(Free Credit Card to Bank) Payzapp wallet UPI launched (for iphone/android users) (SBI Cashback credit card loot tricks added)

[Abhishek012]

(Free Credit Card to Bank) Payzapp wallet UPI launched (for iphone/android users) (SBI Cashback credit card loot tricks added):

Payzapp has launched wallet upi services for iphone users. One person told he loaded Rs 1 lakh and successfully able to pay Rs 99950 to merchant qr code, you can use if you want free credit card to bank.

Monthly payzapp load limit is 2 lakh and i think ( not sure) daily wallet upi limit is Rs 1 lakh, first try with small amount.

Android/iphone user -

scan merchant UPI QR and enter amount

next screen click on drop down arrow and choose Payzapp wallet UPI.

Option lane ka trick, use latest version app or beta app -

Just open app and scan merchant qr and close try 2-3 times and reopen you will get Payzapp Wallet UPI option on drop down arrow.

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Loot tips: Buy zingoy RuPay gift card using 5% SBI Cashback credit card.

2% extra charges and 3% effectively profit. Use Zingoy RuPay gift card on Payzapp Wallet load.

 

[shivakrishna987]

Bro, I used my Millennia CC to load 90K before July 31st, which provides 1% upto 1000 so 900 cashback. APay ICICI also provides. But from today loading Payzapp from CC is chargeable at 1.77%. So no benefit from now on. I did it only to achieve 1 Lakh quarterly milestone for Jul-Sep qtr.

Okk bro tq for reply

 

[desiviru]

Not sure if you have the information, but do you know if the 1L debit limit is per calendar month or last 30 days? I keep getting technical error for a 30k transaction even today i.e. 1st August but smaller transactions on same merchant are going through.

Bro I wrote what is written on Payzapp FAQs. It is calender month not 30 days from last 1L debit. In June I paid 1L in total for 97.5K tax payments etc. and rest merchant tap and pay. In July I didn't faced any issues in loading or any kind of debit.

 

[Piyush_Jaiswal]

Agreed but i dont have merchant qr bro

You should have asked some friends or any shopkeeper you know. No charges for merchant to accept payment from wallet UPI.

 

[mayankcse10]

Bro I wrote what is written on Payzapp FAQs. It is calender month not 30 days from last 1L debit. In June I paid 1L in total for 97.5K tax payments etc. and rest merchant tap and pay. In July I didn't faced any issues in loading or any kind of debit.

Yes understood. I also read their FAQs but couldn't find the answer so thought to check if you had any information from experience. Will check in a day or two. Thanks.

 

[desiviru]

You should have asked some friends or any shopkeeper you know. No charges for merchant to accept payment from wallet UPI.

When you have your own merchant QR it is not a problem but others like shopkeepers won't agree to your demand of first accepting money and tfr back to your account. It comes under Biz income to them and add to their tax payment if any. Accepting money from Biz accounts through UPI also counts your account for biz payment receiving and reports to AIS and you then need to file ITR 4 to get exemption on such part of money. So if it is personal then okay but don't move money without knowing future repercussions.

 

[Wealth is my birth right!]

When you have your own merchant QR it is not a problem but others like shopkeepers won't agree to your demand of first accepting money and tfr back to your account. It comes under Biz income to them and add to their tax payment if any. Accepting money from Biz accounts through UPI also counts your account for biz payment receiving and reports to AIS and you then need to file ITR 4 to get exemption on such part of money. So if it is personal then okay but don't move money without knowing future repercussions.

Really informative tks

 

[mschahar]

facing payment error on almost every merchant or billdesk too. is it account issue or payzapp side issue?

 

[MrKant]

facing payment error on almost every merchant or billdesk too. is it account issue or payzapp side issue?


View attachment 63582

Payzapp issues but only in android ios works fine 51k yesterday and 49k today via upi

 

[sourav.ag]

facing payment error on almost every merchant or billdesk too. is it account issue or payzapp side issue?


View attachment 63582

Try with smaller transaction amount 19-20k when I faced similar issue I have done transaction below 20k and issue resolved

 

[sathish593]

is it working in android? i loaded some mny into wallet n scanned multiple merchant scanners.. but wallet is not showing up as a payment option

 

[MrKant]

is it working in android? i loaded some mny into wallet n scanned multiple merchant scanners.. but wallet is not showing up as a payment option

Works on samsung and ios

 

[mschahar]

Try with smaller transaction amount 19-20k when I faced similar issue I have done transaction below 20k and issue resolved

even 1-2k txn getting failed

 

[Strange]

even 1-2k txn getting failed

Facing the same issue.

 

[Rebel]

Stuck 30k, showing daily limit is over but I made a txn yesterday around 4Am so it's more then 24hrs but still on same page.

 

[MrKant]

HDFC WALLET UPI

 

[Abhishek012]

Payzapp Wallet UPI also have daily and weekly limit, try on monday.

 

[MrKant]

Payzapp Wallet UPI also have daily and weekly limit, try on monday.

I don’t think there is any weekly limit
Or daily limit at least not below 51k

But there is wallet upi limit for first 3 days after new device registration you can do 5k per day for first 3 days

Tested in iOS

 

[Piyush_Jaiswal]

Payzapp Wallet UPI also have daily and weekly limit, try on momonday.

I transferred 1 lakh in one go on 1st Aug through wallet upi.
The limit is only for new wallet upi registrations.

 

[NShah]

View attachment 63686HDFC WALLET UPI

Yes for iPhone user

 

[Wealth is my birth right!]

I transferred 1 lakh in one go on 1st Aug through wallet upi.
The limit is only for new wallet upi registrations.

Only merchant codes?