maintaining 50k? Share your practical experience on benefits like 2% cashback and their acceptable merchant transactions for those cashbacks.

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[Chaitanya-a]

then i missed it. how many coins was it showing to you, it showed me 22.5K coins

Same to everyone. 22500 coins or 500 cash

₹500 Amazon pay GV is available for 16499 coins there.

Even I missed it coz it gave only 40 seconds to decide and chosen ₹500 cash. Will choose coins next month

 

[suhasa010]

It was a choice between fi coins & Cashback. Fi coins had better monetary value.

Thanks for this tip. Received around 17.2k coins (don't remember how much I spent though, it must be mostly credit card bills). Redeemed ₹500 Amazon voucher obviously.
Really great since I used to get only 10% coins (of salary amount) which was way less than this. Plus got a Swiggy ₹200 coupon as well for 500 coins couple of days back.
Overall ₹700 value back per month without breaking a sweat is not at all bad.

 

[DarthYoda]

Cc payments are also eligible naah just by using fi upi option in cred ?

 

[suhasa010]

Cc payments are also eligible naah just by using fi upi option in cred ?

Looks like it. I mostly spent on Credit Card bills via Cred via Fi UPI

 

[prabhath]

Did anyone else receive the money plant today for 2% cashback for last month?
If yes, I have a question, I did not pay that much attention, but there were 2 branches on the plant, one with cashback and another with the fi coins, I just clicked on the cashback and now the cashback is showing up in my rewards history but not the fi coins, was it a choice thing or is it some glitch?
The question might sound juvenile but I would request y'all to humour me.

I was shown ₹500 on one branch and 22500 coins on another branch, I know that it's a choice since beginning but subconsciously I tapped on ₹500 . 22500 coins is equal to ₹675, lost ₹675 with no reason, have to be careful the next month.

BTW, how many coins were you shown beside the ₹500?

 

[cyan11]

I was shown ₹500 on one branch and 22500 coins on another branch, I know that it's a choice since beginning but subconsciously I tapped on ₹500 . 22500 coins is equal to ₹675, lost ₹675 with no reason, have to be careful the next month.

BTW, how many coins were you shown beside the ₹500?

yeah, loss of 175 rupees, was shown 22500 coins, i think that is the max, as some people have also reported less number of coins.

 

[wolfdalalstreet]

Genuine question: We got to know the per transaction cashback limit. Does it have any per day cashback limit?

 

[Chaitanya-a]

Genuine question: We got to know the per transaction cashback limit. Does it have any per day cashback limit?

Nope. Only per txn and per month limit is there.

 

[steiner03]

I think there's a cap of 2000 Fi-Coins per transaction on Debit Card spends. I paid 10k on Cheq and got 2k Fi-Coins. Then, I paid 20k again and only got 2k Fi-Coins.

So we can get coins for credit card payments as well?
What's the value of Fi coins?
I currently don't get any returns on paying credit card bills except for cheq coins/cred jackpot.

 

[suhasa010]

So we can get coins for credit card payments as well?
What's the value of Fi coins?
I currently don't get any returns on paying credit card bills except for cheq coins/cred jackpot.

1. Yes
2. Approx 16.5k coins = ₹500 (Amazon voucher redemption)

 

[Chaitanya-a]

Approx 16.5k coins = ₹500 (Amazon voucher redemption)

Yes even ₹200 Bigbasket voucher for 6499 coins is a good deal if we've less coins.

We can say Fi coins give 3% monetary value.

 

[wolfdalalstreet]

Nope. Only per txn and per month limit is there.

Brb. Gotto do the 2500 x 10 transactions.

 

[kkk]

Brb. Gotto do the 2500 x 10 transactions.

I just did yesterday.

 

[hellobois]

Brb. Gotto do the 2500 x 10 transactions.

this is the only drawback

 

[DarkKnight]

Brb. Gotto do the 2500 x 10 transactions.

are there n e merchant restrictions currently for cc bill payment coz its written- payment to Mobikwik will not be considered for cashback in T&C

 

[TheMentalist]

are there n e merchant restrictions currently for cc bill payment coz its written- payment to Mobikwik will not be considered for cashback in T&C

Can you post a link or screenshot to such TnC?

 

[kkk]

Can you post a link or screenshot to such TnC?

Actually its for wallet load in mobikwik, paytm etc. Unsure if bill payment through paytm, mobikwik etc also comes under that category.

 

[phagocyte536]

Did my share of 10 x 2500 CC bill payments for this month. Man, I need to get a life

 

[vijaypathak077]

tried many times few went through but many payments are getting failed

 

[pratikjain4]

Fi Infinite users, So for Rs. 2500 CC payment via Cred, if we pay using UPI on Fi app, we get 2% = Rs 50 cashback at the end of the month, and if we pay the same amount on Cheq using Fi Debit card, we get 500 Fi Coins + 2% = Rs 50 cashback + Whatever Cheq gives, right ??