HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[Hemang]

@D₹V I had done some transactions few months back, later got to know they fall in excluded MCC of Millennia DC. Now I have 99.48 points.View attachment 64206 I’m thinking of loading slice wallet this month (hopefully it will give 1%) to reach 400 mark after 3 months. How much exactly do I load to slice wallet this month?

1% of x amount = Rs 300.52. (400 - 99.48)
So if you want to load the wallet then amount should be = Rs 30,052.

 

[Vineet_]

I'm not sure about this.

Use unipay, it's likh makkhan 😍.

Do without login for smooth process

Recieved after 9 days hdfc response kindly confirm which eligible millenia rewards points need to pay axis & sbi card payments.


For Paytm cc payments MCC 6051 - Non-Financial Institutions - Foreign Currency, Money Orders (not wire transfer), and Travelers' Cheques,
jio finance MCC 4900 - Utilities - Electric, Gas, Water, and Sanitary and

& HDFC Bill pay RentalBBPSNO MCC 6513 - Real Estate Agents. Hence, not eligible for reward points.

 

[Shroud]

Guys, My cashback on Millennia DC for transactions made in May, June, July & August are pending and now I’ve received this tempting offer-

If I upgrade now, will I still get points for above mentioned transaction months or will the points just lapse?

(Is there someone who recently upgraded to Platinum but still received points on Millennia afterwards?)

 

[Hemang]

Bhai

Guys, My cashback on Millennia DC for transactions made in May, June, July & August are pending and now I’ve received this tempting offer-
View attachment 64446
If I upgrade now, will I still get points for above mentioned transaction months or will the points just lapse?

(Is there someone who recently upgraded to Platinum but still received points on Millennia afterwards?)

Bhai already points jo card me show hote hain, that stays intact in even if we upgrade to other variant. This i can confirm, but points jab aaye hi nahi hai, uska idea nahi hai bhai.

 

[Shroud]

(Is there someone who recently upgraded to Platinum but still received points on Millennia afterwards?)

Any Insights? @D₹V @sv004 @shutapdiya @rp0703 @varun__goel_ @pinki

 

[D₹V]

Any Insights? @D₹V @sv004 @shutapdiya @rp0703 @varun__goel_ @pinki

One guy upgraded DC & got points for both.

You can try.

 

[rp0703]

Any Insights? @D₹V @sv004 @shutapdiya @rp0703 @varun__goel_ @pinki

Yes. Received the pending points.

 

[sv004]

Any Insights? @D₹V @sv004 @shutapdiya @rp0703 @varun__goel_ @pinki

Yes i had received points of closed millennia after 3 months

 

[Suniiil]

So Millennia will not give 1 % cashpoints on mobikwik cc payments ? and is this implemented or not ?

 

[D₹V]

So Millennia will not give 1 % cashpoints on mobikwik cc payments ? and is this implemented or not ?

Yes, won't .

 

[Suniiil]

Yes, won't .

then only this meme is came to my mind ,, Khatam ho gya bhai matter chapter close ho gya

 

[D₹V]

then only this meme is came to my mind ,, Khatam ho gya bhai matter chapter close ho gya

Use unipay 🔥

 

[Suniiil]

Use unipay 🔥

bro all these websites like unipay , canara etc. we are getting only 1 % as dc rewards but in mobikwik extra 1 % for full pay so quite disappointed .

 

[D₹V]

bro all these websites like unipay , canara etc. we are getting only 1 % as dc rewards but in mobikwik extra 1 % for full pay so quite disappointed .

Unipay, you'll get 2.5% upto 400 on millennia.

 

[Suniiil]

Unipay, you'll get 2.5% upto 400 on millennia.

bro that roughly around 16k cc bill but my monthly bills are way more than it . so any more platforms or dc ?

 

[D₹V]

bro that roughly around 16k cc bill but my monthly bills are way more than it . so any more platforms or dc ?

Use this then

Get other DC like RBL or SBI DC (.2%) with Mobikwik etc

 

[Suniiil]

which sbi dc and eligiblity for rbl dc ?

 

[D₹V]

which sbi dc and eligiblity for rbl dc ?

Search on TF

 

[Hemang]

Search on TF

Bhai I tried using visa IndusInd on jio finance and SBI unipay with MasterCard debit card but till today I have not got reward point. Has anyone got any reward points on using IndusInd debit card for credit card bill payment recently?

 

[D₹V]

Bhai I tried using visa IndusInd on jio finance and SBI unipay with MasterCard debit card but till today I have not got reward point. Has anyone got any reward points on using IndusInd debit card for credit card bill payment recently?

No idea about indusind cards