Got Pre Approved Offer, Business MoneyBack, Skipped. How To Get Millennia As First HDFC Card?

[D₹V]

I got normal banner in net banking today, clicked & got back.

Then again Mail, Call, WhatsApp & SMS spammed apply in last 3 hrs to get 1500 GV, I ignored.

2 hours ago, again got mail asking to apply with 54k limit written. Opened & checked it's business MoneyBack only. I don't like it's reward system, not worth for me.

Should I wait for Millennia & higher limit as HDFC gives LE & Upgrades in Eternity? For now, I have thought to skip it.

Give your opinion & react pls 🥹.

Update: I waited 6 months more & procured LTF Millennia credit card as pre approved with huge limit of 150k.

All you need is patience 😉.

 

[D₹V]

Ye Upto aisa hi hai jaisa Paytm ka upto hota hai.
Milta lower side me hi hai. But Millenia choose krega toh ₹1L limit to minimum mil jaegi atleast.

Samajh gaya. Bas ye offer me indian oil aata baar baar 🤣.

Aur ek link me Millennia aa rha to LTF hi nhi hai.

 

[Chaitanya-a]

Samajh gaya. Bas ye offer me indian oil aata baar baar 🤣.

Aur ek link me Millennia aa rha to LTF hi nhi hai.

Mai khud paid Millenia leke baitha hu😂 fee waiver b acha hai. 1L spend pe fee waive hojati. Wahi wo Axis ka ₹500 wala card k liye 3.5L khrch krne bolta hai🤣

 

[BeingIncog]

Samajh gaya. Bas ye offer me indian oil aata baar baar 🤣.

Aur ek link me Millennia aa rha to LTF hi nhi hai.

Mine millennia is now ltf after spending 2L+ within 9 months. Converted to visa signature from MasterCard.

 

[D₹V]

Mai khud paid Millenia leke baitha hu😂 fee waiver b acha hai. 1L spend pe fee waive hojati. Wahi wo Axis ka ₹500 wala card k liye 3.5L khrch krne bolta hai🤣

Yes, HDFC is honest with this card.

1L spend meaning they earn 1k if we take 1% as MDR.

Wahi annual fees bhi 1k hi hai.


Dusri taraf Axis, 500 ke waiver ke liye 3500 ka profit lega 🤣🤣.

Zor ka gaali dene ka mann kar raha inko.

 

[Dr-green69]

Are koi badhiya card bhi to hona chahiye 🤣.

14-15k ki limit me C2C kahan hota hai vai 🤣🤣.

HDFC wale seedhe laat marke bhaga denge.

Pre approved is the only way, abhi upto 1.5L limit mil raha.

Waise upto hai fir bhi 150k hi milega na ya kam kar dega??

Jaha UPTO likha ho waha zyada umeed nahi rakhni chahiye jaha tak mujhe pata hota hai pre approved me exact limit likhi hoti hai aur pre qualified me upto likha hota hai check karo ek baar

 

[Chaitanya-a]

Mine millennia is now ltf after spending 2L+ within 9 months. Converted to visa signature from MasterCard.

You had this special LTF offer while applying for the card?

 

[BeingIncog]

You had this special LTF offer while applying for the card?

No. Missed it by a month. Applied in October 22. Had to pay membership fees too.

 

[Chaitanya-a]

No. Missed it by a month. Applied in October 22. Had to pay membership fees too.

So how you converted it to LTF on the basis of spendings? Tell the process pls

 

[D₹V]

So how you converted it to LTF on the basis of spendings? Tell the process pls

You can ask to convert it in LTF if you do good spends in 6 months.

Unko MDR chahiye, wo dete raho to LTF kar denge.

 

[BeingIncog]

So how you converted it to LTF on the basis of spendings? Tell the process pls

Just mailed to customerservices.cards@hdfcbank.com about network change and ltf request. Mail format was done by chatgpt.

 

[Chaitanya-a]

You can ask to convert it in LTF if you do good spends in 6 months.

Unko MDR chahiye, wo dete raho to LTF kar denge.

Fir to mera b kr dena chaiye. 4months me 2L spend hogya

 

[D₹V]

Fir to mera b kr dena chaiye. 4months me 2L spend hogya

Request kar dijiye fir ✌️😊

 

[BeingIncog]

Fir to mera b kr dena chaiye. 4months me 2L spend hogya

Kardo, jaldi kardo. Ya fir 6+ months ka wait Karo.

 

[Chaitanya-a]

Kardo, jaldi kardo. Ya fir 6+ months ka wait Karo.

Abhi krdeta hu request. Dekhta kya bolte

 

[Lakshya Mahani]

Yeh toh khuch nhi hai mne toh 25k waala millennia bhi dekha hua hai🤣

Maine ek millennia user dekha 10k limit ke saath. Usko kuch months baad LE aayi, ab 12k pe baitha hai 😂 😂

 

[D₹V]

Maine ek millennia user dekha 10k limit ke saath. Usko kuch months baad LE aayi, ab 12k pe baitha hai 😂 😂

अरे! खड़ा करो इसको।

#IYKYK 🤣🤣🤣

 

[4uziaul]

Maine ek millennia user dekha 10k limit ke saath. Usko kuch months baad LE aayi, ab 12k pe baitha hai 😂 😂

Aaj meri khushi ka koi thikana nahi hai 🤣 chindi wala harkat kar hi diya

 

[varun__goel_]

HDFC CC ka temporary block ka sms aaya h. Bas call krke enable ho jaega?

 

[D₹V]

HDFC CC ka temporary block ka sms aaya h. Bas call krke enable ho jaega?

Don't know.

 

[cryoengine]

I have gotten following offers so far
DC EMI 80k
Business loan 3.75L
Flexipay 5k, srsly?
Car loan 6L

Account is less than 3 months old, MAB around 4L.

I will likely get credit card offers soon once my account is more than 3 months. Hopefully.