Finally got Yes bank Cc, but 😂😂

[KK001]

I had applied for kiwi yes bank cc but the application declined, fin booster again declined, uni card yes bank declined.

Day after yesterday I got a message that my yes bank credit card application needs my permission to proceed through OTP verification ( it's genuine sms through yes bank) so I thought might be bank is reopening my application for further process.

But next after giving them the permission a banker from yes bank called to e- sign form where I see YES BANK BYOC is being processed so I thought ok let's see how much limit they can offer so I didn't question anything with her and granted the permission to proceed.

Today my card got delivered with a huge limit of 25,000 lowest of all my cards collection.

My cards SBI SIMPLYCLICK -1 L
HDFC NEU + 1.2 L
AXIS FLIPKART - 1.98
+ ONECARD + RBL PLAY + HDFC SWIGGY+ IDFC WEALTH+ AMAZON ICICI

How to close this card from yes bank?

 

[sudheerreddy]

I had applied for kiwi yes bank cc but the application declined, fin booster again declined, uni card yes bank declined.

Day after yesterday I got a message that my yes bank credit card application needs my permission to proceed through OTP verification ( it's genuine sms through yes bank) so I thought might be bank is reopening my application for further process.

But next after giving them the permission a banker from yes bank called to e- sign form where I see YES BANK BYOC is being processed so I thought ok let's see how much limit they can offer so I didn't question anything with her and granted the permission to proceed.

Today my card got delivered with a huge limit of 25,000 lowest of all my cards collection.

My cards SBI SIMPLYCLICK -1 L
HDFC NEU + 1.2 L
AXIS FLIPKART - 1.98
+ ONECARD + RBL PLAY + HDFC SWIGGY+ IDFC WEALTH+ AMAZON ICICI

How to close this card from yes bank?

Don't activate it,
It auto close after 30days

 

[BhaiyaJi]

Yes bank did the same with me, declined co-branded card and pushed for BYOC card. Didn't apply for it.

 

[KK001]

Yes bank did the same with me, declined co-branded card and pushed for BYOC card. Didn't apply for it.

If after activating the card I raise closure request will I be charged with joining/ monthly fees ?

 

[BhaiyaJi]

If after activating the card I raise closure request will I be charged with joining/ monthly fees ?

You will be I feel as you have activated it.

 

[me_sovon]

Yes bank did the same with me, declined co-branded card and pushed for BYOC card. Didn't apply for it.

Kindly elaborate in detail

 

[Desu Sarath]

Any reson for yes bank credit card?

 

[BhaiyaJi]

Kindly elaborate in detail

There's not much to add. I applied for Paisabazar card, but they rejected it and sent me a consent link for another application. When I opened that link, I found it to be of the BYOC card. So I did;t continue with it.

 

[me_sovon]

There's not much to add. I applied for Paisabazar card, but they rejected it and sent me a consent link for another application. When I opened that link, I found it to be of the BYOC card. So I did;t continue with it

They sent another application link instantly? Or few days later

 

[BhaiyaJi]

They sent another application link instantly? Or few days later

Few days later

 

[KK001]

They sent another application link instantly? Or few days later

Bro don't take this build your own card from yes bank it has monthly fees of 49 + gst which I was not told when she was applying for it ( & it's official banker) who applied for my card. Now she is in trouble because yes bank has raised a complaint against her for miss-selling Credit Card

 

[KK001]

& benifits are like penny

 

[me_sovon]

Bro don't take this build your own card from yes bank it has monthly fees of 49 + gst which I was not told when she was applying for it ( & it's official banker) who applied for my card. Now she is in trouble because yes bank has raised a complaint against her for miss-selling Credit Card

Okay thank you bhai.

My kiwi card got rejected 2 days ago. No CIBIL hit done, that's a relief.
So now I am curious if they provide any pre-approved offer?

 

[KK001]

Okay thank you bhai.

My kiwi card got rejected 2 days ago. No CIBIL hit done, that's a relief.
So now I am curious if they provide any pre-approved offer?

Bro yes bank & AU bank thinks they are the top most bank in india they won't provide cc easily...i think you should hv there savings acc to get pre approved offer..not sure

 

[ontherocks]

 

[KK001]

Thik h bhai "BEFORE" bass padh Kai thand

 

[Walter White]

I had applied for kiwi yes bank cc but the application declined, fin booster again declined, uni card yes bank declined.

Day after yesterday I got a message that my yes bank credit card application needs my permission to proceed through OTP verification ( it's genuine sms through yes bank) so I thought might be bank is reopening my application for further process.

But next after giving them the permission a banker from yes bank called to e- sign form where I see YES BANK BYOC is being processed so I thought ok let's see how much limit they can offer so I didn't question anything with her and granted the permission to proceed.

Today my card got delivered with a huge limit of 25,000 lowest of all my cards collection.

My cards SBI SIMPLYCLICK -1 L
HDFC NEU + 1.2 L
AXIS FLIPKART - 1.98
+ ONECARD + RBL PLAY + HDFC SWIGGY+ IDFC WEALTH+ AMAZON ICICI

How to close this card from yes bank?

Yes Bank ke cards pe 25k bhi kaafi hai unless Marquee ho. Chindi bank.

 

[KK001]

If I close the primary credit card so the other card issued against the primary credit card which is in rupay variant will remain active or gets closed

In the above case I got virtual yes bank rupay card LTF , limit shared .

Pls let me know

 

[deep@vie]

If I close the primary credit card so the other card issued against the primary credit card which is in rupay variant will remain active or gets closed

In the above case I got virtual yes bank rupay card LTF , limit shared .

Pls let me know

It won't be closed, you can cancel Primary card