HDFC Forex Card Load 5X Reward Points Offer

5X Reward Points Offer

Make every online load and reload on your HDFC Bank ForexPlus Card more rewarding! Use your HDFC Bank Credit Card and activate the power of 5X Reward Points Multiplier on every transaction.

5X Reward points offer details

• Customers can earn 5X Reward Points for every Forex Card load/reload transaction made using eligible HDFC Bank Credit Cards.
• Minimum Transaction Value: Rs15,000 per transaction.
• Maximum Reward Points (RP): Customers can earn a maximum of 15,000 Reward Points per calendar month during the offer period.

• Offer Period:​

  The 5X Reward Points Offer is valid for load / reload transactions settled between 1st January 2025 and 31st March 2025.
• https://offers.smartbuy.hdfcbank.com/offer_details/5x-rewards-points-offer/26166/Z2mkmWk%3D

• Card Type​	Base Earn Rate (1X)​	Additional 4XRP Capped at 15,000 RPs​	Total: 5X RP​	Max Spends for 5X​
  HDFC Bank Regalia First​	3RP/Rs.150​	12RP/Rs. 150​	15 RP/ Rs. 150​	187500​
  HDFC Bank Regalia​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Regalia Activ​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Regalia Gold​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Diners Privilege/ HDFC Biz Power​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Diners Black​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Diners Black Metal/HDFC Biz Black Metal​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Infinia​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Infinia Metal​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​

• The offer is applicable exclusively for load / reload of HDFC ForexPlus Cards done using an HDFC Bank Credit Cards: HDFC Bank Regalia First, HDFC Bank Regalia, HDFC Bank Regalia Activ, HDFC Bank Regalia Gold, HDFC Bank Diners Privilege, HDFC Bank Diners Black, HDFC Bank Diners Black Metal, HDFC Bank Infinia and HDFC Bank Infinia Metal Credit Card
• 5X reward points will be credited as: 1X reward points + additional 4X Reward Points. Additional 4X reward points are capped at 15,000 reward points per calendar month. 1X reward points will continue as is without any capping
• A minimum spend of Rs. 15,000 per transaction is required to be eligible for additional 4X reward points
• The limits are over and above the limits of HDFC SmartBuy

Issuance Fee Waiver Offer
There is another offer running on the issuance of an HDFC ForexPlus card where the joining fees get waived if you load a minimum of 1,000 USD or equivalent value of another currency. Check this out.

https://offers.smartbuy.hdfcbank.com/offer_details/forex-card-offers/10366/ZmOmmWk%3D

My Experience
Since I have an international trip planned next month to Japan I tried to apply HDFC ForexPlus Card (multicurrency card) and load some 2,00,000 Yen to the card to compare the actual reward rate. While Google is showing the exchange rate of 2L Yen equal to 112150 INR, HDFC is charging me some 1,16,695 INR including loading charges of around 195. It equates to a direct loss of approximately 4.01% since HDFC has higher Forex rates. But with a 16.66% (5X) reward rate on my Diners Club Black credit card, this deal is too good since it would leave me a net reward rate of 12.65% which handsomely beats even the reward rates of Axis Olympus and Axis Reserve. This is a good offer especially if you hold Diners Black or above credit cards.

Loading in USD is proving to be much cheaper since only approximately 2% charge is being applied so if you want to get a card then go for Regalia Plus Forex card since although it can be loaded only in USD but can be used to pay in any currency worldwide since it has zero cross currency markup charges.

 

[bhavyegoelbhavyegoel is verified member.]

Finally two good news here!

 

[Harry1]

View attachment 84043

I see 88.54 right now, and no reload fee of 75+gst. Even for 10 usd it's showing just 885.4 and 45 taxes. Is there some special offer in my account?

 

[darkjediknight]

I don't have my passport currently with me. Will they allow card pickup with a print-out of the passport?

 

[shubhamosy]

I don't have my passport currently with me. Will they allow card pickup with a print-out of the passport?

yes, i gave photo copy only

 

[darkjediknight]

yes, i gave photo copy only

Many thanks 🙏

 

[sahilcapricorn]

Any idea what's this about? I applied yesterday in the morning. Personalized version and today I got this text. I have not collected the card.

 

[cardblaster]

Okay so my Infinia statement got generated today. The base reward points table shoes 0 for the forex transaction. However, within the accelerated reward points area there is an entry of forex rewards (1X for now). Which means the rewards are been provided as part of the offer and is also separate from the smartbuy limit of 15k.

 

[Anilpal28]

Okay so my Infinia statement got generated today. The base reward points table shoes 0 for the forex transaction. However, within the accelerated reward points area there is an entry of forex rewards (1X for now). Which means the rewards are been provided as part of the offer and is also separate from the smartbuy limit of 15k.

Is it 15k per month statement.. I mean 15k for feb and march respectively..

 

[thanix]

One basic question - is there any possibility to apply the Regalia forex card within NetBanking login itself?

 

[Ram1]

One basic question - is there any possibility to apply the Regalia forex card within NetBanking login itself?

No,
Separate login portal there for forex cards

 

[cardblaster]

Is it 15k per month statement.. I mean 15k for feb and march respectively..

Yes, thats the smartbuy quota of 15k max accelerated points. Pls note the 5x benefit from this offer is over and above that

 

[darkjediknight]

Received 1x points for new forex card bought on 16th Feb

 

[Ash8]

One basic question - is there any possibility to apply the Regalia forex card within NetBanking login itself?

It is possible, go to cards section in INB and search for that button for apply for forex card.

 

[msankadi]

2 questions:
1. Can I buy the card in my wife's name (existing hdfc customer with valid ITR etc) and pay by my Infinia card?
or
2. Can I pay with Infinia add-on card in my wife's name and get 5X?

 

[msankadi]

It is possible, go to cards section in INB and search for that button for apply for forex card.

There is an option to apply for forex card through request apply...but it selects the multicurrency forex card by default...at least I couldn't find an option to change that in NB...were you able to do this?

 

[thanix]

No,
Separate login portal there for forex cards

Is there a link?

 

[Ram1]

Is there a link?

Prepaid Card & Forex Card Login Portal | HDFC Bank

Access HDFC Bank Forex Card & Prepaid Card Login Portal to reload cards, set usage limits, change PIN, view balance & statements, and temporarily block or unblock your card securely.

v.hdfcbank.com

.. .

 

[shubhamosy]

2 questions:
1. Can I buy the card in my wife's name (existing hdfc customer with valid ITR etc) and pay by my Infinia card?
or
2. Can I pay with Infinia add-on card in my wife's name and get 5X?

1. You can buy & but you can't reload with your card.
2. You can pay but 15K limit is for primary + add on card basis

 

[msankadi]

2. You can pay but 15K limit is for primary + add on card basis

Great so I will use the addon card in her name then to buy and pay...that ways we will get the benefit

 

[shubhamosy]

Great so I will use the addon card in her name then to buy and pay...that ways we will get the benefit

which reloading with CC there will me a tnc box, read that - that might help