HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[OptiCard]

@Bhanu Agarwal Park plus pe cashback nahi milega Millenia dc se 🥲
Thanks
@4uziaul @VISHESH_BANSAL 😂

Bhais ki taang. Abb kya karein cashback k liye ??

Few cards are not available in billpay section & in addition for paying HDFC credit cards we won't get 1% or 2.5% via billpay.

What to do now ????

 

[NShah]

Bhais ki taang. Abb kya karein cashback k liye ??

Few cards are not available in billpay section & in addition for paying HDFC credit cards we won't get 1% or 2.5% via billpay.

What to do now ????

Wallet load 💰
Amazon and Paytm 👍🏻
Ya fir Paytm se direct cc bill payments karo

 

[Googix]

Since Mobikwiq started charging fees credit card payment via debit card, have paid with Payzapp this month. Do we get 1% for millenia Dc if we pay with payzapp?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Since Mobikwiq started charging fees credit card payment via debit card, have paid with Payzapp this month. Do we get 1% for millenia Dc if we pay with payzapp?

nope . . .

 

[OptiCard]

Hey guys,

What about airtel pay --> I can see we can pay through airtel pay (though limited cards option only present). Will it make 1% cashback for millenia debit card ???

 

[Googix]

nope . . .

So Paytm and this new Park+ app only give millenia benefits?

 

[MrJJ]

Hey guys,

What about airtel pay --> I can see we can pay through airtel pay (though limited cards option only present). Will it make 1% cashback for millenia debit card ???

Millennia DC gives 1% on wallet loads.

 

[doraemon]

Just confirming
I did wallet load transaction on mobikwik of 40000
Merchant name mobikwik50000
Is it correct?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Just confirming
I did wallet load transaction on mobikwik of 40000
Merchant name mobikwik50000
Is it correct?

yes. . .

 

[OptiCard]

So Paytm and this new Park+ app only give millenia benefits?

park+ won't give millenia debit card 1% cashback. --> someone confirmed here already.

 

[CyberPsych]

I placed upgarde request on Saturday from Millenia to Platinum debit card, it was just 2 clicks in netbanking and that's all? No message, mail, service request number?

 

[doraemon]

Guys my Amazon account is still not accepting dc wallet load
Getting error
Card load limit exceeded please try other payment options

Getting this error for last one month

Any idea when the ban will be uplifted?

 

[star_to_ashes]

Guys my Amazon account is still not accepting dc wallet load
Getting error
Card load limit exceeded please try other payment options

Getting this error for last one month

Any idea when the ban will be uplifted?

Do not add 40,000 at once. Try to add 20,000 twice. Maybe that'll work.

 

[star_to_ashes]

Since HDFC has added a minimum spend criteria of 5,000 in a quarter to avail lounge facility, what are you guys using your Millennia debit card on? Given the fact that there are multiple credit cards for paying bills (recharges/ electricity), how should i compartmentalize my spend so that i could hit this minimum threshold?

Reference:

Airport lounge access on debit cards

www.hdfcbank.com

 

[doraemon]

Do not add 40,000 at once. Try to add 20,000 twice. Maybe that'll work.

Forget 40k 20k it's not even allowing me to add one rupee thorough dc

 

[ashwinkashwink is verified member.]

Forget 40k 20k it's not even allowing me to add one rupee thorough dc

You may be missued fair usage policy.

 

[samm255]

You will get 2.5% upto 400 using millenia dc on parkplus

Ye padh ke dil khush ho gaya tha, tabhi next comment me dil toot gaya :💔 😆

 

[star_to_ashes]

Forget 40k 20k it's not even allowing me to add one rupee thorough dc

Haven't tried it this month, but last month it was working.

 

[samm255]

No message, mail, service request number?

You will receive your physical card directly in next few days. Virtual card will show in app after 48 hours.

 

[samm255]

Forget 40k 20k it's not even allowing me to add one rupee thorough dc

try same card in 2-3 attempts and see if that works?