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Hi All,

I have below 5 Credit Cards and all are LTF.
ICICI Amazon Pay - 4.2 Lakhs
HDFC Regalia - 3.7 Lakhs
IDFC Select - 3.7 Lakhs
Axis Flipkart and Axis Indian Oil - Consolidated limit is around 2.5 Lakhs

I am eligible for DCB LTF under Alumni Offer. To get DCB, I need 5 Lakhs Limit on Regalia. I tried for Limit Enhancement recently (sent necessary docs) and got only 30,000 increase. This calendar year, I spent around 5 Lakhs on Regalia as well, not sure why I don't have LE offer. Is there any faster way to get 5 Lakhs limit?
Can somebody help? Any tricks?
 
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I think Alumni Offer doesn't require any existing cc or relationship...

you should also be able to upgrade your Regalia to DCB by giving your degree certificate and other docs.. try to visit bank and ask what needs to be done
 
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hakunamatata said:
It actually needs certain income criteria >1.75L per month or 5L limit on existing HDFC card.
Click to expand...
the person said that they are eligible for DCB LTF, so I assume they know about the income criteria and not just because the college/university is in the list 😛

if they are eligible (acc to income criteria), then there is no need for LE on Regalia
 
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NOOBY said:
I think Alumni Offer doesn't require any existing cc or relationship...

you should also be able to upgrade your Regalia to DCB by giving your degree certificate and other docs.. try to visit bank and ask what needs to be done
Click to expand...
Thank you so much for responding @NOOBY. But when I sent an email to HDFC grievance, I got a reply that my existing CC should have minimum limit of 5 Lakhs. Visited branch also, they couldn't help either.
 
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Patil007 said:
Where to check our college name?
Click to expand...
there was some excel sheet link shared on the forum, try searching in HDFC CC section or in General section

basically IIT, IIM, some NITs and well known colleges are in the list... you get DCB LTF if you provide college degree as proof and income criteria/current CC limit is met
 
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NOOBY said:
there was some excel sheet link shared on the forum, try searching in HDFC CC section or in General section

basically IIT, IIM, some NITs and well known colleges are in the list... you get DCB LTF if you provide college degree as proof and income criteria/current CC limit is met
Click to expand...
Can you please share that i am not able to find
 
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slightly lesser salary compared to the salary eligibility criteria for DCB LTF.
So got DCP as per Alumni offer in July
Any way to get DCB LTF ?

I hold and an FD and a salary account with HDFC
Also ITR I will be able to show >24 lpa
 
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Hey,

I have got the response back saying thst my college is eligible and they shared the link to apply for the card. did not mention about LTF which I have dropped the mail to get it confirmed.

wanted to ask after how many days they will contact ypu snd give you the card?
 
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