HDFC doesn't let me apply for a second credit card

[CosmicCat]

I got my first-ever credit card from HDFC Bank in August 2023, which is a Tata Neu Infinity one (LTF).

Today, I was trying to apply for a new one through their website, but got the following error:
"It seems that you have recently applied for a credit card. Hence we will not be able to proceed with your current application."


I tried to check on the same portal even a few days ago, but got the same error even that day.

When I tried to track what my latest application number was on their website, surprisingly it was my Tata Neu Infinity one.

It has been over a year since I got that card, so I'm surprised why it doesn't let me apply for a second one.

Does anyone have any idea if it is an error specific to me or they don't let you apply for another card if you already have a co-branded one?

 

[kuchrm]

I had applied for Indianoil Hdfc card LTF in August 2023. Then I applied for IRCTC HDFC in Jan 2024, but it was rejected. Then I again applied for it in June 2024 and I have received the card.

What was the reason for decline?

 

[anonymuos]

I had applied for Indianoil Hdfc card LTF in August 2023. Then I applied for IRCTC HDFC in Jan 2024, but it was rejected. Then I again applied for it in June 2024 and I have received the card.

Are Indian Oil HDFC and IRCTC HDFC considered core cards by the bank or cobranded? Both feel cobranded. Do instant discounts work on any of these?

 

[Beyond]

Are Indian Oil HDFC and IRCTC HDFC considered core cards by the bank or cobranded? Both feel cobranded. Do instant discounts work on any of these?

before last sale... offers used to apply on irctc card same as tata neu, both stopped from last sale season.
Some are saying on older bins of tata neu 10% discount still works though never verified personally.
Besides irctc won't be issued easily, it's not a core card but HDFC used to consider it as such.
No idea abt indian oil