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Got IDFC wealth credit card very easily

Harvey_Dent

TF Buzz
Anyone looking to apply for IDFC wealth credit card, go through this post once

I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there.

The process was very simple. He said there are only two criteria for IDFC wealth cc. I only wanted wealth.
1. Salary 4 lakhs
OR
2. Existing card limit 4 lakhs for c2c and at least 1 year old card

I applied c2c using my ICICI apay card with 4.1 lakh limit and 1.2 years old, contray to popular belief it doesn’t work for c2c. The agent did all the application, no salary slips, no documents. Don’t know what salary he filled, but I was shown wealth and applied. I was surprised though.

Later office address verification happened on phone, I said I wfh. I was also sent a mail on my office email to verify company address and name. Process was smooth, even though their portal sucks. Approved within 3 days excluding weekend. Got same limit as apay.

I know this card is devalued now, but still it’s good for offers and dreamfolks membership, which I guess doesn’t have any minimum spends criteria.

10 days earlier I got sapphiro LTF under alumni program, and also got axis select. This is my last application of the year. Next year, I am looking to apply DCB or regalia LTF.

EDIT on 31st July: I received my card. If anyone wondering the lounge access associated with this card. Here’s the detailed info I checked on dreamfoks.

Domestic lounge: 4/qtr, can use cc or dreamfolks card. I know people might challenge this, but IDFC’s partnership with dreamfoks is a bit different compared to ICICI. Hence can use both

International lounge: 4/qtr using dreamfolks card

Railway lounge: 4/qtr. Can take 1 guest as well on that card

Domestic Airport spa: 4/qtr

Grand Total: 16, definitely worth for a LTF card
 
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I applied for IDFC card today. Completed vkyc. IDFC did home verification today. Now my application is in credit review phase.

My office and home are in different cities. IDFC will do office address verification as well? I am working from home.
 
I applied for IDFC card today. Completed vkyc. IDFC did home verification today. Now my application is in credit review phase.

My office and home are in different cities. IDFC will do office address verification as well? I am working from home.
cant really say for sure with IDFC , its kinda weird everytime. it may sometimes or may not. let sjust hope for the best lol also which card is approved while applying ?
 
U appl
I applied for IDFC card today. Completed vkyc. IDFC did home verification today. Now my application is in credit review phase.

My office and home are in different cities. IDFC will do office address verification as well? I am working from home.
U applied today at what time ? Since they did home verification today itself ?
 
If
I applied for IDFC card today. Completed vkyc. IDFC did home verification today. Now my application is in credit review phase.

My office and home are in different cities. IDFC will do office address verification as well? I am working from home.
Official e-mail is available, ofc verification can be skipped
 
I applied for IDFC card today. Completed vkyc. IDFC did home verification today. Now my application is in credit review phase.

My office and home are in different cities. IDFC will do office address verification as well? I am working from home.
Received message for card approval.

IDFC is the only bank which had rejected my application. Now, thanks to technofino community, i am getting card.
 
Received message for card approval.

IDFC is the only bank which had rejected my application. Now, thanks to technofino community, i am getting card.
You didn't get any call for office verification? I had applied for idfc card as well and entered my office email but still received a verification call today from a person who said he is at my office for verification, while here I was working from home. Will they reject the application for this 🤔
 
You didn't get any call for office verification? I had applied for idfc card as well and entered my office email but still received a verification call today from a person who said he is at my office for verification, while here I was working from home. Will they reject the application for this 🤔
They won't outright reject . Maybe keep the application pending for 7-8 days and then reject ! IDFC can do anything out of the blue !
 
You didn't get any call for office verification? I had applied for idfc card as well and entered my office email but still received a verification call today from a person who said he is at my office for verification, while here I was working from home. Will they reject the application for this 🤔
They rejected in 2021 as I was working from home. They did verification for both home and office address. This time no office verification even though my home and office is in different cities.

Waiting for physical card delivery. How long it takes for physical card delivery? They have moved card delivery date to 7th. Earlier it was 5th September.
 
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