Got a call from IndusInd to update my IndusInd Vistara to Pinnacle LTF or Celesta cc

[ashish1521]

I got a call earlier today from IndusInd saying that the IndusInd Vistara cc is being closed due to Vistara merger and you can change to Pinnacle LTF or Celesta cc or Avios cc

Pinnacle LTF is with 15K+GST joining fee and equivalent brand vouchers which is fine, but is this card useful at all? The only useful benefit which was remotely applicable to my spends was bookmyshow 1+1 tickets which I can get using some of the other cards I have already.

I have DCB LTF which I use for most of the spends alongwith cards like Amex travel, Axis Vistara etc. My IndusInd Vistara was only useful for zero foreign markup and couple of business class tickets, so I am confused whether I should get the Pinnacle or just get the IndusInd vistara card closed without any further upgrade nd terminate the relationship with IndusInd.

 

[helloworld]

I got a call earlier today from IndusInd saying that the IndusInd Vistara cc is being closed due to Vistara merger and you can change to Pinnacle LTF or Celesta cc or Avios cc

Pinnacle LTF is with 15K+GST joining fee and equivalent brand vouchers which is fine, but is this card useful at all? The only useful benefit which was remotely applicable to my spends was bookmyshow 1+1 tickets which I can get using some of the other cards I have already.

I have DCB LTF which I use for most of the spends alongwith cards like Amex travel, Axis Vistara etc. My IndusInd Vistara was only useful for zero foreign markup and couple of business class tickets, so I am confused whether I should get the Pinnacle or just get the IndusInd vistara card closed without any further upgrade nd terminate the relationship with IndusInd.

Pinnacle reward rate (if redeemed 1rp = 1rs.):

online 2.5% // there are 5% cards in other banks
offline 1%
travel 1.5% // there are 5% cards in other banks
special 0.7%

BMS 1+1 // limited quota and most of the time for big releases its out of stock, so not much use.
Lounge // 1 per quarter, not much for you because you have DCB.

Basically, this card is only to get 'Exclusive' account as 0 MAB. If not required can close it.

 

[ashish1521]

I asked them I would like to cancel and they are saying upgrade to Indulge cc which is their super premium category card, but it still seems a useless card with only 1.5 rewards rate for 100 rs spent and rest of the benefits are also not too good. I asked them to give this card as LTF which I am sure they won't agree, but otherwise it doesn't make any sense