Bhai most of cards I have are now LTF or convereted to LTF like last year MIllennia CC automatically converted to LTF by HDFC. ICICI Dual Sapphiro was already offered LTF in 2020. So as per spends yearly, I will recover this 1178. Although 2 lakh will not be possible as will use other cards too. But fee is manageable. For this 24K enough to recover cost. I will be able to do upto 1L from this card. Ins. Policies + Bills and other spends.
Will close my Simplyclick now. Anyone who can convince me to keep it beside the 3.2L limit I have it? lol
@D₹V Bro, Have got it after long wait. Won't do such stuff. Where it is genuine matter, I take back even Rs.1 from banks but not this way but good to know that such kind of forced waiver exists. Par fir bhi pata lagey woh close hi kar de toh?
🤣