HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[VISHESH_BANSAL]

To bhaiya ye mobikwik wala sahi hai na ?

H A A

 

[varun__goel_]

@Chaitanya-a ne Dispute ke liye mail kiya thha toh form ki PDF bhejhi Dispute raise karne ke liye.

Tumne MCC phucha toh direct Dispute raise kar diya 🤣

@Chaitanya-a MCC puch ke dekho kya pta dispute raise kar de🤣

Kya matlab in logo se mail pdhi nhi jaati kya😂

 

[doraemon]

Kya matlab in logo se mail pdhi nhi jaati kya😂

Maine to har transaction ka alag mail Kiya tha aaj 2 din baad unhone sare request merge karke ek baar hi reply dediya

 

[varun__goel_]

Maine to har transaction ka alag mail Kiya tha aaj 2 din baad unhone sare request merge karke ek baar hi reply dediya

Executive to executive depend krta hai, kiske hathe chadi hai mail

Koi bina dekha kuch bhi krdeta h, koi properly read krta hai

Abhi jaise mail kri hai, same vse phle bhi kri thi tab bata diya tha

 

[doraemon]

Executive to executive depend krta hai, kiske hathe chadi hai mail

Koi bina dekha kuch bhi krdeta h, koi properly read krta hai

Abhi jaise mail kri hai, same vse phle bhi kri thi tab bata diya tha

400 ki free ki rewdi ke liye thoda kasht karna pada hai
Ab bas may June se 400 har mahine aate rahe

 

[D₹V]

Millennia DC ke liye TOLL TAX excluded hai.
2.5% kya 1% bhi nhi

That's why I didn't get cashback in millennia DC (for December), lamao...

 

[HumorSimpson]

That's why I didn't get cashback in millennia DC (for December), lamao...

Is today Saturday ?

 

[D₹V]

Is today Saturday ?

Not weekend but I thought to have a look at 2 week old replies 🤣.

 

[HumorSimpson]

Not weekend but I thought to have a look at 2 week old replies 🤣.

Responsible mod .

 

[knight]

We would like to inform that the MCC code for the said transaction is One Mobikwik Sys - 6012 Financial Institutions--Merchandise and Services.

Got this reply for a txn in december.

 

[Orio]

Whats the MCC for MOBIKWIK merchant? will it fetch 1%?

If i'll upgrade Millenia DC to platinum, will i get rewards for Jan in April ?

 

[OptiCard]

Whats the MCC for MOBIKWIK merchant? will it fetch 1%?

If i'll upgrade Millenia DC to platinum, will i get rewards for Jan in April ?

If you upgrade from Millenia DC to Platinum then you won't get 1% via Mobikwik.
You need to use billpay of HDFC

Reason is millenia DC give cashback on wallet loads of 1% which is not the same for platinum

 

[sparkit]

Hi
To use this Millenia dc for 2.5 cashback on bill payments, what apps we can use? HDFC bill pay gives 2.5 cashback? Also is it mandatory to get 400 we need to utlize the full 16000 or if we pay 10k we 250?

 

[DarthYoda]

Hi
To use this Millenia dc for 2.5 cashback on bill payments, what apps we can use? HDFC bill pay gives 2.5 cashback? Also is it mandatory to get 400 we need to utlize the full 16000 or if we pay 10k we 250?

Minimum points for redemption is in multiples of 400 and minimum points should be atleast 400.

 

[OptiCard]

Hi
To use this Millenia dc for 2.5 cashback on bill payments, what apps we can use? HDFC bill pay gives 2.5 cashback? Also is it mandatory to get 400 we need to utlize the full 16000 or if we pay 10k we 250?

Yes, you will get 2.5 cashback on Millenia DC when paying bills via HDFC billpay
The transaction amount should be greater 400 --> to get 5% or 2.5% or 1% cashback
It's your wish to complete the 400 cashpoints --> in single transaction or multiples doesn't matter (make sure each transaction should be > Rs. 400)
Redemption of points should be in multiples of 400 --> like 400, 800, 1200 ... where 1pt = Rs.1

 

[vivekjainx_]

Yes, you will get 2.5 cashback on Millenia DC when paying bills via HDFC billpay
The transaction amount should be greater 400 --> to get 5% or 2.5% or 1% cashback
It's your wish to complete the 400 cashpoints --> in single transaction or multiples doesn't matter (make sure each transaction should be > Rs. 400)
Redemption of points should be in multiples of 400 --> like 400, 800, 1200 ... where 1pt = RWill iI get

Yes, you will get 2.5 cashback on Millenia DC when paying bills via HDFC billpay
The transaction amount should be greater 400 --> to get 5% or 2.5% or 1% cashback
It's your wish to complete the 400 cashpoints --> in single transaction or multiples doesn't matter (make sure each transaction should be > Rs. 400)
Redemption of points should be in multiples of 400 --> like 400, 800, 1200 ... where 1pt = Rs.1

Will I get 2.5% CB on Millenia debit card for paying Credit card Bill via HDFC billpay??

If not how will i get CB for CC bill payment via Millenia card??

 

[its_karan]

Mne HDFC ko MCC k liye mail kra, saalo ne dispute raise kr diya🤣🤣

Kya hai ye log

Not able to figure out

Maine Program eligibility pucha new TRV ka Phone Banking se kehte hai Branch btaega

Branch se pucha upar tak, kehte hai nahi pata

Email services se pucha unhone CRM raise kardiya wahi branch pe

Branch email karta hai purana TRV firse

Phonebanking ko fir puchne pe kehte hai Branch se callback raise karwadete hai


Round and Round we go

 

[doraemon]

Kya hai ye log

Not able to figure out

Maine Program eligibility pucha new TRV ka Phone Banking se kehte hai Branch btaega

Branch se pucha upar tak, kehte hai nahi pata

Email services se pucha unhone CRM raise kardiya wahi branch pe

Branch email karta hai purana TRV firse

Koi backend team hai bhi ki nahi sampark karne ke liye for Program eligibility /Upgradation

Round and Round we go

I think kal hi indie thread mai HDFC ki tarif Hui thi😏

 

[varun__goel_]

Kya hai ye log

Not able to figure out

Maine Program eligibility pucha new TRV ka Phone Banking se kehte hai Branch btaega

Branch se pucha upar tak, kehte hai nahi pata

Email services se pucha unhone CRM raise kardiya wahi branch pe

Branch email karta hai purana TRV firse

Koi backend team hai bhi ki nahi sampark karne ke liye for Program eligibility /Upgradation

Round and Round we go

pno ko mail kro, ya X pr puchlo😂

Saare banks ke normal mail vaalo ne naak mein dam kr rkha h🫤

 

[its_karan]

I think kal hi indie thread mai HDFC ki tarif Hui thi😏

Ek do bartan toh har ghar main bajte hai

Divorce dedu?