Convenience matters to me thats it. I'm fed up with branch visits of PSUs.In a bhaji market if u find two sellers selling exactly similar potatoes where 1st seller is selling at 20/Kg and the 2nd seller is selling at 40/Kg, then u will definitely get those potatoes more easily and comfortably from the 2nd seller. Simple economics bro. He He.
300mab 1k fees is far better than 10k qab 400fees. And opening accs and resolving issues online is better than reckless responses at branches.
Compared to benefits ,1k fee[40rs/kg] is worth,I'm loosing nothing.
Anyhow in that comment, i didn't compared with any other product/bank. Just said my experience. Don't see it negatively