Btw, for anyone that holds only a Tata neu card and no core HDFC card. You can apply for this too! I read a lot of comments that you cannot apply but they are simply not true.
I applied via the swiggy app and it got rejected. I reached out to grievance and they said kyc issue asked me to reapply via hdfc portal. I reapplied and it again got rejected, furious, I wrote to grievance again.
They said because I hold the tata neu card they cannot offer for me the swiggy card as a separate card and instead they would take it up as a floater and give me the same limit as my tata neu.
I wanted the card so I said okay, they ran a cibil check ( again 🙄) , house verification and card approved.
Please note: I meet the required criteria for the card.