Getting Rid of the ICICI Amazon Pay Credit card - Experiences after closure

[Collector_sahab]

By now it is clear to us that if someone is holding a Amazon Pay co-branded ICICI credit card, then any chance of getting a pre-approved credit card offer OR CC Upgrade offer is very slim. However, if someone has got a regular ICICI credit card, can get the Amazon Pay card in future, if (elegibility criterias are met).
This thread is to being out the experience of such individuals who held Amazon Pay ICICI credit card in the past and have closed later. Do they have got regular credit card offers (pre-approved) after closure of the Apay card, considering you already hold a savings account with ICICI .

 

[Copycat]

Why would you close a useful card like APay to get a useless card like most ICICI cards (except maybe LTF Emeralde/Sapphiro)?
For me: APay that provides unlimited 5% on Amazon purchases and unlimited 2% on Bill Pay (I don't have Ace) is a really useful card while the ICICI Gem cards are trash (unless one of the top end ones are offered LTF but even then not at the cost of my APay)

I understand of course that everyone's requirements are different which is why I asked the question

 

[Collector_sahab]

Why would you close a useful card like APay to get a useless card like most ICICI cards (except maybe LTF Emeralde/Sapphiro)?
For me: APay that provides unlimited 5% on Amazon purchases and unlimited 2% on Bill Pay (I don't have Ace) is a really useful card while the ICICI Gem cards are trash (unless one of the top end ones are offered LTF but even then not at the cost of my APay)

I understand of course that everyone's requirements are different which is why I asked the question

Because Apay card just acts like an Apay card, and Not like an ICICI credit card. And getting the apay cc doesn't let you get any other ICICI credit card offers, unless you already have one before.

 

[Copycat]

Because Apay card just acts like an Apay card, and Not like an ICICI credit card. And getting the apay cc doesn't let you get any other ICICI credit card offers, unless you already have one before.

Had the same ICICI account for 20 years. Currently it is a Wealth account. Never got a single pre-approved offer before 2019 when I got the APay and never got a single offer after either. Don't care much, just want their Platinum card

 

[Collector_sahab]

Had the same ICICI account for 20 years. Currently it is a Wealth account. Never got a single pre-approved offer before 2019 when I got the APay and never got a single offer after either. Don't care much, just want their Platinum card

Yes, Apay is a good card even if you don't have peime subscription (for 5% cb), but along with that, a ICICI branded card is also required for all the ICICI exclusive offers (like 10% instant discount) across all online and offline merchants.

 

[Batmanbaba]

If u have apay.... Call and take either platinum ltf or mmt platinum ( joining fees 499+ gst) then ltf.. U will get thst 500 back in mmt wallet which u can use for travel... U are done with icici

 

[Collector_sahab]

If u have apay.... Call and take either platinum ltf or mmt platinum ( joining fees 499+ gst) then ltf.. U will get thst 500 back in mmt wallet which u can use for travel... U are done with icici

ICICI customer care is balantly denying any upgrades from Apay CC. I tried 3 times. same answer.

 

[Batmanbaba]

ICICI customer care is balantly denying any upgrades from Apay CC. I tried 3 times. same answer.

U have to use the expressions card route... Apay they wont do

 

[Collector_sahab]

U have to use the expressions card route... Apay they wont do

Yes, I have decided to try out the expressions route few days later. Already one of my application is pending with BOB. dont want a cibil hit now.

 

[Copycat]

ICICI customer care is balantly denying any upgrades from Apay CC. I tried 3 times. same answer.

Don't upgrade from APay. Just ask for a new card.
I am going to try it this month again for Platinum. My HR who is like Kumbhakarna will wake up and give me salary slips for the last 6 months 🙂

 

[Batmanbaba]

Don't upgrade from APay. Just ask for a new card.
I am going to try it this month again for Platinum. My HR who is like Kumbhakarna will wake up and give me salary slips for the last 6 months 🙂

Via expressions route there will be no docs required... As expressions card is easily approved without anything

 

[Batmanbaba]

Yes, I have decided to try out the expressions route few days later. Already one of my application is pending with BOB. dont want a cibil hit now.

Cibil hit has nothing... I have 4 cards in last three mknths despite around 15 enquiries... Just cibil need to be above 750

 

[Collector_sahab]

Cibil hit has nothing... I have 4 cards in last three mknths despite around 15 enquiries... Just cibil need to be above 750

So in how many days should I request for upgrade/downgrade from Xpression card approval date?

 

[Batmanbaba]

So in how many days should I request for upgrade/downgrade from Xpression card approval date?

Instantly after u see the card in imobile or you get the card last 4 digit.....

 

[Collector_sahab]

I followed the expression trick steps mentioned here, got the customer care agree for an alternate card, and today I got multiple emails of 'Usage control status changed", confirming that my Platinum LTF card is generated. Although I don't see the card anywhere in net banking/imobile, but I am sure it's assigned. Special thanks the amazing TF community for bringing out these wonderful threads and those who helped me personally in this journey.
Also, Today I got two cards approved on the same day 😁.

 

[Batmanbaba]

I followed the expression trick steps mentioned here, got the customer care agree for an alternate card, and today I got multiple emails of 'Usage control status changed", confirming that my Platinum LTF card is generated. Although I don't see the card anywhere in net banking/imobile, but I am sure it's assigned. Special thanks the amazing TF community for bringing out these wonderful threads and those who helped me personally in this journey.
Also, Today I got two cards approved on the same day 😁.

U will see it in 1-2 working day....., currently they are easily giving platinum ltf than earlier

 

[Rohan]

U will see it in 1-2 working day....., currently they are easily giving platinum ltf than earlier

I used to have ICICI Platinum FD card which I closed 1 month back after getting Apay card but I'm missing discount. Can I try expression method will it work?

 

[Rohan]

I followed the expression trick steps mentioned here, got the customer care agree for an alternate card, and today I got multiple emails of 'Usage control status changed", confirming that my Platinum LTF card is generated. Although I don't see the card anywhere in net banking/imobile, but I am sure it's assigned. Special thanks the amazing TF community for bringing out these wonderful threads and those who helped me personally in this journey.
Also, Today I got two cards approved on the same day 😁.

Congrats!! How many day should we keep expression card to update to platinum?

 

[Collector_sahab]

Congrats!! How many day should we keep expression card to update to platinum?

I kept for about 15 hours

 

[Deleted member 5552]

Because Apay card just acts like an Apay card, and Not like an ICICI credit card. And getting the apay cc doesn't let you get any other ICICI credit card offers, unless you already have one before.

Yes, I also closed Amazon Pay card as I was getting better rewards through hdfc smartbuy. Sometimes Amazon gives better cashback for bill payments and recharges using UPI. It would be better card if cashback directly comes to card as statement credit.