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(Free Credit Card to Bank) Payzapp wallet UPI launched (for iphone/android users) (SBI Cashback credit card loot tricks added)

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Abhishek012

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(Free Credit Card to Bank) Payzapp wallet UPI launched (for iphone/android users) (SBI Cashback credit card loot tricks added):

Payzapp has launched wallet upi services for iphone users. One person told he loaded Rs 1 lakh and successfully able to pay Rs 99950 to merchant qr code, you can use if you want free credit card to bank.

Monthly payzapp load limit is 2 lakh and i think ( not sure) daily wallet upi limit is Rs 1 lakh, first try with small amount.

Android/iphone user -

scan merchant UPI QR and enter amount

next screen click on drop down arrow and choose Payzapp wallet UPI.

Option lane ka trick, use latest version app or beta app -

Just open app and scan merchant qr and close try 2-3 times and reopen you will get Payzapp Wallet UPI option on drop down arrow.

Loot tips: Buy zingoy RuPay gift card using 5% SBI Cashback credit card.

2% extra charges and 3% effectively profit. Use Zingoy RuPay gift card on Payzapp Wallet load.

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It is amusing to see where the members choose to direct their energies.

@HumorSimpson must be having the time of his life witnessing all this.

Hungry Homer Simpson GIF
 
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tbk said:
Has anyone tried paying income tax from payzapp wallet balance? Does it work.
Click to expand...
Already in June and July I paid 1 Lakh in taxes using Payzapp card. Loaded via Millennia CC. Payzapp Virtual Card will be treated as CC on IT website and if you pay via HDFC Payment gateway which has least charges you will be charged 0.80+18% GST = 0.944%. But first 1.18% will be deducted and in 2-3 days extra amount will come back to Payzapp wallet. Have been using Payzapp only for this sole purpose since payment via CC allowed on ITax portal.

Example: You've to pay Rs.20000 as tax. Now load 20240 to Payzapp and pay normally by entering Payzapp card details on ITax portal. Rs.20236 will be debited. Within 2-3 days you will get back Rs.47.20 extra charged back. For this 200 cashback points will be provided if Millennia CC is used while loading funds to Payzapp, redeemable on next statement generation (But Rs.50 charge introduced for Cash redemption from Aug 1). Now total expense is 20000+236-47.20-200 = Rs.19988.80.

If payment is less than 2000 per transaction for tax you will be charged 0.80% only and 0.38% will be refunded on using HDFC Payment Gateway. Suppose you pay Rs.1950. You will be charged 1950+1.18% = Rs.1973.01 and Rs.7.41 will be refunded in next 3 days in payzapp wallet. Any payment less than 2000 gets GST refunded back and only PG charges of 0.80% gets charged.
 
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Mars_rover said:
transfer through upi (bank acc) works but through upi (wallet) not working, can you let me know how to do that?
Click to expand...
You can't send to own bank account with this. You need to scan merchant QR only and pay just like you pay for any payment. These people have their own merchant QR so able to transfer. For others not applicable. In Aug, tfr back with 1.18% charge.
 
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desiviru said:
Already in June and July I paid 1 Lakh in taxes using Payzapp card. Loaded via Millennia CC. Payzapp Virtual Card will be treated as CC on IT website and if you pay via HDFC Payment gateway which has least charges you will be charged 0.80+18% GST = 0.944%. But first 1.18% will be deducted and in 2-3 days extra amount will come back to Payzapp wallet. Have been using Payzapp only for this sole purpose since payment via CC allowed on ITax portal.

Example: You've to pay Rs.20000 as tax. Now load 20240 to Payzapp and pay normally by entering Payzapp card details on ITax portal. Rs.20236 will be debited. Within 2-3 days you will get back Rs.47.20 extra charged back. For this 200 cashback points will be provided if Millennia CC is used while loading funds to Payzapp, redeemable on next statement generation (But Rs.50 charge introduced for Cash redemption from Aug 1). Now total expense is 20000+236-47.20-200 = Rs.19988.80.

If payment is less than 2000 per transaction for tax you will be charged 0.80% only and 0.38% will be refunded on using HDFC Payment Gateway. Suppose you pay Rs.1950. You will be charged 1950+1.18% = Rs.1973.01 and Rs.7.41 will be refunded in next 3 days in payzapp wallet. Any payment less than 2000 gets GST refunded back and only PG charges of 0.80% gets charged.
Click to expand...
Use gosats for final payment. It gives 1.5% on 9399 also
 
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