GOT HSBC Live+ Card recently, wanted to apply for Add ON card but have some queries ?

[Credit raja]

1. Is HSBC add ON card attracts saparate annual fee/Joining?
2. IS HSBC Cashback cap of Rs.1000/Month is aggreagate or saparate for Main and Add ON card?
3.Card Offers on Amazon/Flipkart applies offers to both cards as individual or it count only for main card?

 

[Ram1]

Any final verdict on annual fee of add on HSBC LIVE plus CC

Add ons are free. I can confirm as i got 3 add ons

 

[Ram1]

do they ask for vkyc/ekyc etc....

Not vkyc. U just need to digitally sign application form
Thats it

 

[R@J]

Not vkyc. U just need to digitally sign application form
Thats it

Thanks @Ram1 for the info 🙂

 

[Fracture_fixer]

do they ask for vkyc/ekyc etc....

Ekyc only. They will fill the while we say orally over call and we have to upload image in an e-application.

 

[helloworld]

Post in thread 'HSBC Live+ (Previously Cashback) Credit Card: Elevate Everyday Spending'

Dec 23, 2024

Any confirmation on annual fee for add on card holder

• helloworld

: )

 

[the.mj208]

Post in thread 'HSBC Live+ (Previously Cashback) Credit Card: Elevate Everyday Spending'

Dec 23, 2024

Any confirmation on annual fee for add on card holder

• helloworld

: )

Add ons are free. I can confirm as i got 3 add ons

@Ram1 @helloworld @harshgupta940 @plastikman @rajcasio
Hi, please clarify the tested information on annual charge, like in MITC it says annual fees is there on addon cards, moreover they are offering 1000 back on 20K spend in first month, individually for addon holders too. I have one addon (month old) which has not been charged joining fees.
So, want to be sure about annual fees also. Any input would be helpful.

 

[Ram1]

@Ram1 @helloworld @harshgupta940 @plastikman @rajcasio
Hi, please clarify the tested information on annual charge, like in MITC it says annual fees is there on addon cards, moreover they are offering 1000 back on 20K spend in first month, individually for addon holders too. I have one addon (month old) which has not been charged joining fees.
So, want to be sure about annual fees also. Any input would be helpful.

No fees for add on cards for lifetime.

Such joining offers not applicable for add-ons

 

[the.mj208]

No fees for add on cards for lifetime.

Such joining offers not applicable for add-ons

That simply means customer care fooled me then saying that individually for add on card and primary card this 20K spent based offer is applicable. Wasn't expecting that.

 

[Ram1]

That simply means customer care fooled me then saying that individually for add on card and primary card this 20K spent based offer is applicable. Wasn't expecting that.

Actually i too received such offer emails when I applied add on.
But neither I got offer nor fees. Add on is free that's it

 

[the.mj208]

Actually i too received such offer emails when I applied add on.
But neither I got offer nor fees. Add is free that's it

Thanks for info. Also, what about the 2L spent based waiver, addon transactions are counted or not for it?

 

[Ram1]

Thanks for info. Also, what about the 2L spent based waiver, addon transactions are counted or not for it?

Any bank, it would be counted obviously. No doubt in that

 

[the.mj208]

Any bank, it would be counted obviously. No doubt in that

Post in thread 'HSBC Live+ (Previously Cashback) Credit Card: Elevate Everyday Spending'

Dec 23, 2024

Oh shit, so add on card spends are not considered for fee waiver?
This is different from what other banks do

Yes, on paper they mentioned like that, its upto during retention time, mostly they'll waive.

• helloworld

Got confused by reading that's why asked. Thanks!

 

[Ram1]

Post in thread 'HSBC Live+ (Previously Cashback) Credit Card: Elevate Everyday Spending'

Dec 23, 2024

Oh shit, so add on card spends are not considered for fee waiver?
This is different from what other banks do

Yes, on paper they mentioned like that, its upto during retention time, mostly they'll waive.

• helloworld

Got confused by reading that's why asked. Thanks!

Oh this is new for me, they specifically mentioned primary card. Don't know what they mean actually by that. But they cannot leave add on spends as all are counted towards one account only

 

[the.mj208]

Oh this is new for me, they specifically mentioned primary card. Don't know what they mean actually by that. But they cannot leave add on spends as all are counted towards one account only

Yes, same logic. Will be wonderful to see if they don't follow industry ways.

 

[harshgupta940]

@Ram1 @helloworld @harshgupta940 @plastikman @rajcasio
Hi, please clarify the tested information on annual charge, like in MITC it says annual fees is there on addon cards, moreover they are offering 1000 back on 20K spend in first month, individually for addon holders too. I have one addon (month old) which has not been charged joining fees.
So, want to be sure about annual fees also. Any input would be helpful.

The Add on is LTF

Yes the 1000 back on 20k is also eligible for every add on you apply and spend 20k is first 30 days. I have successfully received 1000rs without any issues previous month itself for the spends done in October & November

 

[helloworld]

@Ram1 @helloworld @harshgupta940 @plastikman @rajcasio
Hi, please clarify the tested information on annual charge, like in MITC it says annual fees is there on addon cards,

where it mentioned?

 

[rajcasio]

where it mentioned?

https://www.technofino.in/community...or-already-hsbc-card-holder.35933/post-898357
Here it is

 

[the.mj208]

The Add on is LTF

Yes the 1000 back on 20k is also eligible for every add on you apply and spend 20k is first 30 days. I have successfully received 1000rs without any issues previous month itself for the spends done in October & November

Thanks, I contacted Customer support, and he seemed to be ignorant of everything but was sure about this fact of addon welcome offer of 20K is separate.

@helloworld https://www.hsbc.co.in/content/dam/...t-cards/visa-cashback/terms-and-condition.pdf

 

[helloworld]

Thanks, I contacted Customer support, and he seemed to be ignorant of everything but was sure about this fact of addon welcome offer of 20K is separate.

@helloworld https://www.hsbc.co.in/content/dam/...t-cards/visa-cashback/terms-and-condition.pdf

I dont know, who started this speculation about fee on addon card. I atleast didnt got charges for past 3 years. I can't comment again and again for same, when people solely beliving support words. Ask them in written and see the change of wordings or ask another person and see the variance in answers.

If you want to believe check that tncs again, it clearly mentioned "if" thats generalized wordings and applicable on safe side for bank.

FYI, atleast its showing Joing is Nil. So take it and worry during renewal.

• Joining fee for add-on cardholder(s) is NIL for all variants.

b. Annual membership fees
Annual membership fees are applicable on the primary and add-on credit card(s). These fees may vary depending on the offer under which the HSBC Credit Card has been availed of by the cardholder.

These fees, including fees for any add-on cardholder(s), as applicable, are charged to the cardholders credit card account on issuance/renewal and the same would be reflected in the monthly credit card statement of the month in which it is charged

 

[the.mj208]

I dont know, who started this speculation about fee on addon card. I atleast didnt got charges for past 3 years. I can't comment again and again for same, when people solely beliving support words. Ask them in written and see the change of wordings or ask another person and see the variance in answers.

If you want to believe check that tncs again, it clearly mentioned "if" thats generalized wordings and applicable on safe side for bank.

FYI, atleast its showing Joing is Nil. So take it and worry during renewal.

Yeah, I have seen the variance in today itself by the same agent and Sure, I have applied for one more. Thanks for the info.