Got SBI Cashback Instantly

[cowcoconut]

Hey,
I had previously applied for sbi cashback and the agent kept calling me to verify and kept failing. Random calls etc. kept happening for a month and they rejected my card. I finally gave up and then got the hdfc swiggy card. Now today when I logged into internet banking, it showed that I'm eligible for pre approved credit cards, SBI cashback was one of them. I clicked apply and filled the form today afternoon.
Today evening itself I got the confirmation that my card is dispatched and also got a virtual card right away.
At first I thought I got scammed or something, but I checked and it was real. That was the fastest credit card application of my life.


EDIT: Some additional info:
This time, when I applied from the netbanking page, there was no KYC calls/video etc. There was a CIBIL enquiry though.
I have an RD with SBI. Have no prior SBI credit card. CIBIL Score was 789 at the time.

This is what it looked like in the netbanking page:

 

[jeevanreddy58]

3 hours? Damn that's fast. Did they already have your name printed on it and packed to dispatch? Strange speed considering its SBI

He meant card showing in portal.. not about delivery.

 

[CyberPsych]

He meant card showing in portal.. not about delivery.

Ah okay, he said he got. So I thought he received in hand 😅

 

[cowcoconut]

Ah okay, he said he got. So I thought he received in hand 😅

Yeah I meant I got the virtual card in 3 hours. Was able to use it right away as well.

 

[Shin-Chan]

What is the minimum CIBIL or Salary required for instant approval please share

 

[cowcoconut]

What is the minimum CIBIL or Salary required for instant approval please share

Not sure, mine was 1L/month and 789 cibil at that time. You can check your netbanking if you have this offer.

 

[Shin-Chan]

Not sure, mine was 1L/month and 789 cibil at that time. You can check your netbanking if you have this offer.

I am not even considering, jobless with below 750 CIBIL

 

[opaque]

I applied CB card on Sunday noon through Sprint portal and got physical card delivered on Tuesday noon (2 days). Even Amex card took 3 days to deliver after approval.

 

[CyberPsych]

I applied CB card on Sunday noon through Sprint portal and got physical card delivered on Tuesday noon (2 days). Even Amex card took 3 days to deliver after approval.

Damn, I applied for CB on Sprint portal on Friday. Still no approved SMS

 

[Shin-Chan]

Damn, I applied for CB on Sprint portal on Friday. Still no approved SMS

There are stepping stones in between like KYC and E-Sign + 1 few calls. All completed ?

 

[dravidsarang]

Wow! that came as a surprise. Never saw these floater messages in the past on website. Checked today, no floater add 😉

What was the welcome gift worth 5K* ??? as per the banner?

 

[CyberPsych]

There are stepping stones in between like KYC and E-Sign + 1 few calls. All completed ?

Yes. First I received a call, they sent link to vKYC. vKYC was successfully completed. Then next call recevied and they asked all the details from name to what not and at the end they said card will be approved "soon" and will reach you in 7-10 working days.

They also said in the 2nd call that an agent will come to your provided address for verification?

 

[Sahil_07]

Yes. First I received a call, they sent link to vKYC. vKYC was successfully completed. Then next call recevied and they asked all the details from name to what not and at the end they said card will be approved "soon" and will reach you in 7-10 working days.

They also said in the 2nd call that an agent will come to your provided address for verification?

When was the next call received by you after the vkyc?

 

[Shin-Chan]

Yes. First I received a call, they sent link to vKYC. vKYC was successfully completed. Then next call recevied and they asked all the details from name to what not and at the end they said card will be approved "soon" and will reach you in 7-10 working days.

They also said in the 2nd call that an agent will come to your provided address for verification?

Its still in process then with SBI we need patience !!

 

[Hemang]

Due to internal policies they cannot process my application bolke mana kar diya.
Aisa hone pe kitne din baad apply karna chahiye bhaiyo ?

 

[Sahil_07]

Due to internal policies they cannot process my application bolke mana kar diya.
Aisa hone pe kitne din baad apply karna chahiye bhaiyo ?

After 3 months

 

[Shin-Chan]

Due to internal policies they cannot process my application bolke mana kar diya.
Aisa hone pe kitne din baad apply karna chahiye bhaiyo ?

approve hone pe 3 months

reject hone pe next day kar sakte but ab offline agent se karna apply for better chances

 

[CyberPsych]

Why was the next call received by you after the vkyc?

I don't know. First call was only for confirming I applied or not and providing vKYC. Tye person in 1st call said I will receive 2nd call which is the actual verification call. In the 2nd call only they recollected all my details and explained about the card.

 

[Hemang]

approve hone pe 3 months

reject hone pe next day kar sakte but ab offline agent se karna apply for better chances

Bhai sbi cashback card to offline kar nahi sakte na apply ?

 

[Shin-Chan]

Bhai sbi cashback card to offline kar nahi sakte na apply ?

na na CB nahi milega (offline agents se) uske liye to online wpas karke bhi kya fayda what will change in 1-2 weeks or months

 

[Hemang]

na na CB nahi milega (offline agents se) uske liye to online wpas karke bhi kya fayda what will change in 1-2 weeks or months

Fir 3 months baad karu apply fir bhai ?