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HDFC Card CRED Payment

Always make your payments (at the very least) 3 days from your due date. It's ideal to increase it to 5 unless you know for sure your bills are settled instantly. I'd say 5 because of weekends where you can never be sure of anything.

When CRED reports payment to be successful, it simply implies they have sent the funds to the lending partner. It's upto the lending partner to note it and clear the records.
 
I have some time this time, Is it normal for HDFC card through CRED ?
I wouldn't go as far as to tell it's "normal" because some times even I have been surprised by CRED's almost instant settlement with some banks. But it's certainly normal to not have it settled as quick as possible, like with some platforms. So just plan it out accordingly.
 
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