HDFC Forex Card Load 5X Reward Points Offer

5X Reward Points Offer

Make every online load and reload on your HDFC Bank ForexPlus Card more rewarding! Use your HDFC Bank Credit Card and activate the power of 5X Reward Points Multiplier on every transaction.

5X Reward points offer details

• Customers can earn 5X Reward Points for every Forex Card load/reload transaction made using eligible HDFC Bank Credit Cards.
• Minimum Transaction Value: Rs15,000 per transaction.
• Maximum Reward Points (RP): Customers can earn a maximum of 15,000 Reward Points per calendar month during the offer period.

• Offer Period:​

  The 5X Reward Points Offer is valid for load / reload transactions settled between 1st January 2025 and 31st March 2025.
• https://offers.smartbuy.hdfcbank.com/offer_details/5x-rewards-points-offer/26166/Z2mkmWk%3D

• Card Type​	Base Earn Rate (1X)​	Additional 4XRP Capped at 15,000 RPs​	Total: 5X RP​	Max Spends for 5X​
  HDFC Bank Regalia First​	3RP/Rs.150​	12RP/Rs. 150​	15 RP/ Rs. 150​	187500​
  HDFC Bank Regalia​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Regalia Activ​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Regalia Gold​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Diners Privilege​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Diners Black​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Diners Black Metal​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Infinia​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Infinia Metal​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​

• The offer is applicable exclusively for load / reload of HDFC ForexPlus Cards done using an HDFC Bank Credit Cards: HDFC Bank Regalia First, HDFC Bank Regalia, HDFC Bank Regalia Activ, HDFC Bank Regalia Gold, HDFC Bank Diners Privilege, HDFC Bank Diners Black, HDFC Bank Diners Black Metal, HDFC Bank Infinia and HDFC Bank Infinia Metal Credit Card
• 5X reward points will be credited as: 1X reward points + additional 4X Reward Points. Additional 4X reward points are capped at 15,000 reward points per calendar month. 1X reward points will continue as is without any capping
• A minimum spend of Rs. 15,000 per transaction is required to be eligible for additional 4X reward points
• The limits are over and above the limits of HDFC SmartBuy

Issuance Fee Waiver Offer
There is another offer running on the issuance of an HDFC ForexPlus card where the joining fees get waived if you load a minimum of 1,000 USD or equivalent value of another currency. Check this out.

https://offers.smartbuy.hdfcbank.com/offer_details/forex-card-offers/10366/ZmOmmWk%3D

My Experience
Since I have an international trip planned next month to Japan I tried to apply HDFC ForexPlus Card (multicurrency card) and load some 2,00,000 Yen to the card to compare the actual reward rate. While Google is showing the exchange rate of 2L Yen equal to 112150 INR, HDFC is charging me some 1,16,695 INR including loading charges of around 195. It equates to a direct loss of approximately 4.01% since HDFC has higher Forex rates. But with a 16.66% (5X) reward rate on my Diners Club Black credit card, this deal is too good since it would leave me a net reward rate of 12.65% which handsomely beats even the reward rates of Axis Olympus and Axis Reserve. This is a good offer especially if you hold Diners Black or above credit cards.

Loading in USD is proving to be much cheaper since only approximately 2% charge is being applied so if you want to get a card then go for Regalia Plus Forex card since although it can be loaded only in USD but can be used to pay in any currency worldwide since it has zero cross currency markup charges.

 

[avinash2711]

yes klook i am gng to use for all the acitivties , rest il take metro or cab , its jst me and my wife , any sugegstion for sasta but good hotel near dubai close to the attractions?

I booked ibis one central. but there are some properties which are also cheaper. And get a place near metro station

 

[Ajain]

Can i get this card to pay online on US sites such as amazon or google store ? I am not travelling but someone else is.

 

[atulay]

Was anyone charged issuance fees upon new application? Were you able to bypass it? If yes, how?

 

[atulay]

Also, we can technically load to the fullest reward limit and transfer back the amount to bank and still get good positive return then...

Did you load and transfer back? Was any extra amount charged?

 

[salisburry44]

Was anyone charged issuance fees upon new application? Were you able to bypass it? If yes, how?

Load 1000usd while applying. Also no charge if imperia customer according to rm but on product page it is given 50% off.

 

[Harry1]

Load 1000usd while applying. Also no charge if imperia customer according to rm but on product page it is given 50% off.

50% off on ?

 

[Harry1]

Confirmed with customer care and applied for Regalia ForexPlus with 1000 USD. Hopefully it will be approved and delivered at branch. It says timeline of 5-7 days, if opting for card with ur name.

I don't have savings account with hdfc, so they are asking to submit for proof of funds during card collection by sharing 1 year savings account statement. But I paid using HDFC credit card 😅. Is it really needed?

Hopefully will get bonus 4x points in one month and won't include smartbuy 15k limit.

Transaction settled. No base points received. Mostly one of the excluded mcc. Will now have to fight with customer care 🤦‍♂️.

Edit: Called customer care. MCC code is 6540 Wallet load. After sharing offer details, she said both 1x and 4x will be credited next month only after reading below terms.

For spends made under the 5X rewards eligible transactions, the 5X reward points (i.e. 1X + 4X points) shall be credited to the customer's card account in the 1st week of the subsequent calendar month.

 

[sharad131]

Transaction settled. No base points received. Mostly one of the excluded mcc. Will now have to fight with customer care 🤦‍♂️.

Wth. Means this was scam? Did anyone recieved base points?

 

[Ash8]

Was anyone charged issuance fees upon new application? Were you able to bypass it? If yes, how?

Just load 1000USD equivalent and you will be eligible for no fee right there on the website.

 

[Ash8]

Did you load and transfer back? Was any extra amount charged?

I haven't transferred back, hell, I have not even been able to apply yet from the shitty website. But there could be 2% unload charge as well.

 

[Ash8]

Wth. Means this was scam? Did anyone recieved base points?

Check the post again, he has edited it now.

 

[salisburry44]

50% off on ?

Card issuance fees

 

[Vickymaster1010]

How many days the card takes to come home my flight is on 12th will it come before that. Also I am gng to Dubai how much aed i need to apply to get the offer benefit ?

 

[bikramnitj]

Transaction settled. No base points received. Mostly one of the excluded mcc. Will now have to fight with customer care 🤦‍♂️.

Edit: Called customer care. MCC code is 6540 Wallet load. After sharing offer details, she said both 1x and 4x will be credited next month only after reading below terms.

For spends made under the 5X rewards eligible transactions, the 5X reward points (i.e. 1X + 4X points) shall be credited to the customer's card account in the 1st week of the subsequent calendar month.

Lets keep in touch n united on this, i also applied regalia plus n loaded 1260 with my infinia yesterday.. morning bakar already let to a loss of 600 bucks on Re devaluation lol

 

[Harry1]

Lets keep in touch n united on this, i also applied regalia plus n loaded 1260 with my infinia yesterday.. morning bakar already let to a loss of 600 bucks on Re devaluation lol

The way usd is rising, I think that 2% markup will get nullified by the time card is activated 😂.

I got net at 88.72 and usd has already reached 87.45.

 

[Vickymaster1010]

How much aed should I add to get the benefit ??

 

[Vickymaster1010]

How much should I add in aed to be eligible for the offer

 

[hritiksakshi]

What's the final clarity? Should one take hit of issuance fees and reload later? Or can do issuance with 1000 usd?

 

[sravanbrahma]

Transaction settled. No base points received. Mostly one of the excluded mcc. Will now have to fight with customer care 🤦‍♂️.

Edit: Called customer care. MCC code is 6540 Wallet load. After sharing offer details, she said both 1x and 4x will be credited next month only after reading below terms.

For spends made under the 5X rewards eligible transactions, the 5X reward points (i.e. 1X + 4X points) shall be credited to the customer's card account in the 1st week of the subsequent calendar month.

Thank you for sharing your experience. I was about to apply but will hold on for few days to check on this.

 

[Harry1]

Thank you for sharing your experience. I was about to apply but will hold on for few days to check on this.

U mean one month, right? None can confirm anything with more certainty before that.