Getting HDFC Bank paid paid variant of DCB after devaluation make sense?

[aakash]

Hi,

Finally HDFC approves DCB paid one after lots of email but still not agree on LTF. I am getting more salary than required for DCB

is it okey to take this card as paid after lots of devaluation or should i take regalia instead as i am not sure i will able to spend 5L or not.

Also what about acceptance of diners card?

Right now using Regalia first from last 3.

 

[Harry1]

I got it as LTF, but still not using it much. Default reward rate is the only good part, but can't use at many places due to acceptance issue.

 

[nitrogenSingh]

I got it as LTF, but still not using it much. Default reward rate is the only good part, but can't use at many places due to acceptance issue.

Can you please share the process of how you got it as LTF, was it given pre approved or have you done something else?

 

[Harry1]

Can you please share the process of how you got it as LTF, was it given pre approved or have you done something else?

There was some offer for few College alumni. My college was part of them.

 

[aakash]

Thanks you. I have applied for paid one. Will try to spend 5L annually.

If i found acceptances Issue. I will close this one and ask for regalia

 

[nitrogenSingh]

There was some offer for few College alumni. My college was part of them.

Was those offers offered by dcb or hdfc?

 

[gurubhai]

I got it as LTF, but still not using it much. Default reward rate is the only good part, but can't use at many places due to acceptance issue.

Hi, I have heard DCB is not accepted at many POS.
DCB also have acceptance issue at Hotels, restaurants etc?
Can you share your experience.

 

[sauchadh]

There was some offer for few College alumni. My college was part of them.

Do you have the college list ?

 

[gurubhai]

Do you have the college list ?

This blog post might be helpful.
https://cardinsider.com/blog/hdfc-diners-club-black-alumni-offer-get-lifetime-free-upgrade/

 

[Harry1]

Hi, I have heard DCB is not accepted at many POS.
DCB also have acceptance issue at Hotels, restaurants etc?
Can you share your experience.

I don't have any pos purchases. But yes many people say it has issues with acceptance.

In fact, I am unable to use at many online places as well. Many times it doesn't work even on cred and Paytm gateway.

 

[aakash]

I don't have any pos purchases. But yes many people say it has issues with acceptance.

In fact, I am unable to use at many online places as well. Many times it doesn't work even on cred and Paytm gateway.

Oh that's shocking. Let me use for 6 month. Else would close and ask for regalia/infinia

 

[card_enthusiast]

I am currently holding LTF Regalia First which was renewed in may-2022 with a limit of 5.5lac now i had asked them for an upgrade to LTF Diners Black but they denied for LTF , providing FYF upgrade to Diners Black , so my query is will it be worth to pay 10K+GST for Diners Black after 2nd year when I know my spending will not cross its threshold for fee waiver. Also there are no renew benefit like Infinia.. will there be chances that HDFC will make it LTF if i requested them later after first year of upgrade.

 

[aditya001]

Hi,

Finally HDFC approves DCB paid one after lots of email but still not agree on LTF. I am getting more salary than required for DCB

is it okey to take this card as paid after lots of devaluation or should i take regalia instead as i am not sure i will able to spend 5L or not.

Also what about acceptance of diners card?

Right now using Regalia first from last 3.

Hi, can you please share how did you get upgrade offer and your current card limi, is that a pre approved offer or you did something else?

 

[aakash]

I mail to Grievance.Redressalcc@hdfcbank.com with payslip as my salary is more than required. Thay upgrade the card but not the limit. Limit was 4.62