Got IDFC wealth credit card very easily

[Harvey_Dent]

Anyone looking to apply for IDFC wealth credit card, go through this post once

I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there.

The process was very simple. He said there are only two criteria for IDFC wealth cc. I only wanted wealth.
1. Salary 4 lakhs
OR
2. Existing card limit 4 lakhs for c2c and at least 1 year old card

I applied c2c using my ICICI apay card with 4.1 lakh limit and 1.2 years old, contray to popular belief it doesn’t work for c2c. The agent did all the application, no salary slips, no documents. Don’t know what salary he filled, but I was shown wealth and applied. I was surprised though.

Later office address verification happened on phone, I said I wfh. I was also sent a mail on my office email to verify company address and name. Process was smooth, even though their portal sucks. Approved within 3 days excluding weekend. Got same limit as apay.

I know this card is devalued now, but still it’s good for offers and dreamfolks membership, which I guess doesn’t have any minimum spends criteria.

10 days earlier I got sapphiro LTF under alumni program, and also got axis select. This is my last application of the year. Next year, I am looking to apply DCB or regalia LTF.

EDIT on 31st July: I received my card. If anyone wondering the lounge access associated with this card. Here’s the detailed info I checked on dreamfoks.

Domestic lounge: 4/qtr, can use cc or dreamfolks card. I know people might challenge this, but IDFC’s partnership with dreamfoks is a bit different compared to ICICI. Hence can use both

International lounge: 4/qtr using dreamfolks card

Railway lounge: 4/qtr. Can take 1 guest as well on that card

Domestic Airport spa: 4/qtr

Grand Total: 16, definitely worth for a LTF card

 

[Harvey_Dent]

For me, they didn’t do any physical verification🙃 and yes I applied for wealth.

customer care has told me that the intl lounge access and spa are combined 4, and not 4+4.

They are separate. Check on dreamfolks web portal

 

[ltf4ever]

They are separate. Check on dreamfolks web portal

I think if you use spa, 1 access will be deducted from both intl as well as spa. I haven't tried it, but always assumed that would be the case. also had asked on another thread, didn't get any response from other members.

 

[Harvey_Dent]

I think if you use spa, 1 access will be deducted from both intl as well as spa. I haven't tried it, but always assumed that would be the case. also had asked on another thread, didn't get any response from other members.

This is a bit hard to digest as the prices are different for both. On dreamfolks web portal both are booked separately. Did you try contacting dreamfolks people for confirmation on this, I think only they can confirm

 

[skywalker]

Anyone looking to apply for IDFC wealth credit card, go through this post once

I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there.

The process was very simple. He said there are only two criteria for IDFC wealth cc. I only wanted wealth.
1. Salary 4 lakhs
OR
2. Existing card limit 4 lakhs for c2c and at least 1 year old card

I applied c2c using my ICICI apay card with 4.1 lakh limit and 1.2 years old, contray to popular belief it doesn’t work for c2c. The agent did all the application, no salary slips, no documents. Don’t know what salary he filled, but I was shown wealth and applied. I was surprised though.

Later office address verification happened on phone, I said I wfh. I was also sent a mail on my office email to verify company address and name. Process was smooth, even though their portal sucks. Approved within 3 days excluding weekend. Got same limit as apay.

I know this card is devalued now, but still it’s good for offers and dreamfolks membership, which I guess doesn’t have any minimum spends criteria.

10 days earlier I got sapphiro LTF under alumni program, and also got axis select. This is my last application of the year. Next year, I am looking to apply DCB or regalia LTF.

EDIT on 31st July: I received my card. If anyone wondering the lounge access associated with this card. Here’s the detailed info I checked on dreamfoks.

Domestic lounge: 4/qtr, can use cc or dreamfolks card. I know people might challenge this, but IDFC’s partnership with dreamfoks is a bit different compared to ICICI. Hence can use both

International lounge: 4/qtr using dreamfolks card

Railway lounge: 4/qtr. Can take 1 guest as well on that card

Domestic Airport spa: 4/qtr

Grand Total: 16, definitely worth for a LTF card

@Harvey_Dent I hold a savings account with IDFC, but don’t have any IDFC CC yet. While applying via C2C using my other CC, can I mention salary as 3L+, even though it isn’t 3L+ yet? Wouldn’t they ask for any income proof docs (although they shouldn’t, since I hold an existing relationship with them and KYC is already done for account)? What salary is safe in your opinion to put if it is actually below 1L as of now, so that I get Wealth CC approved without any issues?

 

[gamersgzb]

@Harvey_Dent I hold a savings account with IDFC, but don’t have any IDFC CC yet. While applying via C2C using my other CC, can I mention salary as 3L+, even though it isn’t 3L+ yet? Wouldn’t they ask for any income proof docs (although they shouldn’t, since I hold an existing relationship with them and KYC is already done for account)? What salary is safe in your opinion to put if it is actually below 1L as of now, so that I get Wealth CC approved without any issues?

Usually everyone on the forum suggest this only.. as idfc does not verify the salary slips and all...

 

[Harvey_Dent]

@Harvey_Dent I hold a savings account with IDFC, but don’t have any IDFC CC yet. While applying via C2C using my other CC, can I mention salary as 3L+, even though it isn’t 3L+ yet? Wouldn’t they ask for any income proof docs (although they shouldn’t, since I hold an existing relationship with them and KYC is already done for account)? What salary is safe in your opinion to put if it is actually below 1L as of now, so that I get Wealth CC approved without any issues?

Put above 3 lakhs it’s perfectly fine. If they ask for proofs, probably they won’t, do not proceed

 

[gamersgzb]

You can cancel and re apply within next day with different number and enter salary 3 lakhs and volia idfc wealth is your then. I have tried it and I have wealth with 10 lakhs limit

I am in dilemma should i close my select card and apply again or not.. as my current limit of select is 3.75 lakh.. which may reach 5 lakh in 6 months or so.. so a bit confused .. close card and apply again with 3 lakh salary or wait 5 months to get limit increase...

 

[vaibhav111vaibhav111 is verified member.]

I am in dilemma should i close my select card and apply again or not.. as my current limit of select is 3.75 lakh.. which may reach 5 lakh in 6 months or so.. so a bit confused .. close card and apply again with 3 lakh salary or wait 5 months to get limit increase...

Upto you. My usage for IDFC select was for B1G1 for movies mainly.

 

[gamersgzb]

Upto you. My usage for IDFC select was for B1G1 for movies mainly.

same for me .. sometime dmart for 5% cashback...

 

[Vikaas]

What's the required credit limit for card to card for classic?

 

[Deleted member 11974]

What's the required credit limit for card to card for classic?

1 or 2 lakhs ig

 

[skywalker]

Put above 3 lakhs it’s perfectly fine. If they ask for proofs, probably they won’t, do not proceed

Would there be a hard enquiry on my CIBIL if I apply for Wealth via C2C? I’ve just applied for another CC, so I should probably wait I guess

 

[saurabh1090]

current pin - 831005
Office - Bangalore

In Jamshedpur, where the IDFC guy is putting up kiosk

 

[Harvey_Dent]

In Jamshedpur, where the IDFC guy is putting up kiosk

PM city centre mall

 

[Harvey_Dent]

Would there be a hard enquiry on my CIBIL if I apply for Wealth via C2C? I’ve just applied for another CC, so I should probably wait I guess

Yes there will be a hard enquiry but that shouldn’t be an issue. I had 5 enquiries in last 3 months. 3 alone in the month I applied

 

[skywalker]

Yes there will be a hard enquiry but that shouldn’t be an issue. I had 5 enquiries in last 3 months. 3 alone in the month I applied

Thanks! Do you have any info about any IDFC kiosks in Delhi NCR?

 

[Harvey_Dent]

Thanks! Do you have any info about any IDFC kiosks in Delhi NCR?

Apply online it’s the same thing just put high salary.

 

[chiggybansal1]

Anyone looking to apply for IDFC wealth credit card, go through this post once

I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there.

The process was very simple. He said there are only two criteria for IDFC wealth cc. I only wanted wealth.
1. Salary 4 lakhs
OR
2. Existing card limit 4 lakhs for c2c and at least 1 year old card

I applied c2c using my ICICI apay card with 4.1 lakh limit and 1.2 years old, contray to popular belief it doesn’t work for c2c. The agent did all the application, no salary slips, no documents. Don’t know what salary he filled, but I was shown wealth and applied. I was surprised though.

Later office address verification happened on phone, I said I wfh. I was also sent a mail on my office email to verify company address and name. Process was smooth, even though their portal sucks. Approved within 3 days excluding weekend. Got same limit as apay.

I know this card is devalued now, but still it’s good for offers and dreamfolks membership, which I guess doesn’t have any minimum spends criteria.

10 days earlier I got sapphiro LTF under alumni program, and also got axis select. This is my last application of the year. Next year, I am looking to apply DCB or regalia LTF.

EDIT on 31st July: I received my card. If anyone wondering the lounge access associated with this card. Here’s the detailed info I checked on dreamfoks.

Domestic lounge: 4/qtr, can use cc or dreamfolks card. I know people might challenge this, but IDFC’s partnership with dreamfoks is a bit different compared to ICICI. Hence can use both

International lounge: 4/qtr using dreamfolks card

Railway lounge: 4/qtr. Can take 1 guest as well on that card

Domestic Airport spa: 4/qtr

Grand Total: 16, definitely worth for a LTF card

can you please share agent contact no, so that we can also take benefits.

 

[chiggybansal1]

Apply online it’s the same thing just put high salary.

it didn't worked out i did the same and got rejected it offered me to fo fd and get card.😢

 

[Thunder766]

Got IDFC Wealth using my Amazon Pay ICICI credit card as well, thanks for the tip.