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HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

Apply For Lifetime Free IDFC First Credit Card
D₹V

D₹V

TF Pioneer
Charges: 500 + GST.

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Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.

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How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.
 
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Sriim said:
Nope they don't
Click to expand...
you have 2 active debit cards in same account ?
I don't have screenshots but recently when i upgraded from platinum to millenia same points were being reflected in millenia too. So before activating the millenia card, i redeemed them on platinum card.
Moreover the reward points are on account level and not on debit card level.
 
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Hemang said:
you have 2 active debit cards in same account ?
I don't have screenshots but recently when i upgraded from platinum to millenia same points were being reflected in millenia too. So before activating the millenia card, i redeemed them on platinum card.
Moreover the reward points are on account level and not on debit card level.
Click to expand...
I have Millenia. My Platinum and money-back points remained in the respective categories
 
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Sriim said:
I hope you can see in the screenshot that platinum(loyalty gold program) and money-back still shows points
Click to expand...
What i know i already told, in a single holder savings account only 1 active debit card is allowed. I don't know what and how it is happening in your case. There is no need to argue. Several members in this forum have also confirmed the same what i have said.

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Hemang said:
What i know i already told, in a single holder savings account only 1 active debit card is allowed. I don't know what and how it is happening in your case. There is no need to argue. Several members in this forum have also confirmed the same what i have said.

View attachment 65409

View attachment 65410
Click to expand...
I also have only one active debit card. But the points gained with inactive debit cards are stuck in the same category for me.

Not arguing
 
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Shroud said:
offer-
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Click to expand...
I took this offer and upgraded 7-8 days ago…… My Millennia is still active aur Platinum ka koi ata pata nahi hai…… Largest Private Bank of India🤣🤣🤣🤣
 
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