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Got IDFC wealth credit card very easily

Harvey_Dent

TF Buzz
Anyone looking to apply for IDFC wealth credit card, go through this post once

I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there.

The process was very simple. He said there are only two criteria for IDFC wealth cc. I only wanted wealth.
1. Salary 4 lakhs
OR
2. Existing card limit 4 lakhs for c2c and at least 1 year old card

I applied c2c using my ICICI apay card with 4.1 lakh limit and 1.2 years old, contray to popular belief it doesn’t work for c2c. The agent did all the application, no salary slips, no documents. Don’t know what salary he filled, but I was shown wealth and applied. I was surprised though.

Later office address verification happened on phone, I said I wfh. I was also sent a mail on my office email to verify company address and name. Process was smooth, even though their portal sucks. Approved within 3 days excluding weekend. Got same limit as apay.

I know this card is devalued now, but still it’s good for offers and dreamfolks membership, which I guess doesn’t have any minimum spends criteria.

10 days earlier I got sapphiro LTF under alumni program, and also got axis select. This is my last application of the year. Next year, I am looking to apply DCB or regalia LTF.

EDIT on 31st July: I received my card. If anyone wondering the lounge access associated with this card. Here’s the detailed info I checked on dreamfoks.

Domestic lounge: 4/qtr, can use cc or dreamfolks card. I know people might challenge this, but IDFC’s partnership with dreamfoks is a bit different compared to ICICI. Hence can use both

International lounge: 4/qtr using dreamfolks card

Railway lounge: 4/qtr. Can take 1 guest as well on that card

Domestic Airport spa: 4/qtr

Grand Total: 16, definitely worth for a LTF card
 
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I wrote to IDFC for upgrade to Wealth card from my existing Select card. Just now received a call where I was asked to share my 3 months salary statement along corresponding bank statement. My monthly take home salary is below 1.5L.....will I be considered for the upgrade??
Any trick here that can help??
Also, limit on existing Select card is 3L!!
 
Yes, separate.. You will get within 2 days after the CC.. You can track this in the APP...
Thanks. I'm not able to find the option in IDFC app. Can you please let me know where it is.
Also, I've not received any mail regarding a dreamfolks membership id yet.
 
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Guyz planning to open idfc wealth account for wealth card is it worth it is the wealth card is eligible for me note not a hni or high salary person and highes credit limit is 80k and cibil is 772 any suggestions?
 
Guyz planning to open idfc wealth account for wealth card is it worth it is the wealth card is eligible for me note not a hni or high salary person and highes credit limit is 80k and cibil is 772 any suggestions?
Not to worry for it now..
give your career a boost first, then you can think about these
 
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