HDFC CC to Cash at 0 charges {Edit: For sole proprietorship account holders}

[SiddharthR]

1. Get HDFC Bank Smarthub Vyapar Prepaid Card
2. Load money with HDFC CC
3. Withdraw Cash at 0 charges in HDFC Bank ATM
4. 1,00,000 per month

Not verified yet

Reference Videos:

 

[SiddharthR]

D

Got a mail of ₹500 loaded and showing ₹500 on web also, but this error still exists

 

[Chaitanya-a]

Also showing this error while reloading

Same error while reloading.

 

[SiddharthR]

It's already a week or something

Also showing this error while reloading

@Sahilhenzy are you getting this error?

 

[sv004]

Same error while reloading.

Are u not able to reload

 

[Chaitanya-a]

Are u not able to reload

Nope.

 

[sv004]

Nope.

How can we close this card and get money back

 

[Chaitanya-a]

How can we close this card and get money back

I discussed about getting money back to my source but he said we have to spend the money and then request customer care to close this card. Money can't be sent back to source
He was even saying we've to visit branch to close this card. Dunno whether its legit or not.

 

[sv004]

I discussed about getting money back to my source but he said we have to spend the money and then request customer care to close this card. Money can't be sent back to source
He was even saying we've to visit branch to close this card. Dunno whether its legit or not.

Ohk thanks

 

[Sahilhenzy]

@Sahilhenzy are you getting this error?

Nope bro its working fine! I taken out my ₹500 from the card.

 

[sv004]

Nope bro its working fine! I taken out my ₹500 from the card.

But are u able to reload it

 

[BlueFlash]

This card is ideally meant for current account holders and meant for business POS transactions, hence the name "Vyapar", refer it's TnCs too. This will definitely get tracked in ITR via AIS (26AS doesn't track these generally, but AIS tracks nearly everything). Dunno why dumb people jump to take such risks for mere 1-2% (that too with a cap of 1K or so). And then the same folks will create threads that they have got IT notice for huge transactions and all. Also, cash transactions are more vulnerable to IT reporting than digital ones. Also, who uses this much cash in this damn age of CCs and UPI.
My personal suggestion, especially to the salaried professionals, would be to stay away from such cheap tactics -_-

 

[SiddharthR]

Also, who uses this much cash in this damn age of CCs and UPI.

Just once visit Tier-3 cities and rural India and your thoughts will be changed instantly,
People don't even know what is difference between CC/DC/ATM. And FYI only <5% of population uses CCs, compared to US where its >80%.

 

[sv004]

I talked to customer care . They said if u are not able to reload then go to hdfcbank.com there if u click login on right there forex/ prepaid there wl be option to reload card . He said that way u can load the card
This is that link

https://v.hdfcbank.com/assets/popuppages/Prepaid-card.html

 

[NShah]

@Chaitanya-a @Sahilhenzy @SiddharthR

You all are still using this card, I am thinking of getting this card to know the MCC code 🙄

 

[Chaitanya-a]

@Chaitanya-a @Sahilhenzy @SiddharthR

You all are still using this card, I am thinking of getting this card to know the MCC code 🙄

Not using bro. Don't even know where is it lying😂

 

[NShah]

Not using bro. Don't even know where is it lying😂

Lena chahiye ki nahi sirf mcc code pata karne ?

 

[Chaitanya-a]

Lena chahiye ki nahi sirf mcc code pata karne ?

Ni iski kya zarurt hai. MCC code k liye IDFC cc & HDFC cc zinda hai na

 

[Sahilhenzy]

@Chaitanya-a @Sahilhenzy @SiddharthR

You all are still using this card, I am thinking of getting this card to know the MCC code 🙄

To be honest it is lying in my card holder. Honestly it's a useless card now. No need of getting this card just for the sake of MCC. IDFC and HDFC are best for MCC.

 

[BlueFlash]

HDFC are best for MCC.

HDFC gives the MCC too in statement/transaction ? Or need to call CC each time ?

 

[Chaitanya-a]

HDFC gives the MCC too in statement/transaction ? Or need to call CC each time ?

Have to call them & ask