HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[Sriim]

Bhai I tried using visa IndusInd on jio finance and SBI unipay with MasterCard debit card but till today I have not got reward point. Has anyone got any reward points on using IndusInd debit card for credit card bill payment recently?

You will get

 

[Hemang]

You will get

Bhai what is the turn around time for the reward points to be credited in our IndusInd account ?

 

[Das.N]

You will get

I have done a transaction on jio finance on 9th August with Indusind Visa Select Card, let's see when they credit the points

 

[Sriim]

Bhai what is the turn around time for the reward points to be credited in our IndusInd account ?

MC 2-3 working days. Visa anywhere between 2 working days to 7 working days

 

[Trust Me]

Know idea about indusind cards

Hehe .... In other words, you know, but don't want to tell? 🙂
.

 

[Hemang]

Hehe .... In other words, you know, but don't want to tell? 🙂
.

Bhai No likh raha hoga maybe. Auto correct hoke know ho gaya.

 

[Hemang]

MC 2-3 working days. Visa anywhere between 2 working days to 7 working days

Yes last night on MCC variant 1 precious reward point came on 100 rupees payment on jio app. Visa I used on sbi unipay, uske bhi aaye hain but on same day I used on tap pay offer too, so vo points mix ho gaye hain. Calculate karne padenge.

 

[paxauquabriba-4876]

Charges: 500 + GST.

View attachment 26364

Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.

View attachment 26365

How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

so plus 2.05% cb after 5%cb for minus 2.95% total for (cc to payzapp (1.77) to (bnk (1.18)
or plus 3.23% cb for cc to payzapp wallet upi/merchant qr

am i missing smthng?

 

[Trust Me]

Bhai No likh raha hoga maybe. Auto correct hoke know ho gaya.

Perhaps. I wouldn't know. Because the first things I disable in any editor are the autocorrection features of any kind!

Anyway, the post was made just in jest (as I often do), -- so not to be taken seriously. I apologize if I've offended anyone.
.

 

[D₹V]

Hehe .... In other words, you know, but don't want to tell? 🙂
.

No idea 😐.

 

[D₹V]

so plus 2.05% cb after 5%cb for minus 2.95% total for (cc to payzapp (1.77) to (bnk (1.18)
or plus 3.23% cb for cc to payzapp wallet upi/merchant qr

am i missing smthng?

You're getting it wrong. 2.95% charges is for Amazon GV purchase via smartbuy or payzapp in app portal (which uses API of smartbuy/gyftr)

For payzapp wallet load you'll get 1% cashback only.

 

[paxauquabriba-4876]

You're getting it wrong. 2.95% charges is for Amazon GV purchase via smartbuy or payzapp in app portal (which uses API of smartbuy/gyftr)

For payzapp wallet load you'll get 1% cashback only.

thanks knew something was wrong but did not know what exactly.

 

[Centurion_wala]

One guy upgraded DC & got points for both.

You can try.

Yes. Received the pending points.

Yes i had received points of closed millennia after 3 months

Thanks for your responses. Just one last question: How do we redeem the points for closed millennia DC?

(Is the option available in new netbanking or HDFC app?)

 

[D₹V]

Thanks for your responses. Just one last question: How do we redeem the points for closed millennia DC?

(Is the option available in new netbanking or HDFC app?)

You'll see points added in your new DC program.

And you can redeem that in netbanking/app.

 

[sv004]

Thanks for your responses. Just one last question: How do we redeem the points for closed millennia DC?

(Is the option available in new netbanking or HDFC app?)

Yes it wl show as millennia points

 

[GTSaketh]

does the cashback from gyftr for using HDFC DC also takes 3 months?

I bought a voucher from gyftr using millennia.

 

[D₹V]

does the cashback from gyftr for using HDFC DC also takes 3 months?

I bought a voucher from gyftr using millennia.

Says 90d but comes as promotion points within a month.

 

[Hemang]

bhaiyo points aa gaye hain, sab log check kr lo. Bhaiyo ek query agar 400 me 6.25 rupee kam reh gaye ho to fir aage kisi month me ye 400 me jitne kam reh gaye utne ke transaction krke hi pure krne pdenge na ? Otherwise we won't be able to complete this to 400 ? Or there is a way using smartbuy, jiska cashback iske points me add ho jaye ? kindly help.

 

[D₹V]

bhaiyo points aa gaye hain, sab log check kr lo. Bhaiyo ek query agar 400 me 6.25 rupee kam reh gaye ho to fir aage kisi month me ye 400 me jitne kam reh gaye utne ke transaction krke hi pure krne pdenge na ? Otherwise we won't be able to complete this to 400 ? Or there is a way using smartbuy, jiska cashback iske points me add ho jaye ? kindly help.

Nhi hoga ab 394 latka hi rahega 🤣

 

[6ix9ine]

bhaiyo points aa gaye hain, sab log check kr lo. Bhaiyo ek query agar 400 me 6.25 rupee kam reh gaye ho to fir aage kisi month me ye 400 me jitne kam reh gaye utne ke transaction krke hi pure krne pdenge na ? Otherwise we won't be able to complete this to 400 ? Or there is a way using smartbuy, jiska cashback iske points me add ho jaye ? kindly help.

Kabhi 250 ka CC bill kardena jab month mai kuch kharcha na ho, 6.25 mil jayega xD