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HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

D₹V

TF Prestige
Charges: 500 + GST.

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Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.

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How to milk the benefits?

• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.
 
Aur agar mai payment page me cards option select na krke payzapp wallet select krta hu aur uss case me linked debit card se payment krne ke time OTP page me merchant name aaraha hai "GYFTR VIA S" toh isme milega kya smartbuy bonus cashback for my hdfc platinum DC?
If we use Hdfc debit card ( easy shop platinum debit card) for purchasing gift voucher then we will recieve Cashback in bank balance amount or as form of rewards points of debit card ? And When we will get cashback for that ?

90 days ?


@VISHESH_BANSAL @4uziaul
 
If we use Hdfc debit card ( easy shop platinum debit card) for purchasing gift voucher then we will recieve Cashback in bank balance amount or as form of rewards points of debit card ? And When we will get cashback for that ?

90 days ?


@VISHESH_BANSAL @4uziaul
You will get it in the form of Promotional Cashpoints . 1 Cashpoint = ₹1
You will get it after 90 days.

It can be redeemed/credited to bank balance.

You can redeem it from App or Netbanking

App -> Pay -> Debit Card -> Redeem Rewards

Netbanking -> Cards -> Debit Cards -> Redeem Rewards
 
You will get it in the form of Promotional Cashpoints . 1 Cashpoint = ₹1
You will get it after 90 days.

It can be redeemed/credited to bank balance.

You can redeem it from App or Netbanking

App -> Pay -> Debit Card -> Redeem Rewards

Netbanking -> Cards -> Debit Cards -> Redeem Rewards
Thnx alot bro...

1 last question...

Debit card monthly cashback limit for gyftr ?

1000 points ?
 
Bajaj Wallet MCC is now wallet load . @VISHESH_BANSAL ?
Bajaj Finance Ltd - 4900 UTILITIES / ELEC/GAS/ H20/SAINI

Do not Know.

Bajaj Do not Allow me to use DC for Funding its Wallet.

Bajaj Block Wallet Accounts too if you do high Value Txns and Will Make Your Account a NO KYC Account

And I was thinking of loading wallet for rbl signature + dc


Hey bro how u guys load such high amounts ?
What are other wallets now
Amajon gone
Bajaj risky

Do not Know.

Bajaj Do not Allow me to use DC for Funding its Wallet.

Bajaj Block Wallet Accounts too if you do high Value Txns and Will Make Your Account a NO KYC Account🤣
What was the loading pattern bhaiya
So that I can be under limit🌝
 
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