(Free Credit Card to Bank) Payzapp wallet UPI launched (for iphone/android users) (SBI Cashback credit card loot tricks added)

[Abhishek012]

(Free Credit Card to Bank) Payzapp wallet UPI launched (for iphone/android users) (SBI Cashback credit card loot tricks added):

Payzapp has launched wallet upi services for iphone users. One person told he loaded Rs 1 lakh and successfully able to pay Rs 99950 to merchant qr code, you can use if you want free credit card to bank.

Monthly payzapp load limit is 2 lakh and i think ( not sure) daily wallet upi limit is Rs 1 lakh, first try with small amount.

Android/iphone user -

scan merchant UPI QR and enter amount

next screen click on drop down arrow and choose Payzapp wallet UPI.

Option lane ka trick, use latest version app or beta app -

Just open app and scan merchant qr and close try 2-3 times and reopen you will get Payzapp Wallet UPI option on drop down arrow.

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Loot tips: Buy zingoy RuPay gift card using 5% SBI Cashback credit card.

2% extra charges and 3% effectively profit. Use Zingoy RuPay gift card on Payzapp Wallet load.

 

[MrKant]

I think you are not aware that only 1 Lakh debit can be done with Payzapp in a calender month. I recently posted all kind of limits. 50K/day is max debit limit.

I don’t believe this did 50k plus just half hour ago wallet upi

 

[MrKant]

Is anyone else experiencing a transaction failure due to a technical error?

Yes in android
Edit :- iOS worked fine for me 30 min ago did 50k+ transactions

 

[Wealth is my birth right!]

Is this option available in Android only? I do not see payzap as UPI app in iOS version of Cred.

Yes ios shows paytm gpay only not payzapp

 

[Wealth is my birth right!]

Yes in android
Edit :- iOS worked fine for me 30 min ago did 50k+ transactions

In ios is this by cred?

 

[desiviru]

Transferred 45000 to HDFC acc successfully @1.18% of Rs.525.10. Actual charge 0.179% as 1% will come as wallet load cashpoints. Risk paid off. Rest amount will be transferred tomorrow. Has anybody tried over 50K for two different beneficiaries?

 

[Dreamer]

I think you are not aware that only 1 Lakh debit can be done with Payzapp in a calender month. I recently posted all kind of limits. 50K/day is max debit limit.

Should I do that 1lac from PayZapp? or keep it for future merchant offline QR payments?
IDFC wealth DC gives ~2.5% return above 50k CC payment

 

[desiviru]

Is anyone else experiencing a transaction failure due to a technical error?

Doing what? Bank tfr? No. Just did it.

 

[Wealth is my birth right!]

Transferred 45000 to HDFC acc successfully @1.18% of Rs.525.10. Actual charge 0.179% as 1% will come as wallet load cashpoints. Risk paid off. Rest amount will be transferred tomorrow. Has anybody tried over 50K for two different beneficiaries?

Moved 50k to bank and tried 50k again it saying days limit exceeded

 

[desiviru]

Should I do that 1lac from PayZapp? or keep it for future merchant offline QR payments?
IDFC wealth DC gives ~2.5% return above 50k CC payment

Bank tfr limit is 50K per beneficiary per month and max. ban ktfr allowed is 1L. So add two beneficiary accounts to take out 1 Lakh out of 2 Lakh you have. It includes fee also so max. you can transfer in a day is Rs.49416.88+1.18%=Rs.49999.999. I won't suggest more than this amount in a day so as to avoid any blockage. Next day tfr same amt to another beneficiary. After these two txns you won't be able to do any payzapp txn using wallet balance as monthly debit limit of 1 Lakh gets reached. Next month you can use rest 1L, for Utilities via Payzapp wallet UPI. But I am not aware of apps/sites to do that and won't install also even if my money stuck but as I had 70K to tfr as 20K used last month for merchant payment, I am okay with debits. So wherever you see UPI option to pay use scan to pay or insert mobilenumber@pzw to send fund collect request to yourself if site/app allows to enter UPI ID.

 

[desiviru]

Moved 50k to bank and tried 50k again it saying days limit exceeded

So was it 50K+1.18% or 49416.88? 50k tfr = 50590 total debit. Did it went through?

 

[Piyush_Jaiswal]

Moved 50k to bank and tried 50k again it saying days limit exceeded

You guys are doing bank transfer by paying 1.18% charges???

Just transfer it using UPI. Just paid 1 lakh using UPI. No charges. 😂

 

[CCFan12]

You guys are doing bank transfer by paying 1.18% charges???

Just transfer it using UPI. Just paid 1 lakh using UPI. No charges. 😂

Can you please tell the process..Which app did you use?

 

[Piyush_Jaiswal]

Can you please tell the process..Which app did you use?

Paid to merchant QR. No charges to merchant. No charges at Payzapp.

 

[Arkapal Sen]

Will zingoy rupay card also have charges for loading to payzapp wallet?

yes..it is counted as cc

 

[Wealth is my birth right!]

You guys are doing bank transfer by paying 1.18% charges???

Just transfer it using UPI. Just paid 1 lakh using UPI. No charges. 😂

Agreed but i dont have merchant qr bro

 

[shivakrishna987]

Transferred 45000 to HDFC acc successfully @1.18% of Rs.525.10. Actual charge 0.179% as 1% will come as wallet load cashpoints. Risk paid off. Rest amount will be transferred tomorrow. Has anybody tried over 50K for two different beneficiaries?

Bro we get 1% back as points for adding money to wallet?

 

[jackj]

Are there any other options for loading zingoy rupay card without any charges?

 

[mayankcse10]

Bank tfr limit is 50K per beneficiary per month and max. ban ktfr allowed is 1L. So add two beneficiary accounts to take out 1 Lakh out of 2 Lakh you have. It includes fee also so max. you can transfer in a day is Rs.49416.88+1.18%=Rs.49999.999. I won't suggest more than this amount in a day so as to avoid any blockage. Next day tfr same amt to another beneficiary. After these two txns you won't be able to do any payzapp txn using wallet balance as monthly debit limit of 1 Lakh gets reached. Next month you can use rest 1L, for Utilities via Payzapp wallet UPI. But I am not aware of apps/sites to do that and won't install also even if my money stuck but as I had 70K to tfr as 20K used last month for merchant payment, I am okay with debits. So wherever you see UPI option to pay use scan to pay or insert mobilenumber@pzw to send fund collect request to yourself if site/app allows to enter UPI ID.

Not sure if you have the information, but do you know if the 1L debit limit is per calendar month or last 30 days? I keep getting technical error for a 30k transaction even today i.e. 1st August but smaller transactions on same merchant are going through.

 

[Arkapal Sen]

Are there any other options for loading zingoy rupay card without any charges?

following you bro

 

[desiviru]

Bro we get 1% back as points for adding money to wallet?

Bro, I used my Millennia CC to load 90K before July 31st, which provides 1% upto 1000 so 900 cashback. APay ICICI also provides. But from today loading Payzapp from CC is chargeable at 1.77%. So no benefit from now on. I did it only to achieve 1 Lakh quarterly milestone for Jul-Sep qtr.