GET 2 (1 LTF and 1 FYF)UNION BANK RUPAY SELECT DEBIT CARD

[Abhigyan kumar]

Please read the full thread to bypass eligibility criteria.

In union Bank rupay select debit card Is difficult to get. Only 4 accounts are eligible for rupay select debit card one being UNION UDAAN

Union Udaan eligibility -
Registered practicing Individual professionals - Medical & para medical professionals, Engineers & Architects, CA/ACCA/ICWA/CFA/CFM/CS, Lawyers, Consultants, Other professionals including artists, photographers, event managers etc.

Individuals: singly or jointly and in case of joint account professional should be the primary account holder.

AGE CRITERIA - 21-40

MAB- 10,000

Debit card- Rupay Select/ Visa Signature

Charges for rupay select Debit card- FYF with union Udaan and annual fees is 400+GST which is the cheapest among all rupay select debit cards.

(I did not gave any proof for being a professional as I am not a professional) Now to the main point how to bypass the eligibility if you are not a professional. Visit the best branch in your city. Now as you walk in don't mention you have to open union Udaan account. Try to find young employee in the branch.Tell him/her that I want to open a new bank account. Most probably they will open the account through computer not by form. Open the account through computer only (this is compulsory).Now they will ask for aadhar OTP after this mention them I want to open "SBPRO" account. In their system they will see SBPRO young professional. Tell them yes I have to open this account. Now usual process of account opening. Now mention them that you need RUPAY select ask them if they have Rupay select Instant kit (mostly likely they will not have the kit).They will give a physical form to sign.tick rupay and write select beside that.Get 10000 cash with yourself to deposit in the account. Which will help in to get fast verification of account. After verification which takes a day or two you will be able to make a online deposit in the account. Now in the last you can ask BRANCH TOKEN to enable your mobile banking. You will get 1 physical rupay select debit card. after the delivery of physical card generate virtual card in VYOM app. Most likely you will get a another Rupay select virtually which is LTF. Recently users are facing issues in generating virtual card. So depends on your luck now for the second LTF rupay select. If you are successful in generating virtual card you will get different card number in compare to physical so yes you can enjoy the benefits for Both the cards.

IF YOU SELECT PROFESSION AS OTHERS IT WILL FETCH CONSULTANT

One more thing you can choose your account number subject to Availability. I got _____0000001. I think branch Opened its first union udaan.

You can downgrade your account to 1k mab after few months. You can keep the debit card with downgraded account. But rupay select may not be FYF they may charge issuance fees which is 400+GST. So I will suggest you to maintain the mab for 1 year if you care about the charges

I opened this account for my brother. He is in 3rd year of BTECH. So most likely by following this process you will be able to open this account.

Edit - THERE IS A IMPOSTER ACCOUNT SCHEME AS "SBPRE". DON'T GET CONFUSED WITH It.

Good luck 🤞

Please read the full thread to bypass eligibility criteria.

In union Bank rupay select debit card Is difficult to get. Only 4 accounts are eligible for rupay select debit card one being UNION UDAAN

Union Udaan eligibility -
Registered practicing Individual professionals - Medical & para medical professionals, Engineers & Architects, CA/ACCA/ICWA/CFA/CFM/CS, Lawyers, Consultants, Other professionals including artists, photographers, event managers etc.

Individuals: singly or jointly and in case of joint account professional should be the primary account holder.

AGE CRITERIA - 21-40

MAB- 10,000

Debit card- Rupay Select/ Visa Signature

Charges for rupay select Debit card- FYF with union Udaan and annual fees is 400+GST which is the cheapest among all rupay select debit cards.

Now to the main point how to bypass the eligibility if you are not a professional. Visit the best branch in your city. Now as you walk in don't mention you have to open union Udaan account. Try to find young employee in the branch.Tell him/her that I want to open a new bank account. Most probably they will open the account through computer not by form. Open the account through computer only (this is compulsory).Now they will ask for aadhar OTP after this mention them I want to open "SBPRO" account. In their system they will see SBPRO young professional. Tell them yes I have to open this account. Now usual process of account opening. Now mention them that you need RUPAY select ask them if they have Rupay select Instant kit (mostly likely they will not have the kit).They will give a physical form to sign.tick rupay and write select beside that.Get 10000 cash with yourself to deposit in the account. Which will help in to get fast verification of account. After verification which takes a day or two you will be able to make a online deposit in the account. Now in the last you can ask BRANCH TOKEN to enable your mobile banking. You will get 1 physical rupay select debit card. after the delivery of physical card generate virtual card in VYOM app. Most likely you will get a another Rupay select virtually which is LTF. Recently users are facing issues in generating virtual card. So depends on your luck now for the second LTF rupay select. If you are successful in generating virtual card you will get different card number in compare to physical so yes you can enjoy the benefits for Both the cards

I opened this account for my brother. He is in 3rd year of BTECH. So most likely by following this process you will be able to open this account.

Good luck 🤞

Edit - THERE IS A IMPOSTER ACCOUNT SCHEME AS "SBPRE". DON'T GET CONFUSED WITH It.

 

[Anindya98]

Please read the full thread to bypass eligibility criteria.

In union Bank rupay select debit card Is difficult to get. Only 4 accounts are eligible for rupay select debit card one being UNION UDAAN

Union Udaan eligibility -
Registered practicing Individual professionals - Medical & para medical professionals, Engineers & Architects, CA/ACCA/ICWA/CFA/CFM/CS, Lawyers, Consultants, Other professionals including artists, photographers, event managers etc.

Do you need to show any docs or proof?

 

[Abhigyan kumar]

Do you need to show any docs or proof?

No proof just do as I mentioned.

 

[Ram1]

Good info
10k is for all branches or based on location?

 

[Abhigyan kumar]

Good info
10k is for all branches or based on location?

For all branches.

 

[Ram1]

For all branches.

It seems like a big adventure man. I don't think it will workout for all.
After merger of Andhra bank and union bank,people are heavily crowded at branches. Don't know they will do or not.
But 10k qab account worth for rsdc?

 

[Abhigyan kumar]

It seems like a big adventure man. U don't it will workout for all.
After merger of Andhra bank and union bank,people are heavily crowded at branches. Don't know they will do or not.
But 10k qab account worth for rsdc?

Yes ,union being a PSU everyone will not succeed but you can try atleast.

Just downgrade your account after few months for 1k man you get to keep both the rsdc😉

 

[Ram1]

Yes ,union being a PSU everyone will not succeed but you can try atleast.

Just downgrade your account after few months for 1k man you get to keep both the rsdc😉

You should have told this part earlier. Now I'm very much interested ☺️

 

[Abhigyan kumar]

You should have told this part earlier. Now I'm very much interested ☺️

You can do this with any psu bank

 

[Abhigyan kumar]

Do you need to show any docs or proof?

I have added a few lines. Please read it

 

[KGF]

They do require your degree certificate xerox and will check your employee badge/ID in the bank for this account. And no virtual rupay card can't be used even if you generate it now. If you get old employee, then you will be harassed. But I got a mid 30s guy and the process was smooth since I had all the documents.

 

[Abhigyan kumar]

They do require your degree certificate xerox and will check your employee badge/ID in the bank for this account. And no virtual rupay card can't be used even if you generate it now. If you get old employee, then you will be harassed. But I got a mid 30s guy and the process was smooth since I had all the documents.

If they asked about your id then I think you may have mentioned them name union udaan. Did you showed the union website for union udaan?

 

[Abhigyan kumar]

They do require your degree certificate xerox and will check your employee badge/ID in the bank for this account. And no virtual rupay card can't be used even if you generate it now. If you get old employee, then you will be harassed. But I got a mid 30s guy and the process was smooth since I had all the documents.

I will update on the virtual card once I receive the physical card

 

[Abhigyan kumar]

This part is subject to branch. It may vary from branch to branch.

There are some other ways as well...let it be, where there's will, there's a way, intrested will find it out.

Fake degree xerox karlo 🤣🤣🤣. Ye sab chij verify nahi hota h

 

[Ram1]

They do require your degree certificate xerox and will check your employee badge/ID in the bank for this account. And no virtual rupay card can't be used even if you generate it now. If you get old employee, then you will be harassed. But I got a mid 30s guy and the process was smooth since I had all the documents.

Means virtual card can't be used for rupay select benefits?

 

[KGF]

If they asked about your id then I think you may have mentioned them name union udaan. Did you showed the union website for union udaan?

Yes. Obviously I asked for udaan since I was there for that account.

 

[Ram1]

Fake degree xerox karlo 🤣🤣🤣. Ye sab chij verify nahi hota h

But whats the need of degree certificate btw.its for professionals right not for students or universities

 

[KGF]

Means virtual card can't be used for rupay select benefits?

I mean virtual card will not be activated and will fail for any transaction. Seems like they have stopped it but it's not fully out of the system.

 

[Abhigyan kumar]

Means virtual card can't be used for rupay select benefits?

It is being used by many. @KGF is not able to complete the transaction. See the problem is generating the card not the rupay select benefits

 

[Ram1]

It is being used by many. @KGF is not able to complete the transaction. See the problem is generating the card not the rupay select benefits

What should I tell them my professional? Which is best to convince them