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HDFC doesn't let me apply for a second credit card

CosmicCat

TF Ace
I got my first-ever credit card from HDFC Bank in August 2023, which is a Tata Neu Infinity one (LTF).

Today, I was trying to apply for a new one through their website, but got the following error:
"It seems that you have recently applied for a credit card. Hence we will not be able to proceed with your current application."
1000065711.webp


I tried to check on the same portal even a few days ago, but got the same error even that day.

When I tried to track what my latest application number was on their website, surprisingly it was my Tata Neu Infinity one.

It has been over a year since I got that card, so I'm surprised why it doesn't let me apply for a second one.

Does anyone have any idea if it is an error specific to me or they don't let you apply for another card if you already have a co-branded one?
 
As per my knowledge when you closed your first card in this condition your floater card became your primary card ( main) after that all your cards are secondery ( floater) with same limit
OK so Neu Infinity is my primary card now? And Freedom is a floater despite being a core card. Not a problem as long as I can get it upgraded to Millennia 6 months later
 
Last edited:
I got my first-ever credit card from HDFC Bank in August 2023, which is a Tata Neu Infinity one (LTF).

Today, I was trying to apply for a new one through their website, but got the following error:
"It seems that you have recently applied for a credit card. Hence we will not be able to proceed with your current application."
View attachment 69270


I tried to check on the same portal even a few days ago, but got the same error even that day.

When I tried to track what my latest application number was on their website, surprisingly it was my Tata Neu Infinity one.

It has been over a year since I got that card, so I'm surprised why it doesn't let me apply for a second one.

Does anyone have any idea if it is an error specific to me or they don't let you apply for another card if you already have a co-branded one?
I'm facing the same issue.
I've a swiggy card.
Used to have Regalia but closed it last year after they practically made it useless and refused an upgrade to Regalia First.
 
while cross checking they will find that you are existing customer so they would declined the card if you still want tata neu card talk to customer care for downgrade to your previous card i am not sure 100 % but you can try once
No bro as such itna zada usefull nhi h neu plus

I was just thinking to get it back once i get core card.
 
I got Tata Neu Plus on 30 July. Closed on 26th November and applied for ltf swiggy card through hdfc portal. Vkyc done smoothly on the same day, 6 December. After 2-3 days it has been declined. And Guess what, yesterday i got an email from hdfc bank that your residencial Address doesn't match with the Adhaar. Within minutes, received a random call asking me for the date and time for physical ekyc purpose because of the adhaar mismatched address. The hdfc guy is supposed to visit my place on 22nd December. Anyone please suggest me, Is it really possible to get the card now or it's already gone?
 
I got Tata Neu Plus on 30 July. Closed on 26th November and applied for ltf swiggy card through hdfc portal. Vkyc done smoothly on the same day, 6 December. After 2-3 days it has been declined. And Guess what, yesterday i got an email from hdfc bank that your residencial Address doesn't match with the Adhaar. Within minutes, received a random call asking me for the date and time for physical ekyc purpose because of the adhaar mismatched address. The hdfc guy is supposed to visit my place on 22nd December. Anyone please suggest me, Is it really possible to get the card now or it's already gone?
after physical kyc send an email to hdfc they will reconsider ur cc applic.
 
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