HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[D₹V]

That's really helpful, thanks!

Glad it helped 🙂.

Now keep helping others whenever necessary.

 

[0x5f3759df]

Unfortunately HDFC won't let me have 2 debit cards. I already have the Eazyshop Platinum 🥲

I think I will have to go open an RBL account now.

 

[D₹V]

Unfortunately HDFC won't let me have 2 debit cards. I already have the Eazyshop Platinum 🥲

I think I will have to go open an RBL account now.

Yes, RBL seems great 💯.

 

[Strange]

Achha ye bat mujhe HDFC ki badi pyari lagti hai, SMS alerts off hai, koi charges nahi lag rahein, phir bhi sms sare aate hai. 1rs credit ho to bhi

What is the SMS alert charge in HDFC? How did you turn it off?

 

[Strange]

@D₹V tum hi bta do. SMS alert charges kitna pay kar rahe ho ya band karwa diya?

 

[NShah]

What is the SMS alert charge in HDFC? How did you turn it off?

NetBanking >' InstaAlert Registration' on the top of the screen
MobileBanking App > Your Profile
20 paisa per sms charges

 

[D₹V]

@D₹V tum hi bta do. SMS alert charges kitna pay kar rahe ho ya band karwa diya?

4-5₹ debits yaad nahi rakhta

 

[doraemon]

Sms

@D₹V tum hi bta do. SMS alert charges kitna pay kar rahe ho ya band karwa diya?

Charges are free
Insta alerts are charged

 

[Strange]

Sms

Charges are free
Insta alerts are charged

What is difference between SMS Charges and Insta alerts?

 

[doraemon]

What is difference between SMS Charges and Insta alerts?

Can't say
I yesterday got message for sms banking registration and it was mention that it's lifetime free

If I am correct
Sms banking is when we send shorten message forbalance inquiry,mini statement, to bank

Insta alerts is when bank send messages for transactions and all

As it was free so I don't mind
Insta alerts I have turned off from mb

Still getting all messages

 

[varun__goel_]

What is difference between SMS Charges and Insta alerts?

You will get two messages of same txn with different grammar used🤣🤣
Just keep insta alerts set to only mail by following above given instructions if you're not enrolled in any programme.

 

[doraemon]

Private bank ka premium experience 🤣🤣🤣🤣

You will get two messages of same txn with different grammar used🤣🤣
Just keep insta alerts set to only mail by following above given instructions if you're not enrolled in any programme.

 

[D₹V]

You will get two messages of same txn with different grammar used🤣🤣
Just keep insta alerts set to only mail by following above given instructions if you're not enrolled in any programme.

Private bank ka premium experience 🤣🤣🤣🤣

Aisa kuch nahi hota.

Insta Alerts ke andar hi SMS, email, etc services aata hai.

E-mail free hai, jabki SMS ke 20p/SMS lagenge.

Itna kya hype banana, lol. 🤣

 

[varun__goel_]

Aisa kuch nahi hota.

Insta Alerts ke andar hi SMS, email, etc services aata hai.

E-mail free hai, jabki SMS ke 20p/SMS lagenge.

Itna kya hype banana, lol. 🤣

Arre bhai sach m
5000+ ki txn pr 2 msg aaynge
Agr insta alert sms nb/mb se band hai to 1 hi aayga

 

[theda]

What is the SMS alert charge in HDFC? How did you turn it off?

It's 20 paise + GST per sms. By default it is off, if not turn it off in the netbanking ---> click on your name --> manage alerts. Even after turning it off you will still get all the sms and email alerts.

 

[VibhavBilgoji]

@D₹V​

the 400Rs cashback capping is for every calendar month or every 30days?
for example, i paid a bill of 75000Rs. with my platinum debit card, then upgraded/downgraded my debit card to millennia and did the transaction of 40000 (wallet load) today, and then did another transaction of 40000 on 5th of march, will i get the cashback for both the transaction?

 

[NShah]

@D₹V​

the 400Rs cashback capping is for every calendar month or every 30days?
for example, i paid a bill of 75000Rs. with my platinum debit card, then upgraded/downgraded my debit card to millennia and did the transaction of 40000 (wallet load) today, and then did another transaction of 40000 on 5th of march, will i get the cashback for both the transaction?

Calendar month
Y e s

 

[Sriim]

Mobikwik is now charging convenience fee for paying CC Bills using DC (0.5% + GST)

 

[Anil_Singh]

Mobikwik is now charging convenience fee for paying CC Bills using DC (0.5% + GST)

Yes. They introduced these charges since today afternoon. They want to recover mdr charges of debit card.

 

[hop]

Whenever I want to login, it shows this for some reason. Even after, my last session was not terminated incorrectly & I logged out.