HDFC Forex Card Loophole: Earn 15,000 Bonus Points with This Smart Trick!

[CardTroller]

Are you wondering why everyone is suddenly applying for an HDFC Forex card?

As you all know, HDFC Bank is now offering 5X reward points on Infinia, Biz Black, and a few other cards for loading the HDFC Forex card. Bhavye has already written a detailed guide on this here: https://www.technofino.in/community/threads/hdfc-forex-card-load-5x-reward-points-offer.37561/

But why would people buy a Forex card and hold money if they aren’t planning to travel anytime soon?

Well, there’s a loophole! Don’t worry—it’s not illegal or unethical like some Axis Bank loopholes.

Here’s how it works:

1. Load your HDFC Forex card using an HDFC credit card, preferably Infinia or Biz Black, to earn 5X bonus reward points (up to 15,000 points).
2. After loading your Forex card, email HDFC Bank and inform them that your travel plans have been canceled and request a refund of your Forex card balance to your savings account.
3. HDFC Bank will process the refund at the prevailing exchange rate.

In this process, you will incur some exchange fees. To earn the full 15,000 bonus points, you might lose around ₹3,000 in exchange fees. However, in return, you’ll gain valuable 15K reward points.

Cheers, and enjoy this trick (Loophole)! 🎉

Credit: This loophole was originally shared by @RewardsAlert in his private group within the TechnoFino Community.

 

[Dreams Of Desire 💓]

Kese kese khatarnak log he yahape
You need copy of axis notice?
Thread 'Axis Bank May Issue Legal Notices for Unsettled Negative Reward Points Balances'

Thread 'Axis Bank May Issue Legal Notices for Unsettled Negative Reward Points Balances'

Feb 26, 2025

Recently, Axis Bank sent email notifications to many customers who had misused their credit card reward system back in 2023. The glitch (or loophole, whichever you want to call it) was fixed in January 2024. In response, Axis debited edged points from customers who had taken advantage of this loophole between April 2023 and January 2024.

The Loophole:​

Back in 2023, there were a few major glitches in Axis Bank's reward system that affected all of their credit cards. Some customers—particularly those holding Axis Magnus, Axis Atlas, Axis Reserve, and other premium credit cards...

• TechnoFino
• axis axis bank notice points reward reward points
• Replies: 337
• Forum: Bank Announcement

• 
• 
• 

 

[CardTroller]

Kese kese khatarnak log he yahape
You need copy of axis notice?
Thread 'Axis Bank May Issue Legal Notices for Unsettled Negative Reward Points Balances'

Thread 'Axis Bank May Issue Legal Notices for Unsettled Negative Reward Points Balances'

Feb 26, 2025

Recently, Axis Bank sent email notifications to many customers who had misused their credit card reward system back in 2023. The glitch (or loophole, whichever you want to call it) was fixed in January 2024. In response, Axis debited edged points from customers who had taken advantage of this loophole between April 2023 and January 2024.

The Loophole:​

Back in 2023, there were a few major glitches in Axis Bank's reward system that affected all of their credit cards. Some customers—particularly those holding Axis Magnus, Axis Atlas, Axis Reserve, and other premium credit cards...

• TechnoFino
• axis axis bank notice points reward reward points
• Replies: 337
• Forum: Bank Announcement

• 
• 
• 

this is legally allowed brother.

 

[IKFLRT]

vaise toh m bohot lalchi or chor insan hu per ye karne ke liye himmat nahi hui kabhi 🤡

 

[Half Human]

Are you wondering why everyone is suddenly applying for an HDFC Forex card?

As you all know, HDFC Bank is now offering 5X reward points on Infinia, Biz Black, and a few other cards for loading the HDFC Forex card. Bhavye has already written a detailed guide on this here: https://www.technofino.in/community/threads/hdfc-forex-card-load-5x-reward-points-offer.37561/

But why would people buy a Forex card and hold money if they aren’t planning to travel anytime soon?

Well, there’s a loophole! Don’t worry—it’s not illegal or unethical like some Axis Bank loopholes.

Here’s how it works:

1. Load your HDFC Forex card using an HDFC credit card, preferably Infinia or Biz Black, to earn 5X bonus reward points (up to 15,000 points).
2. After loading your Forex card, email HDFC Bank and inform them that your travel plans have been canceled and request a refund of your Forex card balance to your savings account.
3. HDFC Bank will process the refund at the prevailing exchange rate.

In this process, you will incur some exchange fees. To earn the full 15,000 bonus points, you might lose around ₹3,000 in exchange fees. However, in return, you’ll gain valuable 15K reward points.

Cheers, and enjoy this trick (Loophole)! 🎉

Don't say it's illegal. I think it might get you in trouble, as it is just like axis issue. Play safe bro..

 

[IKFLRT]

The most dangarous thing I just saw now in youtube
It is like ultimate trick of money rotation...



I am just shuddering in fear after watching this...
Axis is again involved here....

What will be ultimate consequences who will use this trick...
Altough I am sure, it will be patched up soon

Not just this app, on some good days you can do it on Highway Delite app as well.

But it will not fetch you any reward points. For the sake of money rotation you could do it and clap for yourself, but there's zero gain.

 

[ujjwal2024]

Not just this app, on some good days you can do it on Highway Delite app as well.

But it will not fetch you any reward points. For the sake of money rotation you could do it and clap for yourself, but there's zero gain.

so it is legal and will not make your card blocked?

 

[Ram1]

Please remove this thread,its a matter of lakhs. Things might go worst if it becomes viral.
Just my suggestion

 

[IKFLRT]

so it is legal and will not make your card blocked?

It’s up to the bank, to be honest. I don’t think SBI cares much about money rotation or anything like that.

Once, I used my cashback card for 15 consecutive days at the same merchant, with all 15 transactions being for the same amount. Yet, my card was never blocked.

On the other hand, Axis probably would have blocked the card after just 5–6 transactions.

That said, as long as you’re transacting within RBI-approved categories and not engaging in things like crypto, gambling, or other restricted activities, I don’t see a reason for your card to be blocked. However, banks can still do whatever they want if they determine that your transactions don’t reflect genuine retail purchases.

Personally, I wouldn’t risk using my Infinia for this rotation trick, as it might backfire in the future.

 

[ujjwal2024]

Please remove this thread,its a matter of lakhs. Things might go worst if it becomes viral.
Just my suggestion

will I delete my post of link to the youtube video also?

 

[ujjwal2024]

It’s up to the bank, to be honest. I don’t think SBI cares much about money rotation or anything like that.

Once, I used my cashback card for 15 consecutive days at the same merchant, with all 15 transactions being for the same amount. Yet, my card was never blocked.

On the other hand, Axis probably would have blocked the card after just 5–6 transactions.

That said, as long as you’re transacting within RBI-approved categories and not engaging in things like crypto, gambling, or other restricted activities, I don’t see a reason for your card to be blocked. However, banks can still do whatever they want if they determine that your transactions don’t reflect genuine retail purchases.

Personally, I wouldn’t risk using my Infinia for this rotation trick, as it might backfire in the future.

moreover this is dangerous as it is slippery slope...
as there is a high chance that debt will spiral up and it may be not possible to repay the credit card due as you will be just shifting the debt from one card to another...

 

[IKFLRT]

moreover this is dangerous as it is slippery slope...
as there is a high chance that debt will spiral up and it may be not possible to repay the credit card due as you will be just shifting the debt from one card to another...

A credit card is essentially a debt trap if not used properly. 🙂

The risk-to-reward ratio with this Infinia <> Forex trick is too high. As tempting as it is—and even though I’ve known about it since last month—I chose not to go for it.

 

[CardTroller]

A credit card is essentially a debt trap if not used properly. 🙂

The risk-to-reward ratio with this Infinia <> Forex trick is too high. As tempting as it is—and even though I’ve known about it since last month—I chose not to go for it.

That’s your call, but it’s not illegal or wrong to do. People generally buy a forex card and cash it out after completing their trip or if the trip gets canceled. The bank happily transfers the forex card balance to their bank account since they also earn from the forex exchange rate. So, it’s just a normal process—don’t spread fear. I think @TechnoFino must have done this already 😈

 

[IKFLRT]

That’s your call, but it’s not illegal or wrong to do. People generally buy a forex card and cash it out after completing their trip or if the trip gets canceled. The bank happily transfers the forex card balance to their bank account since they also earn from the forex exchange rate. So, it’s just a normal process—don’t spread fear. I think @TechnoFino must have done this already 😈

Totally agree with you. I'm naive and don't have enough experience dealing with forex cards so it's better I stay out of it brother.

 

[RewardsAlert]

Seems like a good strategy to copy and paste someone else's insider content, and repost it as your own!

 

[RewardsAlert]

Revaluation Thread 'Finally Leaked! Truly free & unlimited Airport Meet & Greet Loophole (RewardsAlert Exclusive)'

Mar 1, 2025

Dear Everyone,

Here is an amazing hack to book unlimited Meet and Greet services without having any credit card whatsoever! 🤑

So, after a long time, this one is going to be one of the most rewarding hack, which is tried and tested by me in my last trip and is working like a charm. 😁

As some of you might be knowing that apart from Axis Bank offering M&G services on its Magnus Burgundy Credit Card, there is only AU Bank in India which offers complimentary M&G services on it’s Zenith+ Credit Card, and the loophole lies there.

AU Bank Zenith+ Card doesn’t have any portal to book M&G...

• RewardsAlert
• airport free unlimited
• Replies: 130
• Forum: Credit Card - General

• 
• 
• 

Original post link for your reference.

Everyone here knows who had originally proposed and shared such a hack and it's potential in public.
Engagement farming on Technofino won't work. Only authentic content works here 🙂

 

[RewardsAlert]

Revaluation Thread 'Finally Leaked! Truly free & unlimited Airport Meet & Greet Loophole (RewardsAlert Exclusive)'

Mar 1, 2025

Dear Everyone,

Here is an amazing hack to book unlimited Meet and Greet services without having any credit card whatsoever! 🤑

So, after a long time, this one is going to be one of the most rewarding hack, which is tried and tested by me in my last trip and is working like a charm. 😁

As some of you might be knowing that apart from Axis Bank offering M&G services on its Magnus Burgundy Credit Card, there is only AU Bank in India which offers complimentary M&G services on it’s Zenith+ Credit Card, and the loophole lies there.

AU Bank Zenith+ Card doesn’t have any portal to book M&G...

• RewardsAlert
• airport free unlimited
• Replies: 130
• Forum: Credit Card - General

• 
• 
• 

Original post link for your reference.

Everyone here knows who had originally proposed and shared such a hack and it's potential in public.
Engagement farming on Technofino won't work. Only authentic content works here 🙂

Technofino Army kindly review this and let the gentleman know how Technofino operates.
It's not like X (Twitter) where engagement farming will work, only authentic and original content speaks 😎

@CardCraftsman.

@CCFan12

@Enthusiast

@sourpai

@Parvesh Goyal

@TheMentalist

@hs23new

@Sahilhenzy

@Survivor35

@paresh22

@rockking1994

@insight

@drsel

@Chaitanya-a

@Dharm

@MangoRush

@D₹V

@VISHESH_BANSAL

@chasni

@dino

@AritraSaha

@0xfallup

@seekndestroy99

@dino

@kshitij_0

@vinrey287

@tryabp

@sm9811911

@Harry1

@Rohan

@rockyBalboa

@imdjay

@sheru

@gamersgzb

@Pravnz

@shutapdiya

@shrewdoc

@manishtaneja90

@starstruck

@Oscar

@James

@Arun Pratheep

@Shubham Yadav

@CP24

@credit_debit

@kushhh

@fageriaji

@iAmPm

@Piyush_Jaiswal

@sxchzy

@CyberPsych

@Deepak_Shetty

@jimmypappachan

@S.S.

@xxScriptzxx

@BeingIncog

@plastikman

@lhgeek

@knight

@Akashn

@RupayMan

@Rkr

@ChurningNoob

@varunsridharan

@WandereR

@D7162

@chenrichy

@iNokia

@prc1990

@EINSTEIN

@ADITYA1904

@TheTrickySid

@Tejo

@Dexter

@Rocky Bhai

@4uziaul

@007

@nitrogenSingh

@Rahul Gupta

@NOOBY

@Pavan

@ARV

@Predator

@CC-Muncher

@WhoU

@RewardsAlert

@pprakash11

@Copycat

@CardSeeker

@rp0703

@Strange

@Kamal

@vaibhav111

@Dr. Drake

@Rohith_Kumar_Sp

@Walter White

@jack333

@hks789

@Shrinit Padwal

@gurubhai

@ashwink

@bugmenot

@#aniket

@varun__goel_

@Vasuki

@Abhishek012

@tanvi

@Anil_Singh

@the_dark_knight

@pinki

@its_ka

ran

@doraemon

@AlphaCAT

@𝙇.𝙆. 𝐓𝐢𝕨𝐚𝐫𝚒

@shivamk

@Shoxie

@s1t2y3a3m6

@iamabhisekagar

@Kumar93196

@imuntitled

@NShah

@drk

@brightknight

@hellobois

@Anil_Singh

@Sahil_07

@drk

@Juganta

@kuchbhi

@bhaveshS

@its_karan

 

[CardTroller]

Seems like a good strategy to copy and paste someone else's insider content, and repost it as your own!
View attachment 87217

First of all, I don’t know you, and I’m not a member of your social group.
Yes, you may have posted this in a private group, but I was unaware of it—I got this information from a WhatsApp group.

And finally, I don’t see any of your posts clearly describing this loophole in the public section of TechnoFino, whereas I posted it first in the public section. I’m sure the TechnoFino mods will back my post.

However, since you posted it earlier, you could have asked me, and I would have been happy to give you credit for the post.

 

[IKFLRT]

First of all, I don’t know you, and I’m not a member of your social group.
Yes, you may have posted this in a private group, but I was unaware of it—I got this information from a WhatsApp group.

And finally, I don’t see any of your posts clearly describing this loophole in the public section of TechnoFino, whereas I posted it first in the public section. I’m sure the TechnoFino mods will back my post.

However, since you posted it earlier, you could have asked me, and I would have been happy to give you credit for the post.

bhai bhai bhai

 

[Abhishek012]

Technofino Army kindly review this and let the gentleman know how Technofino operates.
It's not like X (Twitter) where engagement farming will work, only authentic and original content speaks 😎

@CardCraftsman.

@CCFan12

@Enthusiast

@sourpai

@Parvesh Goyal

@TheMentalist

@hs23new

@Sahilhenzy

@Survivor35

@paresh22

@rockking1994

@insight

@drsel

@Chaitanya-a

@Dharm

@MangoRush

@D₹V

@VISHESH_BANSAL

@chasni

@dino

@AritraSaha

@0xfallup

@seekndestroy99

@dino

@kshitij_0

@vinrey287

@tryabp

@sm9811911

@Harry1

@Rohan

@rockyBalboa

@imdjay

@sheru

@gamersgzb

@Pravnz

@shutapdiya

@shrewdoc

@manishtaneja90

@starstruck

@Oscar

@James

@Arun Pratheep

@Shubham Yadav

@CP24

@credit_debit

@kushhh

@fageriaji

@iAmPm

@Piyush_Jaiswal

@sxchzy

@CyberPsych

@Deepak_Shetty

@jimmypappachan

@S.S.

@xxScriptzxx

@BeingIncog

@plastikman

@lhgeek

@knight

@Akashn

@RupayMan

@Rkr

@ChurningNoob

@varunsridharan

@WandereR

@D7162

@chenrichy

@iNokia

@prc1990

@EINSTEIN

@ADITYA1904

@TheTrickySid

@Tejo

@Dexter

@Rocky Bhai

@4uziaul

@007

@nitrogenSingh

@Rahul Gupta

@NOOBY

@Pavan

@ARV

@Predator

@CC-Muncher

@WhoU

@RewardsAlert

@pprakash11

@Copycat

@CardSeeker

@rp0703

@Strange

@Kamal

@vaibhav111

@Dr. Drake

@Rohith_Kumar_Sp

@Walter White

@jack333

@hks789

@Shrinit Padwal

@gurubhai

@ashwink

@bugmenot

@#aniket

@varun__goel_

@Vasuki

@Abhishek012

@tanvi

@Anil_Singh

@the_dark_knight

@pinki

@its_ka

ran

@doraemon

@AlphaCAT

@𝙇.𝙆. 𝐓𝐢𝕨𝐚𝐫𝚒

@shivamk

@Shoxie

@s1t2y3a3m6

@iamabhisekagar

@Kumar93196

@imuntitled

@NShah

@drk

@brightknight

@hellobois

@Anil_Singh

@Sahil_07

@drk

@Juganta

@kuchbhi

@bhaveshS

@its_karan

Mujhe apne "Only Premium & Super Premium Cards Discussion" group se blocked kyun rakhe ho pata nahi.

public group hai without login sab dekh sakta hu but technofino login se dekh nahi sakta hu, koi logic banta hai iska ?