HDFC Bank And Swiggy Launched HDFC Bank Swiggy Credit Card | Full Details

[wapenshaw]

MyOffers

myoffers.smartbuy.hdfcbank.com

Terms and conditions specifically rule out swiggy card for instant discount

Okay thanks. Was travelling so couldn't lookup properly

 

[knight]

HDFC cobranded exclusions are kinda confusing.

They've mentioned swiggy card in this TnC but no mention on TNeu.

On the other hand, Tneu is excluded from smartbuy 5% cb.. not sure about swiggy. Is it also excluded from smartbuy 5% cb?

 

[sooraj2090]

HDFC Bank and Swiggy recently launched a co-branded credit card, the Swiggy HDFC Bank Credit Card. This is the first co-branded credit card from the food delivery cum grocery delivery giant, Swiggy. Let's first check the card details.

Fees:
Annual Fees: Rs. 500 + GST
Annual Fee Waiver Criteria: Spend ₹2L in a year.

Welcome Benefits:
Complimentary Swiggy One Membership for 3 months (onetime benefit)

This is a very basic credit card, so it doesn't have any specific main benefits associated with it. Let's check its reward system.

Reward System:

Spends Category	Cashback Rate	Capping	Exclusion
Swiggy Application (Food ordering, Instamart, Dineout & Genie).	10%	Rs. 1500 Per Billing Cycle	Swiggy Money Wallet, Swiggy Liquor, Swiggy Minis
Online Spends Across Top Brands/Categories*	5%	Rs. 1500 Per Billing Cycle	See The Below Chart*
Other Categories (Online & Offline)	1%	Rs. 500 Per Billing Cycle	Fuel, Rent, EMI, Wallet, Jewellery, Government Payment

List Of 5% Cashback Categories With Merchants Category Code (MCC):
* Please note that only selected merchants mapped under the below list of MCCs are eligible for 5% Cashback Category.

CATEGORY	MCC
Apparels	5137,5139,5611,5621,5631,5641,5651,5655,5661,5691,5697,5699,5948
Department Store	5200,5300,5311,5331,5949,5973
Electronics	1731,5045,5046,5065,5099,5722,5732,5734,5946,7372,7622,7623,7629,7631
Entertainment	4411,4899,5193,5992,7032,7033,7333,7832,7911,7922,7929,7933,7991,7996,7997
Home Decor	5198,5211,5231,5251,5712,5713,5714,5718,5719,5950,7641
Medical Stores & Pharmacies	5122,5912,5975,8042,8043
Personal Care	5977,7230,7297,7298
Local Cabs	3351,3359,3387,3389,3390,3393,3395,4121
Pet Stores & Supplies	5192,5733,5735,5941,5942,5945,5995,7829,7941
Discount Stores	5399

You'll receive cashback in the form of "Swiggy Money," and it will be valid for one year from the date of earning the cashback.

You can redeem your Swiggy Money earned via the Swiggy HDFC Bank Credit Card on the Swiggy application on the following Swiggy platforms:

• Food ordering
• Instamart
• Dineout
• Genie

Eligibility Criteria:

• Indian Resident

Salaried:

• Age: 21 to 60 years
• Income: Rs. 25,000 Per month or more.

Self-Employed:

• Age: 21 to 65 years
• Income: ITR Of Rs. 6,00,000 or more.

Application Link: https://bit.ly/TFHDFCSW

This is a very basic credit card with its main benefit lying in its reward system. By spending Rs. 15,000 a month on the Swiggy app, you can earn Rs. 1500 cashback. Additionally, you can earn 5% cashback from various online websites like Amazon, Flipkart, Myntra, Online Medicine Ordering Websites, and others listed under MCCs (Merchant Category Codes).

If you spend Rs. 10,000 on Swiggy (for food and grocery delivery) and Rs. 15,000 on other 5% merchants (Amazon/Flipkart/Myntra/Online Medicine/etc) per month, you can earn a total of Rs. 1,750 cashback each month. That's Rs. 21,000 cashback in a year against Rs. 3 lakh worth of spends, which is equivalent to 7% cashback.

However, the only drawback of this credit card is that you can only redeem your cashback on the Swiggy app, limited to food delivery, dining, grocery delivery, or Swiggy Genie (local parcel delivery). If you are comfortable with this type of redemption, this card is a good choice. Otherwise, if you prefer real cashback, you may want to consider the HDFC Bank Millennia Credit Card or other credit cards in the same category.

This card benefits is kind of ensuring that customer will keep on spending on swiggy as other transactions rewards also becomes swiggy money, the card encourages customers to start using swiggy app

 

[sooraj2090]

HDFC Bank and Swiggy recently launched a co-branded credit card, the Swiggy HDFC Bank Credit Card. This is the first co-branded credit card from the food delivery cum grocery delivery giant, Swiggy. Let's first check the card details.

Fees:
Annual Fees: Rs. 500 + GST
Annual Fee Waiver Criteria: Spend ₹2L in a year.

Welcome Benefits:
Complimentary Swiggy One Membership for 3 months (onetime benefit)

This is a very basic credit card, so it doesn't have any specific main benefits associated with it. Let's check its reward system.

Reward System:

Spends Category	Cashback Rate	Capping	Exclusion
Swiggy Application (Food ordering, Instamart, Dineout & Genie).	10%	Rs. 1500 Per Billing Cycle	Swiggy Money Wallet, Swiggy Liquor, Swiggy Minis
Online Spends Across Top Brands/Categories*	5%	Rs. 1500 Per Billing Cycle	See The Below Chart*
Other Categories (Online & Offline)	1%	Rs. 500 Per Billing Cycle	Fuel, Rent, EMI, Wallet, Jewellery, Government Payment

List Of 5% Cashback Categories With Merchants Category Code (MCC):
* Please note that only selected merchants mapped under the below list of MCCs are eligible for 5% Cashback Category.

CATEGORY	MCC
Apparels	5137,5139,5611,5621,5631,5641,5651,5655,5661,5691,5697,5699,5948
Department Store	5200,5300,5311,5331,5949,5973
Electronics	1731,5045,5046,5065,5099,5722,5732,5734,5946,7372,7622,7623,7629,7631
Entertainment	4411,4899,5193,5992,7032,7033,7333,7832,7911,7922,7929,7933,7991,7996,7997
Home Decor	5198,5211,5231,5251,5712,5713,5714,5718,5719,5950,7641
Medical Stores & Pharmacies	5122,5912,5975,8042,8043
Personal Care	5977,7230,7297,7298
Local Cabs	3351,3359,3387,3389,3390,3393,3395,4121
Pet Stores & Supplies	5192,5733,5735,5941,5942,5945,5995,7829,7941
Discount Stores	5399

You'll receive cashback in the form of "Swiggy Money," and it will be valid for one year from the date of earning the cashback.

You can redeem your Swiggy Money earned via the Swiggy HDFC Bank Credit Card on the Swiggy application on the following Swiggy platforms:

• Food ordering
• Instamart
• Dineout
• Genie

Eligibility Criteria:

• Indian Resident

Salaried:

• Age: 21 to 60 years
• Income: Rs. 25,000 Per month or more.

Self-Employed:

• Age: 21 to 65 years
• Income: ITR Of Rs. 6,00,000 or more.

Application Link: https://bit.ly/TFHDFCSW

This is a very basic credit card with its main benefit lying in its reward system. By spending Rs. 15,000 a month on the Swiggy app, you can earn Rs. 1500 cashback. Additionally, you can earn 5% cashback from various online websites like Amazon, Flipkart, Myntra, Online Medicine Ordering Websites, and others listed under MCCs (Merchant Category Codes).

If you spend Rs. 10,000 on Swiggy (for food and grocery delivery) and Rs. 15,000 on other 5% merchants (Amazon/Flipkart/Myntra/Online Medicine/etc) per month, you can earn a total of Rs. 1,750 cashback each month. That's Rs. 21,000 cashback in a year against Rs. 3 lakh worth of spends, which is equivalent to 7% cashback.

However, the only drawback of this credit card is that you can only redeem your cashback on the Swiggy app, limited to food delivery, dining, grocery delivery, or Swiggy Genie (local parcel delivery). If you are comfortable with this type of redemption, this card is a good choice. Otherwise, if you prefer real cashback, you may want to consider the HDFC Bank Millennia Credit Card or other credit cards in the same category.

Best cashback would be HDFC millennia card for the time being

 

[CHOCOPANDA]

HDFC Bank and Swiggy recently launched a co-branded credit card, the Swiggy HDFC Bank Credit Card. This is the first co-branded credit card from the food delivery cum grocery delivery giant, Swiggy. Let's first check the card details.

Fees:
Annual Fees: Rs. 500 + GST
Annual Fee Waiver Criteria: Spend ₹2L in a year.

Welcome Benefits:
Complimentary Swiggy One Membership for 3 months (onetime benefit)

This is a very basic credit card, so it doesn't have any specific main benefits associated with it. Let's check its reward system.

Reward System:

Spends Category	Cashback Rate	Capping	Exclusion
Swiggy Application (Food ordering, Instamart, Dineout & Genie).	10%	Rs. 1500 Per Billing Cycle	Swiggy Money Wallet, Swiggy Liquor, Swiggy Minis
Online Spends Across Top Brands/Categories*	5%	Rs. 1500 Per Billing Cycle	See The Below Chart*
Other Categories (Online & Offline)	1%	Rs. 500 Per Billing Cycle	Fuel, Rent, EMI, Wallet, Jewellery, Government Payment

List Of 5% Cashback Categories With Merchants Category Code (MCC):
* Please note that only selected merchants mapped under the below list of MCCs are eligible for 5% Cashback Category.

CATEGORY	MCC
Apparels	5137,5139,5611,5621,5631,5641,5651,5655,5661,5691,5697,5699,5948
Department Store	5200,5300,5311,5331,5949,5973
Electronics	1731,5045,5046,5065,5099,5722,5732,5734,5946,7372,7622,7623,7629,7631
Entertainment	4411,4899,5193,5992,7032,7033,7333,7832,7911,7922,7929,7933,7991,7996,7997
Home Decor	5198,5211,5231,5251,5712,5713,5714,5718,5719,5950,7641
Medical Stores & Pharmacies	5122,5912,5975,8042,8043
Personal Care	5977,7230,7297,7298
Local Cabs	3351,3359,3387,3389,3390,3393,3395,4121
Pet Stores & Supplies	5192,5733,5735,5941,5942,5945,5995,7829,7941
Discount Stores	5399

You'll receive cashback in the form of "Swiggy Money," and it will be valid for one year from the date of earning the cashback.

You can redeem your Swiggy Money earned via the Swiggy HDFC Bank Credit Card on the Swiggy application on the following Swiggy platforms:

• Food ordering
• Instamart
• Dineout
• Genie

Eligibility Criteria:

• Indian Resident

Salaried:

• Age: 21 to 60 years
• Income: Rs. 25,000 Per month or more.

Self-Employed:

• Age: 21 to 65 years
• Income: ITR Of Rs. 6,00,000 or more.

Application Link: https://bit.ly/TFHDFCSW

This is a very basic credit card with its main benefit lying in its reward system. By spending Rs. 15,000 a month on the Swiggy app, you can earn Rs. 1500 cashback. Additionally, you can earn 5% cashback from various online websites like Amazon, Flipkart, Myntra, Online Medicine Ordering Websites, and others listed under MCCs (Merchant Category Codes).

If you spend Rs. 10,000 on Swiggy (for food and grocery delivery) and Rs. 15,000 on other 5% merchants (Amazon/Flipkart/Myntra/Online Medicine/etc) per month, you can earn a total of Rs. 1,750 cashback each month. That's Rs. 21,000 cashback in a year against Rs. 3 lakh worth of spends, which is equivalent to 7% cashback.

However, the only drawback of this credit card is that you can only redeem your cashback on the Swiggy app, limited to food delivery, dining, grocery delivery, or Swiggy Genie (local parcel delivery). If you are comfortable with this type of redemption, this card is a good choice. Otherwise, if you prefer real cashback, you may want to consider the HDFC Bank Millennia Credit Card or other credit cards in the same category.

I have Hdfc Millenia and Tata Neu Plus credit card. but Hdfc denied me this card saying i already hold there card @Pavan @

 

[sv004]

I have Hdfc Millenia and Tata Neu Plus credit card. but Hdfc denied me this card saying i already hold there card @Pavan @

I applied from swiggy app itself and got this card. I also have millennia and neu infinity. U have to apply from swiggy app

 

[James]

I applied from swiggy app itself and got this card. I also have millennia and neu infinity. U have to apply from swiggy app

So, that's why they're rejecting if we apply directly on hdfc. They should stop marketing on hdfc app

 

[sv004]

So, that's why they're rejecting if we apply directly on hdfc. They should stop marketing on hdfc app

Yea i think only those who dont have any hdfc card can only apply through hdfc website

 

[krishc]

anyone have the list of websites/MCC swiggy card gives 5% ?

 

[thecard]

There are people living in cities with no cook + no kitchen and 100% relying on swiggy/zomato. I am sure they dont mind swiggy money

Yes! They waiting for medicine discount cards as well

 

[SSV]

Yes! They waiting for medicine discount cards as well

For this, Apollo GVs and 1 MG thru Tata Neu cards are already serving the purpose..

 

[sxchzy]

sbi has apollo co brandede cc?

 

[Chaitanya-a]

sbi has apollo co brandede cc?

Yes but its as useless as other SBI cobranded cards 😂

 

[SSV]

Yes but its as useless as other SBI cobranded cards 😂

I would like to add the word "utterly" before your word "useless" !!

 

[Chaitanya-a]

HDFC cobranded exclusions are kinda confusing.

They've mentioned swiggy card in this TnC but no mention on TNeu.

On the other hand, Tneu is excluded from smartbuy 5% cb.. not sure about swiggy. Is it also excluded from smartbuy 5% cb?

Tata Neu cards are applicable on HDFC Bank specific offers whereas Swiggy card won't fetch any discount on behalf of HDFC Bank.

Tata Neu cards have seperate Smartbuy cashback condition.

Deals

SmartBuy is a platform only for display of offers extended by Merchants to HDFC Bank's Customers

offers.smartbuy.hdfcbank.com

However Swiggy card is totally exempted from Smartbuy cashback offer it seems.

 

[jack333]

Yes but its as useless as other SBI cobranded cards 😂

Aise mat bolo kuch log akele akele ola card ke 7% pel rahe hain

 

[rehanhashmi]

if you have swiggy one which you would receive with this card you get free delivery above 149 and with restaurant /code discounts you would get food at reasinable rates.
i have ordered pizzas and garlic breads through zomato gold at 130-140 bucks

if your order amount under 149 they will charge gst 49 to 100rs as per time like festival or something.

 

[naga84rcr]

Received my first statement of Swiggy HDFC card and the cash back in Swiggy money wallet. 10% cash back on Swiggy spends and 5% cash back on Ola and 1mg spends credited.

 

[SSV]

Received my first statement of Swiggy HDFC card and the cash back in Swiggy money wallet. 10% cash back on Swiggy spends and 5% cash back on Ola and 1mg spends credited.

Very good.... Congratualtions .. so no need to fight with HDFC regarding CB calculations..
Happy Swiggying !!

 

[naga84rcr]

Very good.... Congratualtions .. so no need to fight with HDFC regarding CB calculations..
Happy Swiggying !!

Thanks, I had to manually calculate the cash back value based on the transactions in the statement as there is no separate column for cash back in the statement, however the cash back value is very accurate.