HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[4uziaul]

Redemption is working now in mobile app.

[might be user specific]

Good disclaimer 😂

 

[Sriim]

Hi. When I'm paying CC bill of 40k in Mobikwik using Millenia DC, can i pay it as a whole? Or is there any limit, like 20k/transaction? I know that there was 20k/transaction limit for platinum DC.

 

[D₹V]

Hi. When I'm paying CC bill of 40k in Mobikwik using Millenia DC, can i pay it as a whole? Or is there any limit, like 20k/transaction? I know that there was 20k/transaction limit for platinum DC.

You can pay as whole.

Once card added (24hrs) you'll be able to do big txns on mbk.

 

[OptiCard]

Hey guys,

Whenever I am using HDFC billpay option to pay other bank credit card bills --> I am getting payment failed error.
I checked limits/transactions are on across all modes.

Do we need to wait for sometime after adding biller??

 

[supperman]

It's not mentioned in the first post, but in subsequent posts on other pages, so I'd just like to confirm -

1. Millenia DC gives 2.5% cashback upto 400 if used for CC bill payments via HDFC Bill pay? This is only for non-HDFC CC payments.
2. If Millenia DC is used on other platforms to pay CC Bills, especially wallets like Mobikwik, then it's 1% upto 400. This could be used for HDFC CC payments?
3. SmartBuy has an extra bonus of 5% upto 1000?

I just got Millenia DC so wanted to know.

Also, HDFC Bill payment platform is the same as can be seen in one of the NetBanking tabs, right, which leads to online.billdesk.com?

 

[NShah]

1. Millenia DC gives 2.5% cashback upto 400 if used for CC bill payments via HDFC Bill pay? This is only for non-HDFC CC payments

Yes
You can pay only non hdfc cc bill payments through hdfc bill payments portal

2. If Millenia DC is used on other platforms to pay CC Bills, especially wallets like Mobikwik, then it's 1% upto 400. This could be used for HDFC CC payments?

Yes
You can pay hdfc cc and other banks cc bill payments

3. SmartBuy has an extra bonus of 5% upto 1000?

Yes

Also, HDFC Bill payment platform is the same as can be seen in one of the NetBanking tabs, right, which leads to online.billdesk.com?

Yes

 

[supperman]

Yes
You can pay only non hdfc cc bill payments through hdfc bill payments portal

Yes
You can pay hdfc cc and other banks cc bill payments

Yes

Yes

Much obliged. Thanks.

 

[OptiCard]

Hey guys,

Whenever I am using HDFC billpay option to pay other bank credit card bills --> I am getting payment failed error.
I checked limits/transactions are on across all modes.

Do we need to wait for sometime after adding biller??

Bhai kisi ko issue aa raha hai??
@NShah

------- Update -------

Able to pay now. Seems we need to wait for sometime after adding the biller. HDFC should show some message to handle this case.

 

[D₹V]

Bhai kisi ko issue aa raha hai??
@NShah

------- Update -------

Able to pay now. Seems we need to wait for sometime after adding the biller. HDFC should show some message to handle this case.

Everyone knows this waiting period.

 

[supperman]

Bhai kisi ko issue aa raha hai??
@NShah

------- Update -------

Able to pay now. Seems we need to wait for sometime after adding the biller. HDFC should show some message to handle this case.

How much time did you have to wait?

 

[OptiCard]

Everyone knows this waiting period.

Banks shouldn't work on assumptions --> its very bad experience

How can they allow & proceed for payments if its having waiting period ???? Showing payment failed is not good.

 

[OptiCard]

How much time did you have to wait?

I checked after around 3-4 hrs

 

[OptiCard]

Hey @NShah

Bhai ye 2.5% & 1% ki capping ek hi hai ???
or we get 400 + 400 ???

 

[4uziaul]

Hey @NShah

Bhai ye 2.5% & 1% ki capping ek hi hai ???
or we get 400 + 400 ???

Shame shame 🤭

 

[NShah]

Hey @NShah

Bhai ye 2.5% & 1% ki capping ek hi hai ???
or we get 400 + 400 ???

Only 400 per month

 

[OptiCard]

Shame shame 🤭

Haha... lutoo bhai 🤣

 

[supperman]

I checked after around 3-4 hrs

Tsk, I'm unable to make payments even after 6 hours.

Just to be clear, payments to Rupay credit cards can be made, right?

 

[OptiCard]

Tsk, I'm unable to make payments even after 6 hours.

Just to be clear, payments to Rupay credit cards can be made, right?

Yes, I did payment for rupay card.

 

[ksen13]

1 laat deke HDFC ko classic upgrade karo.


Only 4 txns per month 16k In Out, 400 in out and Balance remains Zero all the time 😂

Tumhare classic account mein zero raheta hain kya all the time ??
Sirf 4 transactions per month?
Downgrade huwa hya kya kabhi ??

 

[Dinnong]

Mera redeem successful ho gya, points bhi kat liya, lekin 400rs credit nehi huya!