HDFC Forex Card Load 5X Reward Points Offer

5X Reward Points Offer

Make every online load and reload on your HDFC Bank ForexPlus Card more rewarding! Use your HDFC Bank Credit Card and activate the power of 5X Reward Points Multiplier on every transaction.

5X Reward points offer details

• Customers can earn 5X Reward Points for every Forex Card load/reload transaction made using eligible HDFC Bank Credit Cards.
• Minimum Transaction Value: Rs15,000 per transaction.
• Maximum Reward Points (RP): Customers can earn a maximum of 15,000 Reward Points per calendar month during the offer period.

• Offer Period:​

  The 5X Reward Points Offer is valid for load / reload transactions settled between 1st January 2025 and 31st March 2025.
• https://offers.smartbuy.hdfcbank.com/offer_details/5x-rewards-points-offer/26166/Z2mkmWk%3D

• Card Type​	Base Earn Rate (1X)​	Additional 4XRP Capped at 15,000 RPs​	Total: 5X RP​	Max Spends for 5X​
  HDFC Bank Regalia First​	3RP/Rs.150​	12RP/Rs. 150​	15 RP/ Rs. 150​	187500​
  HDFC Bank Regalia​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Regalia Activ​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Regalia Gold​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Diners Privilege​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Diners Black​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Diners Black Metal​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Infinia​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Infinia Metal​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​

• The offer is applicable exclusively for load / reload of HDFC ForexPlus Cards done using an HDFC Bank Credit Cards: HDFC Bank Regalia First, HDFC Bank Regalia, HDFC Bank Regalia Activ, HDFC Bank Regalia Gold, HDFC Bank Diners Privilege, HDFC Bank Diners Black, HDFC Bank Diners Black Metal, HDFC Bank Infinia and HDFC Bank Infinia Metal Credit Card
• 5X reward points will be credited as: 1X reward points + additional 4X Reward Points. Additional 4X reward points are capped at 15,000 reward points per calendar month. 1X reward points will continue as is without any capping
• A minimum spend of Rs. 15,000 per transaction is required to be eligible for additional 4X reward points
• The limits are over and above the limits of HDFC SmartBuy

Issuance Fee Waiver Offer
There is another offer running on the issuance of an HDFC ForexPlus card where the joining fees get waived if you load a minimum of 1,000 USD or equivalent value of another currency. Check this out.

https://offers.smartbuy.hdfcbank.com/offer_details/forex-card-offers/10366/ZmOmmWk%3D

My Experience
Since I have an international trip planned next month to Japan I tried to apply HDFC ForexPlus Card (multicurrency card) and load some 2,00,000 Yen to the card to compare the actual reward rate. While Google is showing the exchange rate of 2L Yen equal to 112150 INR, HDFC is charging me some 1,16,695 INR including loading charges of around 195. It equates to a direct loss of approximately 4.01% since HDFC has higher Forex rates. But with a 16.66% (5X) reward rate on my Diners Club Black credit card, this deal is too good since it would leave me a net reward rate of 12.65% which handsomely beats even the reward rates of Axis Olympus and Axis Reserve. This is a good offer especially if you hold Diners Black or above credit cards.

Loading in USD is proving to be much cheaper since only approximately 2% charge is being applied so if you want to get a card then go for Regalia Plus Forex card since although it can be loaded only in USD but can be used to pay in any currency worldwide since it has zero cross currency markup charges.

 

[bikramnitj]

Okay so my Infinia statement got generated today. The base reward points table shoes 0 for the forex transaction. However, within the accelerated reward points area there is an entry of forex rewards (1X for now). Which means the rewards are been provided as part of the offer and is also separate from the smartbuy limit of 15k.

 

[Anilpal28]

Okay so my Infinia statement got generated today. The base reward points table shoes 0 for the forex transaction. However, within the accelerated reward points area there is an entry of forex rewards (1X for now). Which means the rewards are been provided as part of the offer and is also separate from the smartbuy limit of 15k.

Is it 15k per month statement.. I mean 15k for feb and march respectively..

 

[thanix]

One basic question - is there any possibility to apply the Regalia forex card within NetBanking login itself?

 

[Ram1]

One basic question - is there any possibility to apply the Regalia forex card within NetBanking login itself?

No,
Separate login portal there for forex cards

 

[bikramnitj]

Is it 15k per month statement.. I mean 15k for feb and march respectively..

Yes, thats the smartbuy quota of 15k max accelerated points. Pls note the 5x benefit from this offer is over and above that

 

[darkjediknight]

Received 1x points for new forex card bought on 16th Feb

 

[Ash8]

One basic question - is there any possibility to apply the Regalia forex card within NetBanking login itself?

It is possible, go to cards section in INB and search for that button for apply for forex card.

 

[msankadi]

2 questions:
1. Can I buy the card in my wife's name (existing hdfc customer with valid ITR etc) and pay by my Infinia card?
or
2. Can I pay with Infinia add-on card in my wife's name and get 5X?

 

[msankadi]

It is possible, go to cards section in INB and search for that button for apply for forex card.

There is an option to apply for forex card through request apply...but it selects the multicurrency forex card by default...at least I couldn't find an option to change that in NB...were you able to do this?

 

[thanix]

No,
Separate login portal there for forex cards

Is there a link?

 

[Ram1]

Is there a link?

Prepaid Card & Forex Card Login Portal | HDFC Bank

Access HDFC Bank Forex Card & Prepaid Card Login Portal to reload cards, set usage limits, change PIN, view balance & statements, and temporarily block or unblock your card securely.

v.hdfcbank.com

.. .

 

[shubhamosy]

2 questions:
1. Can I buy the card in my wife's name (existing hdfc customer with valid ITR etc) and pay by my Infinia card?
or
2. Can I pay with Infinia add-on card in my wife's name and get 5X?

1. You can buy & but you can't reload with your card.
2. You can pay but 15K limit is for primary + add on card basis

 

[msankadi]

2. You can pay but 15K limit is for primary + add on card basis

Great so I will use the addon card in her name then to buy and pay...that ways we will get the benefit

 

[shubhamosy]

Great so I will use the addon card in her name then to buy and pay...that ways we will get the benefit

which reloading with CC there will me a tnc box, read that - that might help

 

[sagarlakhisarani]

Hi Guys!! I have a question!
So I have Diners Black and Infinia both for me and brother.
I ordered one regalia plus forex on my name, and loaded 1300$ on that card using my diners. That should give me 15000 points.

Now my question is that will I get the 5x rewards points if load the card again with my brother’s Infinia card or should I actually get a new forex regalia card on his name and load from his infinia. (I also have Infinia add on my name)

@bhavyegoel @TechnoFino

 

[Ram1]

I have DCB pvc card.
How much amount I have to load to get max 15k points?
Can we unload whole amount to bank (2% loss) if our trip is cancelled?
@bhavyegoel @Harry1

 

[msankadi]

Guys based on the OP table I am going to buy a new card and load 1280 USD roughly 112500 for Infinia

Please save me if I am doing something wrong and wasting money

 

[darkjediknight]

Guys based on the OP table I am going to buy a new card and load 1280 USD roughly 112500 for Infinia

Please save me if I am doing something wrong and wasting money

Go ahead if you have infinia. I did the same. Will get total 18,750 points. 1x this month, 4x next month.
Then repeat the same next month if you need more forex.
I plan to use it to take out cash when I travel abroad.

 

[Nihhaar]

HDFC Brochure is saying we can only have 2000 USD unspent in the card.

I only took the card for the reward points and not travelling anywhere. Is this a problem?

 

[d3rvish]

Having a slightly peculiar problem. Ordered my Regalia forex card online and collected it at the branch the following day. However, on trying to activate it, I got a text saying the activation was on hold and I needed to visit the branch to sort it out. Of course, the people at the branch were clueless, but I managed to get through to phone banking while there and they said that the problem was because my old Regalia forex card, which expired last year, needed to be cancelled in the system before the new one could be activated (even though the old one expired months ago; don't ask me why). They submitted a request for that and that's been done and my new Regalia card is active.

But I cannot log in on the prepaid cards site because the IPIN mailer that came with the card was made in hell and the two sheets of paper that are supposed to come apart and reveal the IPIN were firmly stuck together, and trying to separate them only resulted in them tearing without revealing the IPIN.

When you click forgot password on he prepaid cards site, it asks you to enter your user ID (for which new users are supposed to enter their card number), card number, DOB, CVV, card expiry, and a captcha. I've tried everything - entering my card number, my previous Regalia login user ID, my HDFC customer ID, in the user ID field and it says it's wrong every time.

Has anyone else had this kind of problem and got around it? I don't want to call HDFC if I can avoid it.