HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[HumorSimpson]

Forget 40k 20k it's not even allowing me to add one rupee thorough dc

This is the karma for lying 🤥 about cred rewards.

 

[doraemon]

This is the karma for lying 🤥 about cred rewards.

I was not lying
Not sending photos does not mean that I was lying.
Without any evidence you just can't blame a person

 

[doraemon]

This is the karma for lying 🤥 about cred rewards.

This is it from my side
Do whatever u wanna do
✌️

 

[HumorSimpson]

I was not lying
Not sending photos does not mean that I was lying.
Without any evidence you just can't blame a person

I didn't blame. Moreover you haven't posted anything to believe.

 

[HumorSimpson]

This is it from my side
Do whatever u wanna do
✌️

I am happy for you.

 

[MrJJ]

I get notification for this Cred Tasters @Rs.22 daily

 

[Orio]

HDFC bill pay portal m millenia DC use krne se 2.5% abhi bhi mil rha h kya? ya fir wallet hi shara h 1% leke 400 lene ka?

 

[ashwinkashwink is verified member.]

HDFC bill pay portal m millenia DC use krne se 2.5% abhi bhi mil rha h kya? ya fir wallet hi shara h 1% leke 400 lene ka?

HDFC Bill Payment works for 2.5%

 

[RakeshLohan]

Cred par 50k payment karne par millennia sai 1% milega kya?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Cred par 50k payment karne par millennia sai 1% milega kya?

Nahi . . .

 

[OptiCard]

@NShah
Bhai ek doubt.

Agar amazon pay ya amazon shopping voucher le millenia credit card se then will we get 10% or just 5% or 6% ???

 

[NShah]

@NShah
Bhai ek doubt.

Agar amazon pay ya amazon shopping voucher le millenia credit card se then will we get 10% or just 5% or 6% ???

5% if you buy directly from Amazon

6% through smartbuy gyftr (2.5% charges )
5% upto 1k smartbuy cashback+ 1% Millenia cc on other spend

 

[doraemon]

Hello I emailed HDFC and got following mcc

We would like to inform you that the MCC codes as requested for you are as below:



MOBIWIK - 6540 POI FUNDING TRASACTIONS.
I did mobikwik wallet load

Bajaj Finance Ltd - 4900 UTILITIES / ELEC/GAS/ H20
/SAINI

I did Bajaj load

@VISHESH_BANSAL

 

[varun__goel_]

Hello I emailed HDFC and got following mcc

We would like to inform you that the MCC codes as requested for you are as below:



MOBIWIK - 6540 POI FUNDING TRASACTIONS.
I did mobikwik wallet load

Bajaj Finance Ltd - 4900 UTILITIES / ELEC/GAS/ H20
/SAINI

I did Bajaj load

@VISHESH_BANSAL

Mne HDFC ko MCC k liye mail kra, saalo ne dispute raise kr diya🤣🤣

 

[VISHESH_BANSAL]

Hello I emailed HDFC and got following mcc

We would like to inform you that the MCC codes as requested for you are as below:



MOBIWIK - 6540 POI FUNDING TRASACTIONS.
I did mobikwik wallet load

Bajaj Finance Ltd - 4900 UTILITIES / ELEC/GAS/ H20
/SAINI

I did Bajaj load

@VISHESH_BANSAL

Bajaj Wallet Load kab kiya thha ?

Bajaj Finance Ltd , abb yeh wale merchant name nhi aata.

 

[VISHESH_BANSAL]

Mne HDFC ko MCC k liye mail kra, saalo ne dispute raise kr diya🤣🤣

MCC phuchne ka aur btane ka tarika thoda kezual hai🤣

 

[doraemon]

Bajaj Wallet Load kab kiya thha ?

Bajaj Finance Ltd , abb yeh wale merchant name nhi aata.

Bajaj I did in Feb but kuch logo ne bola ki insurance h mcc so Maine usi mahine mobikwik wallet load Kiya and March m bhi

 

[doraemon]

Bajaj Wallet Load kab kiya thha ?

Bajaj Finance Ltd , abb yeh wale merchant name nhi aata.

To bhaiya ye mobikwik wala sahi hai na ?
Bajaj ko goli Maro kyuki Maine Feb mai total 80k ka load kar liya tha
Bajaj wala logo ne mana Kiya jab
Ek baar "haan" karne ke baad

 

[VISHESH_BANSAL]

Mne HDFC ko MCC k liye mail kra, saalo ne dispute raise kr diya🤣🤣

@Chaitanya-a ne Dispute ke liye mail kiya thha toh form ki PDF bhejhi Dispute raise karne ke liye.

Tumne MCC phucha toh direct Dispute raise kar diya 🤣

@Chaitanya-a MCC puch ke dekho kya pta dispute raise kar de🤣

 

[varun__goel_]

MCC phuchne ka aur btane ka tarika thoda kezual hai🤣

HDFC:-


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