Has anyone tried - AU Swipe Up Program ?

[StanRoute66]

https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-program
Basically it is a C2C AU Card Application process + you get the card LTF .

 

[Harry1]

so Axis ace is almost equal to both Xcite Ace and Ultra?

Not really, it all depends on spend amount. Xcite cards can give 3% return on some cases. Axis Ace is flat 2%.

In general, For lower spends upto 3L, Xcite cards will be better. For higher, Ace would be better.

 

[Batmanbaba]

My application rejected...i Allredy apply for au card in December and It rejected today i apply for swipe up and got limit of 90000, and it got rejected on video kyc page.

Its rejected because u didn't followed cooling period of 6 months

 

[Batmanbaba]

They will offer the card closest to Infinia in terms of rewards structure, which won't be even half as good as Infinia(doesn't even make sense to compare a super premium card to a LTF card in the entry-level segment 😅). Most likely should be Xcite Ultra.

Xcite Ultra is max they can offer... They are offering that for icici platinum card which is the most basic card of iciic5... 😱😂

 

[krishc]

Xcite Ultra is max they can offer... They are offering that for icici platinum card which is the most basic card of iciic5... 😱😂

as far as I could check their comparative offerings lack any logical pattern
it's either random or the algorithm was designed by some ignorant person who doesn't know much about credit cards
I have checked with more than 25 different BIN numbers belonging to all sorts of cards

 

[Harry1]

as far as I could check their comparative offerings lack any logical pattern
it's either random or some ignorant person who doesn't know much about credit cards designed the algorithm
I have checked with more than 25 different BIN numbers belonging to all sorts of cards

Probably it is tied to credit limit rather than card variant.

 

[krishc]

Probably it is tied to credit limit rather than card variant.

My regalia has limit 453k, and amazon pay 460k
they offered Ultra & Ace for them respectively
some other guy with similar limit on apay got Ultra
very weird

 

[Batmanbaba]

Probably it is tied to credit limit rather than card variant.

The platinum card..... Which was checked has 80000 limit.... I think its some type of random game..... Developed by their developer.... 😅

 

[SiddharthR]

The platinum card..... Which was checked has 80000 limit.... I think its some type of random game..... Developed by their developer.... 😅

Or marketing strategy :xD

 

[BCh]

How you got it removed

Sent email to cust care...

 

[Momo_Scooby]

Did anyone try Axis Magnus, Diners Black, and SC Ultimate? Please share your experience.

 

[MS R]

My regalia has limit 453k, and amazon pay 460k
they offered Ultra & Ace for them respectively
some other guy with similar limit on apay got Ultra
very weird

limit offered and card variant ?

 

[redmanc]

Has anyone tried AMEX Cards? Also how old the card should be

 

[redmanc]

Do they ask the card bin before the VKYC process or after? In my case I was taken straight to vkyc

 

[Gautham]

Do they ask the card bin before the VKYC process or after? In my case I was taken straight to vkyc

you tried with amex? pls share ur experience once done.

 

[redmanc]

you tried with amex? pls share ur experience once done.

No I havent. I wasnt asked any card bins. Taken to vkyc. Scheduled appointment since I dont have my pan card handy with me.

 

[Batmanbaba]

No I havent. I wasnt asked any card bins. Taken to vkyc. Scheduled appointment since I dont have my pan card handy with me.

That's strange.... As it is offering card in basis if first 6 digits of ur existing card.... Do u have any other au card or au savings account

 

[Walter White]

Has anyone tried AMEX Cards? Also how old the card should be

Used my 3 month old Amex Plat travel. They only take the base reward rate into consideration (1RP per 50 spent) ignoring milestone rewards. And then came up with Xcite Ultra. The funnier part was AU trying to explain how Xcite Ultra is a better card than Amex. 🤣

 

[Gautham]

Used my 3 month old Amex Plat travel. They only take the base reward rate into consideration (1RP per 50sent) ignoring milestone rewards. And then came up with Xcite Ultra. The funnier part was AU trying to explain how Xcite Ultra is a better card than Amex. 🤣

there are better cards than ultra with AU?

 

[Harry1]

Used my 3 month old Amex Plat travel. They only take the base reward rate into consideration (1RP per 50 spent) ignoring milestone rewards. And then came up with Xcite Ultra. The funnier part was AU trying to explain how Xcite Ultra is a better card than Amex. 🤣

Would like to see these comparisons. Can someone please upload some screenshots 🤣?

 

[krishc]

limit offered and card variant ?

variant I already mentioned
limit I didn't check because I didn't want either Ultra or Ace