General Banking Discussions Thread

[John Since]

INDIE: Savings, FD, Loan & UPI - Apps on Google Play

INDIE by IndusInd Bank - Open Savings Account, Book FD & get instant loans

play.google.com

New digital bank with good rewards launched by Indusind

 

[its_karan]

Does anybody know what this is?

• Until 10:30, I could see my balance as 50.01k, and now it says 'account call back error'
• similar on all UPI apps saying remmiter bank is not responding
• In the VKYC section something is placed there, a placement text.

 

[MrRobot]

Does anybody know what this is?

• Until 10:30, I could see my balance as 50.01k, and now it says 'account call back error'
• similar on all UPI apps saying remmiter bank is not responding
• In the VKYC section something is placed there, a placement text.

Wait till the morning, sometimes banks do some maintenance work in the nights, so stuff doesn't work. Your money should be safe, dont worry.

 

[ank_sh1]

Will this be a hard or soft enquiry for activating a credit line (Just the activation, no withdrawal)? Anyone who has activated recently?

 

[4uziaul]

Will this be a hard or soft enquiry for activating a credit line (Just the activation, no withdrawal)? Anyone who has activated recently?

Hard Enquiry .

 

[ank_sh1]

Hard Enquiry .

A hard no then. Never clicking that button

 

[AritraSaha]

For me they sent me this while I had only kept money in jupiter money account to a level to maintain 10000 to get pro. First they ask to maintain the balance then ask for income proof.

I think this kind of thing happened cus all the Jupiter account have registered with a single branch.

Anyway, after the account freeze remove, you should close this account. Not much value left, unless you're planning to take the Jupiter rupay cc.

 

[AritraSaha]

In how many days does one get the physical debit card, as I am megastar I did the block and ordered a new card on friday, the card is visible in the app but no intimation yet if it has been dispatched or even sent to printing.

For me it was 4 days. You can call the customer care to know the tracking number.

 

[AritraSaha]

This account is probably useless. Only Bookmyshow offer seems to be meaningful, 3% cashback on preferred brand is really not that great offer if you already have a decent credit card (maybe even co branded one).

Probably this account will be just present, until they start charging for their famous megastar

Also u can get 200 gem for cc bill payment per month

 

[ank_sh1]

Also u can get 200 gem for cc bill payment per month

Is it though using Indie Debit card or billpay using indie app?

 

[4uziaul]

Is it though using Indie Debit card or billpay using indie app?

Indie app using bill payment.

 

[mshenoy]

Also u can get 200 gem for cc bill payment per month

Still not able to understand the offer. If we make same card payment of 500₹ * 8 times we'll get it or 8 different card payment above 500₹ to get it?

 

[AritraSaha]

Still not able to understand the offer. If we make same card payment of 500₹ * 8 times we'll get it or 8 different card payment above 500₹ to get it?

No.. for minimum payment of 500. You can get 25 gems.
This offer can claim for 8 different Cards.
In total 200 gems. Per month.

 

[mshenoy]

No.. for minimum payment of 500. You can get 25 gems.
This offer can claim for 8 different Cards.
In total 200 gems. Per month.

That's good offer then. 500₹ paying every month for all cards you have, paying remaining via HDFC billpay.

 

[AritraSaha]

That's good offer then. 500₹ paying every month for all cards you have, paying remaining via HDFC billpay.

Yeah.. 5%cb is amazing

 

[MrRobot]

Got my Visa Signature Debit Card just a bit back, had ordered it on November 23rd.

 

[mshenoy]

Got my Visa Signature Debit Card just a bit back, had ordered it on November 23rd.

That's great. Ordered number less or numbered? I got the one with numbers, didn't think of any benefit of having number less

 

[MrRobot]

That's great. Ordered number less or numbered? I got the one with numbers, didn't think of any benefit of having number less

Yes, numbered, I don't know whats the point of numberless.

 

[its_karan]

Thank you, all friends here. I got my account opened, transferred to Megastar, and KYC completed

 

[godslayer]

Is the 200 gems for Credit Card Bill Payment reset every calendar month or it resets after a month of bill payment, if anyone has tried it. I paid the bills for my cards on 27th November, so will I get gems if I pay it today or I have to wait till 27th December?

 

[rafzy]

Resets on calendar month. So 1st till 31st. So you can do the next 8 payments today