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Got Pre Approved Offer, Business MoneyBack, Skipped. How To Get Millennia As First HDFC Card?

D₹V

TF Pioneer
I got normal banner in net banking today, clicked & got back.

Then again Mail, Call, WhatsApp & SMS spammed apply in last 3 hrs to get 1500 GV, I ignored.

2 hours ago, again got mail asking to apply with 54k limit written. Opened & checked it's business MoneyBack only. I don't like it's reward system, not worth for me.

Should I wait for Millennia & higher limit as HDFC gives LE & Upgrades in Eternity? For now, I have thought to skip it.

Give your opinion & react pls 🥹.

Update: I waited 6 months more & procured LTF Millennia credit card as pre approved with huge limit of 150k.

All you need is patience 😉.
 

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Also, ek query tha.

Iss month 2 & pichhle month 2 enquiry hai but CIBIL 1 point bhi down nahi hota.

To HDFC pre approved wala apply kar dunga to isse koi dikkat nahi hoga na???
Bhai inquiry se kuchh ni hota.
Mera June July mila ke 6 inquires ho gyi.
CIBIL is intact.


Haan agar same bank duplicate inquiries pe inquiries kr rha toh mai zaroor complain krta hu remove krne k liye. Jaise SBI ne 3 inquiries kr di to PNO ko mail kr diya process chalu ho gya h
 
Bhai inquiry se kuchh ni hota.
Mera June July mila ke 6 inquires ho gyi.
CIBIL is intact.


Haan agar same bank duplicate inquiries pe inquiries kr rha toh mai zaroor complain krta hu remove krne k liye. Jaise SBI ne 3 inquiries kr di to PNO ko mail kr diya process chalu ho gya h
Nahi sahi toh bol raha hai mera 15 saal credit history ka baal bhi banka nahi kar pa raha hai Axis Bank itna rejection ke baad bhi har mahine 2 point upar ja raha hai 🤣
 
Ek kaam karo sab funds ek jagah kar lo aur BM ko pucho ki Infinia milega ki nahi aur tum itne ka FD kar doge agar maan jata hai FD karwa lo Infinia jaise dikha Netbanking pe bas dusre din FD break kar ke hawa 🤣
Aaj hi bank ke bagal se aaya. Achanak dikha to yaad aaya ki idhar to mera account bhi hai. Fir socha kaam ka to hai nhi kuch, jana kyu idhar (apshabd).

Fir ghar aaya to shaam ko ye 1.5L wala mail dikha 🤣🤣🤣.

I don't think ki wo entertain karega, fir bhi jana hua to ek bar mil lunga BM se 🤣🤣.
 
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