Got SBI Cashback Instantly

[cowcoconut]

Hey,
I had previously applied for sbi cashback and the agent kept calling me to verify and kept failing. Random calls etc. kept happening for a month and they rejected my card. I finally gave up and then got the hdfc swiggy card. Now today when I logged into internet banking, it showed that I'm eligible for pre approved credit cards, SBI cashback was one of them. I clicked apply and filled the form today afternoon.
Today evening itself I got the confirmation that my card is dispatched and also got a virtual card right away.
At first I thought I got scammed or something, but I checked and it was real. That was the fastest credit card application of my life.


EDIT: Some additional info:
This time, when I applied from the netbanking page, there was no KYC calls/video etc. There was a CIBIL enquiry though.
I have an RD with SBI. Have no prior SBI credit card. CIBIL Score was 789 at the time.

This is what it looked like in the netbanking page:

 

[Sourabh_13]

You also have salary account with sbi ? And any other relationships like fd etc

No...I have a regular savings account. I haven't been maintaining even ₹500 MAB. My monthly fellowship gets credited to this account but I transfer it to an another account the same day.

I just have their credit cards. Never had any other relationships.

I don't know whether this is the reason for offers..but my account is sort of in the middle of being upgraded to wealth.

 

[shivamk]

Yeah it is showing for me too
Thinking of applying once it will be available in rupay
I think Sept 6 is the deadline

Cashback card is coming in rupay?

 

[Sahil_07]

Cashback card is coming in rupay?

Even Infenia card too will come in rupay.
Acc to Rbi guidelines,customer will be able to choose card network

 

[shivamk]

Even Infenia card too will come in rupay.
Acc to Rbi guidelines,customer will be able to choose card network

Oh that's nice.

 

[cowcoconut]

Yeah it is showing for me too
Thinking of applying once it will be available in rupay
I think Sept 6 is the deadline

Is there any advantage to rupay cards?
I thought Visa would be better for me since better acceptance in international websites

 

[Sahil_07]

Is there any advantage to rupay cards?
I thought Visa would be better for me since better acceptance in international websites

Is there 5% cashback for international spend too?
I need rupay for offline payments and if they give 1% cashback in UPI transaction,then it will be bonus but I doubt it will happen.
May be they will give 1% in UPI payments of only above 2k.
And also for me with UPI transaction,it will be easier to reach the spending milestones of 2 lakh as my spending is not that high without those instant discount offers

 

[eldraco]

Hey,
I had previously applied for sbi cashback and the agent kept calling me to verify and kept failing. Random calls etc. kept happening for a month and they rejected my card. I finally gave up and then got the hdfc swiggy card. Now today when I logged into internet banking, it showed that I'm eligible for pre approved credit cards, SBI cashback was one of them. I clicked apply and filled the form today afternoon.
Today evening itself I got the confirmation that my card is dispatched and also got a virtual card right away.

At first I thought I got scammed or something, but I checked and it was real. That was the fastest credit card application of my life.

Hi, I've two questions. First, did they do any v-KYC? Second, was there a CIBIL enquiry?

 

[cowcoconut]

Is there 5% cashback for international spend too?
I need rupay for offline payments and if they give 1% cashback in UPI transaction,then it will be bonus but I doubt it will happen.
May be they will give 1% in UPI payments of only above 2k.
And also for me with UPI transaction,it will be easier to reach the spending milestones of 2 lakh as my spending is not that high without those instant discount offers

No idea actually about international payments.
Anyways most merchants near me in Bangalore have UPI credit transactions disabled as far as I know.

Hi, I've two questions. First, did they do any v-KYC? Second, was there a CIBIL enquiry?

No video kyc. Just aadhar login and verification. But I have a bank account with them and I got redirected from the internet banking site so maybe that's a reason.
I don't know where to check if there's a cibil enquiry in real time. I only see them on the next month's cibil report from paisabaazar

 

[Sahil_07]

No idea actually about international payments.
Anyways most merchants near me in Bangalore have UPI credit transactions disabled as far as I know.


No video kyc. Just aadhar login and verification. But I have a bank account with them and I got redirected from the internet banking site so maybe that's a reason.
I don't know where to check if there's a cibil enquiry in real time. I only see them on the next month's cibil report from paisabaazar

If would have got sms from cibil if there was a enquiry

 

[sri222]

I have savings account and Ola SBI credit card. For me, "pre-qualified credit card" is not showing.

 

[Trust Me]

Nice. Never heard that cashback card pre approved..

Pre approved or pre eligible?

I've also been seeing some such offer for a month or so now, promising instant issue of any of 6 cards including Elite and Cashback. It says most things would be pre-filled. I just need to fill in the rest and the card would be issued instantly! Don't know if that means pre-approved or something else.
.

 

[cowcoconut]

If would have got sms from cibil if there was a enquiry

Yes there was a cibil enquiry from sbi sms
🙂

 

[COmM4nDer]

Yes there was a cibil enquiry from sbi sms
🙂

So did u apply & how was the process. I also have the same banner was thinking of applying.

 

[cowcoconut]

So did u apply & how was the process. I also have the same banner was thinking of applying.

I’m the OP of the thread. I applied through netbanking and got the card in 3 hours.
Have the physical card with me and already looking at 3k cashback this month statement 😌

 

[COmM4nDer]

I’m the OP of the thread. I applied through netbanking and got the card in 3 hours.
Have the physical card with me and already looking at 3k cashback this month statement 😌

I was looking for BPCL Octane. Sadly its not there.

 

[MrKant]

Hey,
I had previously applied for sbi cashback and the agent kept calling me to verify and kept failing. Random calls etc. kept happening for a month and they rejected my card. I finally gave up and then got the hdfc swiggy card. Now today when I logged into internet banking, it showed that I'm eligible for pre approved credit cards, SBI cashback was one of them. I clicked apply and filled the form today afternoon.
Today evening itself I got the confirmation that my card is dispatched and also got a virtual card right away.

At first I thought I got scammed or something, but I checked and it was real. That was the fastest credit card application of my life.

How much AMB did you maintain

 

[Boy 07]

Got a popup notification right when I logged in. Also had this notification on the homepage after logging in

Same pop up i m getting but as i applied its said application error please try after 1 day next day same thing happened 2 months passed what should i do now ?

 

[cowcoconut]

How much AMB did you maintain

Nearly 0, had a 9L FD.
Salary was crediting to that account too.

 

[cowcoconut]

Same pop up i m getting but as i applied its said application error please try after 1 day next day same thing happened 2 months passed what should i do now ?

I have the same error when I click it now. Try going to sbicard and see if you can resume from there

 

[CyberPsych]

I applied through netbanking and got the card in 3 hours.

3 hours? Damn that's fast. Did they already have your name printed on it and packed to dispatch? Strange speed considering its SBI