HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[Sriim]

Whenever I want to login, it shows this for some reason. Even after, my last session was not terminated incorrectly & I logged out.

Are you logged in into the app? That will also the same error

 

[panu24]

Whenever I want to login, it shows this for some reason. Even after, my last session was not terminated incorrectly & I logged out.

In my experience if you logged in to hdfc bank mobile app and you try to login in your account using netbanking website, this issue comes. Just logout from other side, wait 10 min then login to either app or website.

 

[VibhavBilgoji]

Can I use 2 Debit cards simultaneously for a while?

I have exhausted the rewards limit on my platinum DC, applied for millennia DC, it will come in a few days, but I have around 47000rs worth of CC bills left, and after than next month I have around 66000rs bill, so can I pay the 66000rs bill with platinum?

The customer care said the old DC will be deactivated after 20 days of the delivery of the new DC, so can I use the old DC after using the new one, but within 20 days, and also get the rewards? Seems kinda impossible to be

 

[ashwinkashwink is verified member.]

Can I use 2 Debit cards simultaneously for a while?

I have exhausted the rewards limit on my platinum DC, applied for millennia DC, it will come in a few days, but I have around 47000rs worth of CC bills left, and after than next month I have around 66000rs bill, so can I pay the 66000rs bill with platinum?

The customer care said the old DC will be deactivated after 20 days of the delivery of the new DC, so can I use the old DC after using the new one, but within 20 days, and also get the rewards? Seems kinda impossible to be

Old DC will be instantly deactivated once you activate the new one

 

[doraemon]

@VISHESH_BANSAL bhaiaya ye mobikwik pe wallet load through dc millennia pe 400 mahina pension scheme abhi bhi chal Rahi na?
Merchant name
Mobikkwik50000
I loaded 45k in multiple transaction of 9k
And merchant name was same on OTP and statment

 

[VISHESH_BANSAL]

@VISHESH_BANSAL bhaiaya ye mobikwik pe wallet load through dc millennia pe 400 mahina pension scheme abhi bhi chal Rahi na?
Merchant name
Mobikkwik50000
I loaded 45k in multiple transaction of 9k
And merchant name was same on OTP and statment

H m m

 

[Strange]

H m m

MCC kya hai Mobikwik wallet ka?

 

[VISHESH_BANSAL]

MCC kya hai Mobikwik wallet ka?

Kya lgta hai , kya hoga ?😂

 

[NShah]

Kya lgta hai kya hoga ?😂

Wallet load 💰

 

[Subhajeet]

Mobikwik is now charging convenience fee for paying CC Bills using DC (0.5% + GST)

Mobikwik has started leving the charges for credit card bill payment using the millenia debitcard so whats the option now to pay the hdfc creditcard bill using millenia debit card and also get the 2.5% back and and paying 0 charges any trick pelase?

 

[Strange]

Kya lgta hai , kya hoga ?😂

Wallet and ek dusra mcc bhi tha na bhul gya Mai.

 

[VISHESH_BANSAL]

Wallet and ek dusra mcc bhi tha na bhul gya Mai.

Add Money pe Wallet hi hai

 

[NShah]

Mobikwik has started leving the charges for credit card bill payment using the millenia debitcard so whats the option now to pay the hdfc creditcard bill using millenia debit card and also get the 2.5% back and and paying 0 charges any trick pelase?

Paytm karo 😉

 

[Subhajeet]

Paytm karo 😉

ok will it attract the cash back please

 

[NShah]

ok will it attract the cash back please

Y e s
Matalab double confirmation chahiye bharosa hi nahi hai 😂

 

[Subhajeet]

Y e s
Matalab double confirmation chahiye bharosa hi nahi hai 😂

srry bro if you felt like that

 

[VibhavBilgoji]

Y e s
Matalab double confirmation chahiye bharosa hi nahi hai 😂

even Paytm gives 2.5% cashback on credit card bill payments???
how?
via wallet loading or direct payment via debit card?

 

[NShah]

even Paytm gives 2.5% cashback on credit card bill payments???
how?
via wallet loading or direct payment via debit card?

Direct cc bill payments
Abhi to de rha hai aage kuch bata nahi sakte

 

[VibhavBilgoji]

Direct cc bill payments
Abhi to de rha hai aage kuch bata nahi sakte

damn since when is this going on?
whats the MCC and merchant name?

 

[NShah]

damn since when is this going on?
whats the MCC?

Khud transaction karke ke Pata karlo abhi yaad nahi aa raha