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Got IDFC wealth credit card very easily

Harvey_Dent

TF Buzz
Anyone looking to apply for IDFC wealth credit card, go through this post once

I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there.

The process was very simple. He said there are only two criteria for IDFC wealth cc. I only wanted wealth.
1. Salary 4 lakhs
OR
2. Existing card limit 4 lakhs for c2c and at least 1 year old card

I applied c2c using my ICICI apay card with 4.1 lakh limit and 1.2 years old, contray to popular belief it doesn’t work for c2c. The agent did all the application, no salary slips, no documents. Don’t know what salary he filled, but I was shown wealth and applied. I was surprised though.

Later office address verification happened on phone, I said I wfh. I was also sent a mail on my office email to verify company address and name. Process was smooth, even though their portal sucks. Approved within 3 days excluding weekend. Got same limit as apay.

I know this card is devalued now, but still it’s good for offers and dreamfolks membership, which I guess doesn’t have any minimum spends criteria.

10 days earlier I got sapphiro LTF under alumni program, and also got axis select. This is my last application of the year. Next year, I am looking to apply DCB or regalia LTF.

EDIT on 31st July: I received my card. If anyone wondering the lounge access associated with this card. Here’s the detailed info I checked on dreamfoks.

Domestic lounge: 4/qtr, can use cc or dreamfolks card. I know people might challenge this, but IDFC’s partnership with dreamfoks is a bit different compared to ICICI. Hence can use both

International lounge: 4/qtr using dreamfolks card

Railway lounge: 4/qtr. Can take 1 guest as well on that card

Domestic Airport spa: 4/qtr

Grand Total: 16, definitely worth for a LTF card
 
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Bookmyshow mostly. Their ATM withdrawal is also interest free for upto 45 days.
Ah ok, I'm guessing this could be useful if someone doesn't have other cards like Sapphiro for BMS.

I was more interested in getting the Wealth CC for government transactions considering devaluations starting on Axis Vistara cards, Atlas might be next.
 
Ah ok, I'm guessing this could be useful if someone doesn't have other cards like Sapphiro for BMS.

I was more interested in getting the Wealth CC for government transactions considering devaluations starting on Axis Vistara cards, Atlas might be next.
I have Sapphiro too. Sometimes I need more than 2 BMS bogof offers so I thought of taking it as it's LTF. Also ATM withdrawal feature might be a saviour in case of any emergency.

Atlas is currently giving points on Govt txns so I have not checked for alternative as of now.

Frankly speaking I don't even know the reward structure of IDFC wealth 😂. Just took it as it's LTF.
 
I have Sapphiro too. Sometimes I need more than 2 bogof offers so I thought of taking it as it's LTF. Also ATM withdrawal feature might be a saviour in case of any emergency.

Atlas is currently giving points on Govt txns so I have not checked for alternative as of now.

Frankly speaking I don't even know the reward structure of IDFC wealth 😂. Just took it as it's LTF.
Yahi duniya ka dastoor hai dost. Jisko nahi chahiye usko mil jaata hai aur jo peechhe pad jaata hai usko nahi milta
Bin maange moti mile maange mile na bheekh
 
Yahi duniya ka dastoor hai dost. Jisko nahi chahiye usko mil jaata hai aur jo peechhe pad jaata hai usko nahi milta
Bin maange moti mile maange mile na bheekh
Bro mujhe Magnus chahiye tha 2 baar reject ho gya and then devalue ho gya. Jo nahi chahiye vo mil rha h mujhe bhi and Jo chahiye vo nahi mil rha.
Ab infinia chahiye vo mil nhi raha.

BTW abhi Mera wealth card approve nahi hua h.
 
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Bro mujhe Magnus chahiye tha 2 baar reject ho gya and then devalue ho gya. Jo nahi chahiye vo mil rha h mujhe bhi and Jo chahiye vo nahi mil rha.
Ab infinia chahiye vo mil nhi raha.

BTW abhi Mera wealth card approve nahi hua h.
Mujhe mila tha direct pre approved upgrade offer me Magnus but 1 mahine baad devalue hone wala tha to Ace le liya
Infinia to acche acchon ko nahi milta bhai.
Purane khiladi hain jo ya fir bahut high balance maintain kare ya fir high irt/salary ho
 
Mujhe mila tha direct pre approved upgrade offer me Magnus but 1 mahine baad devalue hone wala tha to Ace le liya
Infinia to acche acchon ko nahi milta bhai.
Purane khiladi hain jo ya fir bahut high balance maintain kare ya fir high irt/salary ho
Mai bahut ladha PNO se but diya nahi. Devaluation se 2-3 mahine pehle ki baat h. Mere Ace ki limit 2.9 lakh thi. 3 lakh hoti to pre approved mil jata.
 
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