HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[prash1161]

Mai classic hu isliye by default platinum hai

Mera bhi vohi tha
But reward nhi tha so millennia liya Aaj hi

 

[Raj_019]

Mera bhi vohi tha
But reward nhi tha so millennia liya Aaj hi

750/ month mera to bill pay me lag jata hai

 

[prash1161]

750/ month mera to bill pay me lag jata hai

Cc bill pay pe kam atta?

 

[Raj_019]

Cc bill pay pe kam atta?

Ji bro aata hai

 

[prash1161]

750/ month mera to bill pay me lag jata hai

Mai baccha hu so Ghar ka 3-4k ka bill pay karne dete h papa bas aur kuch nhi hota
Aur 10-15k khane pe

 

[prash1161]

Ji bro aata hai

Muje nhi aya bro
B c pehle batana tha
Sabne bola nhi atta

 

[Raj_019]

Muje nhi aya bro
B c pehle batana tha
Sabne bola nhi atta

Nhi mujhe toh 3 din ke undar aajata hai cashback

 

[prash1161]

Nhi mujhe toh 3 din ke undar aajata hai cashback

Kaha sa pay karta cc bill?

 

[Raj_019]

Kaha sa pay karta cc bill?

Hdfc bill.pay portal se

 

[prash1161]

Hdfc bill.pay portal se

Hdfc cc ka nhi hota waha sa

 

[Raj_019]

Hdfc cc ka nhi hota waha sa

Haan mere pas hdfc ka cc bhi nhi h

 

[prash1161]

Haan mere pas hdfc ka cc bhi nhi h

Konsi gali acchi nhi lagti?

 

[Anil_Singh]

I have a doubt.
If I have done 40k on slice 10k 4 times so I will get 400 after 90 days .
So i won't get 5% on payzap while paying electricity bill right?

DC cashback - No, But PayZapp cashback - Yes I think if bill payments are not excluded. DC cashback is different from PayZapp.

 

[Anil_Singh]

View attachment 42803
Toh phir isme Debit card through payzapp shop me PZ cash point 3% show kr raha hai aur DC cashback point 0 aur Debit card through Web 5% DC Cashback point show kar Raha hai

Mujhe bhi table ka kuch samajh nahi aa raha. Kuch din pehle tak log 5+5+3 ki baat kar rahe the.

 

[hop]

Hi, one doubt, if I want to get 5% (smartbuy) + 5% ( millennia dc) cashback for irctc. Should I pay via "pay with payzapp option" or "pay with debit card/ credit card" option..
I am confused on payment page

Please shed some light on this?
Also, if I book IRCTC ticket worth 2000 using millenia DC , will I get 5%+5% cashback?
Where will the (5%+5%) cashback will be credited? Both as cashpoint after 90 days or one part in savings account?
If both in cashpoint What will be the separate expiry dates for both (5%+5%) cashback?

 

[MrJJ]

Please shed some light on this?
Also, if I book IRCTC ticket worth 2000 using millenia DC , will I get 5%+5% cashback?
Where will the (5%+5%) cashback will be credited? Both as cashpoint after 90 days or one part in savings account?
If both in cashpoint What will be the separate expiry dates for both (5%+5%) cashback?

Easiest way to find out is to do a little transaction and find out after 90 days.
Surely no one has found out this yet, otherwise would have received a reply in this thread.
Let us know if you try this, it will help people like you.

 

[MrKant]

Please shed some light on this?
Also, if I book IRCTC ticket worth 2000 using millenia DC , will I get 5%+5% cashback?
Where will the (5%+5%) cashback will be credited? Both as cashpoint after 90 days or one part in savings account?
If both in cashpoint What will be the separate expiry dates for both (5%+5%) cashback?

5% mila ga as per t&c in above img

 

[hop]

Easiest way to find out is to do a little transaction and find out after 90 days.
Surely no one has found out this yet, otherwise would have received a reply in this thread.
Let us know if you try this, it will help people like you.

Yes, you're right, I'll try

 

[D₹V]

Also, if I book IRCTC ticket worth 2000 using millenia DC , will I get 5%+5% cashback?

Yes

Where will the (5%+5%) cashback will be credited? Both as cashpoint after 90 days or one part in savings account?

Card cashback will be credited in 90 working days while smartbuy cashback credits mostly in a month as promotion point.

If both in cashpoint What will be the separate expiry dates for both (5%+5%) cashback?

Yes, seperate expiry dates. Keep redeeming whenever you get.

 

[hop]

Yes

Card cashback will be credited in 90 working days while smartbuy cashback credits mostly in a month as promotion point.

Yes, seperate expiry dates. Keep redeeming whenever you get.

That's really helpful, thanks!