Got Pre Approved Offer, Business MoneyBack, Skipped. How To Get Millennia As First HDFC Card?

[D₹V]

I got normal banner in net banking today, clicked & got back.

Then again Mail, Call, WhatsApp & SMS spammed apply in last 3 hrs to get 1500 GV, I ignored.

2 hours ago, again got mail asking to apply with 54k limit written. Opened & checked it's business MoneyBack only. I don't like it's reward system, not worth for me.

Should I wait for Millennia & higher limit as HDFC gives LE & Upgrades in Eternity? For now, I have thought to skip it.

Give your opinion & react pls 🥹.

Update: I waited 6 months more & procured LTF Millennia credit card as pre approved with huge limit of 150k.

All you need is patience 😉.

 

[varun__goel_]

Padh lo 😂

Padha mne, usm likha h ki just minimum balance maintain kra. M to nhi kr paunga na

 

[VISHESH_BANSAL]

Ya

That is why.

Results of my Bamboo🤣:-

Kotak Everyday Scheme Code is not eligible for Spendz Card.

 

[D₹V]

That is why.

Results of my Bamboo🤣:-

Kotak Everyday Scheme Code is not eligible for Spendz Card.

Ye galat hai 😐😢.

Cs bol raha tha 811 & everyday not eligible for Spendz card.

But kitne 811 walo ko to mila hai ye card.

 

[4uziaul]

Padha mne, usm likha h ki just minimum balance maintain kra. M to nhi kr paunga na

Are spend based se aa jayega use karte raho account ko

 

[VISHESH_BANSAL]

Ye galat hai 😐😢.

Cs bol raha tha 811 & everyday not eligible for Spendz card.

But kitne 811 walo ko to mila hai ye card.

Naa bhai.

Jitni information mujhe mili hai.
Except Everyday Scheme Code, All other Scheme Codes are eligble for Spendz.

CS waale toh dimag se paidal hote hai.
LTF card ko bhi paid bta te hai, over the call.

 

[D₹V]

Naa bhai.

Jitni information mujhe mili hai.
Except Everyday Scheme Code, All other Scheme Codes are eligble for Spendz.

CS waale toh dimag se paidal hote hai.
LTF card ko bhi paid bta te hai, over the call.

Kal Tejshree ko mail karta hu.

He is the only guy, who helps.

 

[lucifer69]

Anyone got Pre approved millennia directly? 🤔

Me too, Opened salary account within one week got the offer for ltf milennia was stupid to ignore but offer went away after third month came again after 15 days with 129K limit and this time I applied

 

[saucy]

Are wo log ka bhi post hona jaruri hai.

Agar wo log post nahi karte to mujhe kaise pata chalta hi HDFC LE/Upgrade jaldi nahi deta 🤣. Isliye pahle hi Millennia ki thaan li.

Pahle main khud besabar tha account kholne ke baad, business money back 1 mahine tak lagatar dekha to samajh aaya ki Millennia credit 💳 card nahi, Tapasya aur anushashan hai 🤣🥹.

Aur sumanta bhai ka Infinia wala video dekha to laga ki Moneyback ke chakkar me pada to saalon lag jayenge wahan pahunchne me, isliye first HDFC card Millennia hi chuna.

Sahi Kiya Bhai
I'm still stuck with milennai. Maar bhi nahi sakta pyaar jo karta hai (read: pehela cc hai)

however there seems to be some hope -- the BM told me ki mera card upgrade karwayega. Ab dekht hain

 

[D₹V]

Sahi Kiya Bhai
I'm still stuck with milennai. Maar bhi nahi sakta pyaar jo karta hai (read: pehela cc hai)

however there seems to be some hope -- the BM told me ki mera card upgrade karwayega. Ab dekht hain

What upgrade you're looking for?

 

[plastikman]

Naa bhai.

Jitni information mujhe mili hai.
Except Everyday Scheme Code, All other Scheme Codes are eligble for Spendz.

CS waale toh dimag se paidal hote hai.
LTF card ko bhi paid bta te hai, over the call.

Aisa bhi card hai kotak ka?! 🤣

 

[4uziaul]

What upgrade you're looking for?

Infinia hoga Dream card 😁

 

[D₹V]

Yes, prepaid card with 1% unlimited cashback anywhere.

Usi ko lootne ka irada hai.

Aisa bhi card hai kotak ka?! 🤣

 

[VISHESH_BANSAL]

Aisa bhi card hai kotak ka?! 🤣

Haa.
Aajkal kotak ne CC offers ko remove kar diya hai.
Aur sirf DC pe offers deta hai.

Like Swiggy Instamart, phle CC aur DC on both Instant discount milta thha.
Abb sirf DC pe milta hai.

Jo Spendz DC hai woh unlimited additional 1% deta hai.

 

[saucy]

What upgrade you're looking for?

Ye bhi koi poochne ki baat hai 🌚
Wo Infinia galaxia Jo Dena chahe hum rakh lenge.

But waise Milennia (I already have DCP, so don't see much point in regalia)

 

[D₹V]

Haa.
Aajkal kotak ne CC offers ko remove kar diya hai.
Aur sirf DC pe offers deta hai.

Like Swiggy Instamart, phle CC aur DC on both Instant discount milta thha.
Abb sirf DC pe milta hai.

Jo Spendz DC hai woh unlimited 1% deta hai.

Prepaid card hai vaia, DC nhi.

 

[plastikman]

Aisa bhi card hai kotak ka?! 🤣

Kotak ne last year mujhe preapproved emi card diya tha. Dikaya 125000 limit lekin card aaya with rupees five (Rs 5) limit. Nodal officer bhi chakra gaya. I asked him to close it and usne turant kar diya.

They gave me 5 Rs limit after having privy league account and CC with more than 900k limit. Kotak bhi ajeeb hai 😄

 

[saucy]

Kotak ne last year mujhe preapproved emi card diya tha. Dikaya 125000 limit lekin card aaya with rupees five (Rs 5) limit. Nodal officer bhi chakra gaya. I asked him to close it and usne turant kar diya.

They gave me 5 Rs limit after having privy league account and CC with more than 900k limit. Kotak bhi ajeeb hai 😄

Bhai Mai to nahi sehta.
Poori kotak team ko bamboo kar deta

 

[4uziaul]

Haa.
Aajkal kotak ne CC offers ko remove kar diya hai.
Aur sirf DC pe offers deta hai.

Like Swiggy Instamart, phle CC aur DC on both Instant discount milta thha.
Abb sirf DC pe milta hai.

Jo Spendz DC hai woh unlimited additional 1% deta hai.

Yeh bhi RBL ke raha pe nikal pada hai kya 🤣

 

[D₹V]

Kotak ne last year mujhe preapproved emi card diya tha. Dikaya 125000 limit lekin card aaya with rupees five (Rs 5) limit. Nodal officer bhi chakra gaya. I asked him to close it and usne turant kar diya.

They gave me 5 Rs limit after having privy league account and CC with more than 900k limit. Kotak bhi ajeeb hai 😄

If Kotak was a girl.
@plastikman : are yaar pagal ho kya?

 

[VISHESH_BANSAL]

Kotak ne last year mujhe preapproved emi card diya tha. Dikaya 125000 limit lekin card aaya with rupees five (Rs 5) limit. Nodal officer bhi chakra gaya. I asked him to close it and usne turant kar diya.

They gave me 5 Rs limit after having privy league account and CC with more than 900k limit. Kotak bhi ajeeb hai 😄

Mujhe bhi kotak offer kar raha hai same EMI card with Same limit🤣

Achh ha Apply nhi kiya.

Nhi toh EMI pe Melody Toffee Leni Padti