HDFC declining core CC

[MegaSpaceBar]

Today I found an interest tweet regarding core and co-branded credit cards. He said to apply the core card first otherwise once you get a co-branded card the bank will decline the core card applications. One also comments similar that his brother has a Tata Neu card but HDFC declining any new card application. I also heared several times the customer care ask first if I held and HDFC cards or not. What is your opinion in this case?

 

[Deleted member 5552]

I am looking to have a core card to buy instant vouchers using credit cards. The reason is that millennia debit card doesn't give 5% cashpoints. They show 3% if I pay using any debit card.

So your cashback percentage will be 8%.... 3+5

3% cashback is PayZapp cashback, not Millennia card based cashback

And when I tried, PayZapp didn't allow me to buy voucher using credit card

I think 5% cashback for transaction using PayZapp wallet

 

[MegaSpaceBar]

If I believe your word still I can't verify since it's impossible to get a cashpoints statement. But I can track my own to verify.

 

[Deleted member 5552]

If I believe your word still I can't verify since it's impossible to get a cashpoints statement. But I can track my own to verify.

You must know that Millennia DC gives 5% cashback on smartbuy transactions.... Gift Card purchase is a smartbuy transaction only....