(Free Credit Card to Bank) Payzapp wallet UPI launched (for iphone/android users) (SBI Cashback credit card loot tricks added)

[Abhishek012]

(Free Credit Card to Bank) Payzapp wallet UPI launched (for iphone/android users) (SBI Cashback credit card loot tricks added):

Payzapp has launched wallet upi services for iphone users. One person told he loaded Rs 1 lakh and successfully able to pay Rs 99950 to merchant qr code, you can use if you want free credit card to bank.

Monthly payzapp load limit is 2 lakh and i think ( not sure) daily wallet upi limit is Rs 1 lakh, first try with small amount.

Android/iphone user -

scan merchant UPI QR and enter amount

next screen click on drop down arrow and choose Payzapp wallet UPI.

Option lane ka trick, use latest version app or beta app -

Just open app and scan merchant qr and close try 2-3 times and reopen you will get Payzapp Wallet UPI option on drop down arrow.

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Loot tips: Buy zingoy RuPay gift card using 5% SBI Cashback credit card.

2% extra charges and 3% effectively profit. Use Zingoy RuPay gift card on Payzapp Wallet load.

 

[Wealth is my birth right!]

How did you loaded?

Not sure about @Sanskar i used apay ICICI card

 

[Tylerdurden]

If I am not wrong, arent wallet loads/gift card purchase under MCC exclusions in SBI CB card

 

[Wealth is my birth right!]

If I am not wrong, arent wallet loads/gift card purchase under MCC exclusions in SBI CB card

Thats why OP says to buy zingoy
Don’t load directly payzapp

 

[Tylerdurden]

Thats why OP says to buy zingoy
Don’t load directly payzapp

Since I am new to this, If I purchase amazon pay gift card through GYFTR will I be eligible for 5% CB. If not, how will zingoy gift card alone be allowed for CB.?

 

[Wealth is my birth right!]

Since I am new to this, If I purchase amazon pay gift card through GYFTR will I be eligible for 5% CB. If not, how will zingoy gift card alone be allowed for CB.?

Search for zingoy in the forum
Welcome onboard

 

[hellobois]

Once you buy Zingoy RuPay gift card, you will get 5% SBI Cashback Credit Card (2% charges on buying Zingoy RuPay gift card, 3% effectively profit).

Now load to payzapp wallet using Zingoy RuPay gift card.

Link - https://www.zingoy.com/gift-cards/rupay-gift-card

Activate - https://www.zingoy.com/prepaid-cards

Ye zingalala giftcard ki minimum value 2500 dikh rhi hai, gareeb logo ke liye koi amount hai hi nahi.
Ye out of stock chal rha hai?

 

[Dreamer]

Once you buy Zingoy RuPay gift card, you will get 5% SBI Cashback Credit Card (2% charges on buying Zingoy RuPay gift card, 3% effectively profit).

Now load to payzapp wallet using Zingoy RuPay gift card.

Link - https://www.zingoy.com/gift-cards/rupay-gift-card

Activate - https://www.zingoy.com/prepaid-cards

Will HSBC cashback card give cashback on this?

 

[bigbyte]

Zingoy gift card to payzapp wallet load, is it free or charges applicable?

 

[Harsha896]

Zingoy gift card to payzapp wallet load, is it free or charges applicable?

Until this month end, it's free. From next month it's 1.5%+GST

 

[bigbyte]

Until this month end, it's free. From next month it's 1.5%+GST

Matlab 15 din kee Diwali hai. Loot sako tau loot lau.

 

[JimCarrey]

So the new benefit is that we can use payzapp wallet via UPI/QR for offline shopping now.
Previously it was only via tap n pay on androids, now UPI for all.
However from 1 Aug loading charges will come in, so good for next few days.

With all the CashBack / zingoy etc.. I was lost to understand what’s this about.

 

[Centurion_wala]

Payzapp wallet UPI works only on merchant qr.

So it’s working is similar to a Rupay CC linked to upi. Nice work by HDFC

 

[bigbyte]

Previously it was only via tap n pay on androids, now UPI for all.

Payzapp pre-paid card was/is also available for payment at websites.

 

[JimCarrey]

Payzapp pre-paid card was/is also available for payment at websites.

Yes but we already get 5% from SBI CB card or other ccs for that. Why even bother Payzapp wallet.
good rewards on offline is almost non existent, hence here’s why Payzapp tap n pay was unique.

 

[hellobois]

Yes but we already get 5% from SBI CB card or other ccs for that. Why even bother Payzapp wallet.
good rewards on offline is almost non existent, hence here’s why Payzapp tap n pay was unique.

Some websites don't give 5% for using SBI Cashback.
Offline me you can use super pay by Flipkart to get around 3-4% cashback on UPI payment + UPI credit card inherent cashback + CC bill payment Cashback via debit card. Net 5%+ cashback on UPI payment.
So this new trick is not good from 1st August. So much to do for 1-2% cashback only.

 

[JimCarrey]

Some websites don't give 5% for using SBI Cashback.
Offline me you can use super pay by Flipkart to get around 3-4% cashback on UPI payment + UPI credit card inherent cashback + CC bill payment Cashback via debit card. Net 5%+ cashback on UPI payment.
So this new trick is not good from 1st August. So much to do for 1-2% cashback only.

Totally agreed, that’s what was my original post about, notice a few post above.

btw, what’s this super pay by flipkart. Any helpful link please. Pardon my ignorance .

Edit: oh super pay or whatever the name is, is android only and beta. Will wait it to come on iosland.

 

[shivakrishna987]

Iam not able to add hdfc payzaap upi option it is giving error when i try to add, can anyone help in adding hdfc payzaap bank account in payzaap aap?

 

[Wealth is my birth right!]

Iam not able to add hdfc payzaap upi option it is giving error when i try to add, can anyone help in adding hdfc payzaap bank account in payzaap aap?

I got ios app update on payzapp today after which wallet upi is enabled

 

[shivakrishna987]

I got ios app update on payzapp today after which wallet upi is enabled

Oh iam on android bro, i think i should wait for update

 

[Nadeemkh]

I updated the app on iPhone 13 however I don’t see wallet upi option yet i have mini kyc account I don’t know why it is still mini kyc i do have hdfc cards