DCB Got 100% LE on my DCB today

[NT05]

I got 50% LE on DCB, guess they are again handing out LE offers

 

[Rahul Gupta]

To be fair I also didn't believe at first. 1 year back back I got LE of 6 thousand.

Did you take it?

 

[akmittal]

Did you take it?

Yes I did

 

[RishiKiDev]

Looks like people don't believe and wants proof. Only reason I said no to proof was screenshot also can be faked. So if someone doesn't want to believe any proof won't be enough.

But putting the screenshot if it helps.

I have already increased limit but still getting notifications to increase

Congratulations.

You are very lucky sir.
Don't take it to the heart about the need of proof by fellow members. There has been instances of fake claims before so people here are wary and you being a new member made it suspicious for them.

I hope you will take this lightly.

Just one question, do you have only one HDFC credit card? If yes then which variant?

 

[akmittal]

Congratulations.

You are very lucky sir.
Don't take it to the heart about the need of proof by fellow members. There has been instances of fake claims before so people here are wary and you being a new member made it suspicious for them.

I hope you will take this lightly.

Just one question, do you have only one HDFC credit card? If yes then which variant?

No other HDFC credit card, do have Amazon pay card which I rarely use

 

[ccgeek07]

No other HDFC credit card, do have Amazon pay card which I rarely use

How are your spends?
Just trying to figure out what triggered the LE

 

[akmittal]

How are your spends?
Just trying to figure out what triggered the LE

Around 4 lac of spend in last 6 months. I.tjinh 6-8 lac of spends annually from last 3-4 years.

 

[ccgeek07]

Around 4 lac of spend in last 6 months. I.tjinh 6-8 lac of spends annually from last 3-4 years.

Ok... how much % you utilize most of the months

 

[akmittal]

Ok... how much % you utilize most of the months

It varies, 5% to 30%. Almost never >30%

 

[ccgeek07]

It varies, 5% to 30%. Almost never >30%

Thanks. That's all I need.

 

[Rahul Gupta]

It varies, 5% to 30%. Almost never >30%

Your other banks credit cards highest limit? And you nrv with the bank if you don't mind.

 

[akmittal]

Your other banks credit cards highest limit? And you nrv with the bank if you don't mind.

8 lacs on Amazon pay card.

I have hdfc account for > 10 years. Credit card for about 5 years. Had home loan from HDFC which I closed

 

[Firewing224]

8 lacs on Amazon pay card.

I have hdfc account for > 10 years. Credit card for about 5 years. Had home loan from HDFC which I closed

Can you let us know when you closed?
Hdfc might be seeing income to debt ratio and since u closed the home loan, the ratio went askew in your favor.